DiCard
Virtual cards of the exchange DigiFinex funded with stablecoins: a low-fee card (1 USDT application fee) and a high-limit card (5 USDT), both with Apple Pay and Google Pay. Deposit fee 1.3% (0.3% on the first 5 deposits), FX fee 1.5% on non-USD transactions, free issuance for VIPs.
Base cashback
Max cashback
Base fee
FX fee
1.5%Show source
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- Apple Pay and Google Pay
Cons
- FX fee up to 1.5%
Good for
Not enough data to say.
Not for
- Frequent travellers paying in foreign currencies
- Users who insist on self-custody
Risks to understand
- Custodial: your crypto is held by the provider — counterparty and insolvency risk.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to DiCard:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees3/15
- FX fee
1.5%Show source
- Top-up fee
1.3%Conditions apply: tap or hover for detailsShow source
0.3% for the first 5 deposits
- Other fees & markups
Application fee 1 USDT (low-fee card) or 5 USDT (high-limit card)Show source
Not yet researched: Annual fee, Monthly fee, Physical card fee, Virtual card fee, Replacement fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.
Cashback & rewards0/14
No cashback & rewards data published or researched yet.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets3/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Virtual card
YesShow source
Not yet researched: Physical card, ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product3/7
- Product status
ActiveShow source
- Card type
Prepaid cardShow source
- Custody model
CustodialShow source
Not yet researched: Network, Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Per-transaction costs ≈ 1.30% | 20% | 48 |
Cashback & rewards | 20% | No data — excluded |
Availability | 15% | No data — excluded |
FX & international FX fee 1.5% | 10% | 40 |
Product features 3 of 3 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security Custody model: custodial | 10% | 60 |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed | 5% | 100 |
Data coverage 55%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
What is the FX fee of DiCard?
1.5%. Source: DiCard.
Is DiCard self-custodial?
Custodial.
Does DiCard work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history9 entries
- Product status recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Custody model recorded · 22 October 2026 · auto-approved
- Other fees & markups recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved