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Oobit vs Revolut

Oobit

Crypto native

8.0
Revolut

Crypto enabled

7.0

Verdict

  • Oobit scores higher overall (8.0 vs 7.0 out of 10).
  • Oobit is clearly stronger on: Cashback & rewards, Product features, Custody & security, Transparency.
  • Revolut is clearly stronger on: Fees, FX & international, Limits & ATM.
  • For 1,500 EUR/month of spend, Revolut comes out about 157 EUR a year ahead on base-tier terms.

Oobit is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Cashback & rewards, Product features, Custody & security, Transparency

Revolut is a good fit for

  • Frequent travellers

Stronger on: Fees, FX & international, Limits & ATM

Score by criterion

CriterionOobitRevolut
Fees71100
Cashback & rewards1005
Availability100100
FX & international40100
Product features9070
Custody & security9575
Credit & financing30–
Limits & ATM5064
Transparency9379
Best for Cashback8.94.7
Best for Travel6.68.1
Best for Self-Custody8.6n/a
Best for DeFi Users7.9n/a
Best for Stablecoins7.8n/a
Best for High Spenders7.45.1
Best for Low Fees6.39.1
Best for Beginners9.07.6
Best E-Money Cardn/a8.9

Product

Product status

ActiveShow source

Product status: Active

Source: Oobit Crypto Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

ActiveShow source

Product status: Active

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

VisaShow source

Network: Visa

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

No data yet

Custody model

Self-custody*Show source

Custody model: Self-custody

Crypto stays in your wallet until the moment you pay

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%

Crypto stays in your wallet until the moment you pay

Custodial*Show source

Custody model: Custodial

The provider holds the funds

Source states (paraphrased): Owner research: custodial

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

The provider holds the funds

Card issuer / program manager

Third National (issuer, under license from Visa); program provided by Oobit Technologies UABShow source

Card issuer / program manager: Third National (issuer, under license from Visa); program provided by Oobit Technologies UAB

Source states (paraphrased): The issuer for this card program is ThirdNational.

Source: https://www.oobit.com/legal/card-terms

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

No data yet

Tiers / plans

No data yet
Standard (free) · Plus €3.99/mo · Premium €9.99/mo · Metal €17.99/mo · Ultra €60/mo*Show source

Tiers / plans: Standard (free) · Plus €3.99/mo · Premium €9.99/mo · Metal €17.99/mo · Ultra €60/mo

Austria

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Austria

Fees

Annual fee

Free*Show source

Annual fee: Free

No fee for the card itself

Source states (paraphrased): there's no fee for the card itself

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

No fee for the card itself

No data yet

Monthly fee

No data yet
Free*Show source

Monthly fee: Free

Standard plan; paid plans €3.99–€60/month (Austria)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Standard plan; paid plans €3.99–€60/month (Austria)

FX fee

1.5%*Show source

FX fee: 1.5%

Up to 1.5% on non-USD purchases

Source states (paraphrased): Foreign Exchange Fee (non USD): up to 1.5%

Source: https://www.oobit.com/legal/card-terms

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Up to 1.5% on non-USD purchases

0%*Show source

FX fee: 0%

Standard: weekday exchange up to €1,000/month without extra fee; above that a 1% fair usage fee, plus 1% on weekends

Source states (paraphrased): Currency exchange amount with no additional fees, Mon - Fri ... €1,000/month limit Additional weekend currency exchange fees 1%

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Standard: weekday exchange up to €1,000/month without extra fee; above that a 1% fair usage fee, plus 1% on weekends

Crypto conversion fee

0.95%*Show source

Crypto conversion fee: 0.95%

Swaps; 3% when swapping into OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%

Swaps; 3% when swapping into OOB

No data yet

ATM fee

2.5% (min. $0.25)*Show source

ATM fee: 2.5% (min. $0.25)

Plus ATM operator fees

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Plus ATM operator fees

2%*Show source

ATM fee: 2%

After the monthly free allowance

Source states (paraphrased): A 2% fee applies once you go over the monthly limit.

Source: Revolut Premium (Austria)

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After the monthly free allowance

Free ATM allowance

No data yet
€200/month*Show source

Free ATM allowance: €200/month

Standard: €200 or 5 withdrawals per month; Plus €200, Premium €400, Metal €800

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Standard: €200 or 5 withdrawals per month; Plus €200, Premium €400, Metal €800

Settlement fee

1% (min. $0.25)*Show source

Settlement fee: 1% (min. $0.25)

Per card payment (Brazil: 1%, no minimum)

Source states (paraphrased): 1% per payment, with a minimum of $0.25.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%

Per card payment (Brazil: 1%, no minimum)

No data yet

Other fees & markups

1% fee on purchasesShow source

Other fees & markups: 1% fee on purchases

Source states (paraphrased): Purchases have a 1% fee.

Source: Crypto Card UAE

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

2% fair usage fee (min. €1) per transaction after the plan's rolling monthly limitShow source

Other fees & markups: 2% fair usage fee (min. €1) per transaction after the plan's rolling monthly limit

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback & rewards

Base cashback

5%*Show source

Base cashback: 5%

Only for eligible transactions paid in USDT/USDC, capped at USD 200 eligible spend (period not stated); available from level 1; Oobit may change offers with 30 days' notice

Source states (paraphrased): Users will receive stablecoin rewards equal to 5% of the value of eligible transactions paid in USDT or USDC respectively, capped at a maximum spend of USD 200

Source: 5X Reward Terms | Oobit Loyalty Program Rules

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 65%

Only for eligible transactions paid in USDT/USDC, capped at USD 200 eligible spend (period not stated); available from level 1; Oobit may change offers with 30 days' notice

0%*Show source

Base cashback: 0%

No cashback on personal plans; card spending earns RevPoints (Standard: 1 point per €10) for travel benefits

Source states (paraphrased): RevPoints: Earn 1 point per €10 spent (Standard)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

No cashback on personal plans; card spending earns RevPoints (Standard: 1 point per €10) for travel benefits

Max cashback

10%*Show source

Max cashback: 10%

Up to

Source: Oobit Crypto Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%

Up to

No data yet

Cashback paid in

USDC (EEA residents) / USDT (outside EEA)Show source

Cashback paid in: USDC (EEA residents) / USDT (outside EEA)

Source states (paraphrased): If you reside in the European Economic Area, you may exchange your points for USDC.

Source: 5X Reward Terms | Oobit Loyalty Program Rules

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Cashback type

Stablecoin*Show source

Cashback type: Stablecoin

Points convert to USDC (EEA residents) or USDT (outside EEA); OOB payments earn token rewards

Source states (paraphrased): you may exchange your points for USDC

Source: 5X Reward Terms | Oobit Loyalty Program Rules

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Points convert to USDC (EEA residents) or USDT (outside EEA); OOB payments earn token rewards

Points*Show source

Cashback type: Points

RevPoints, redeemable for air miles and Stays discounts

Source states (paraphrased): RevPoints are earned through everyday spending, turning card purchases into travel benefits like air miles and Stays discount

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

RevPoints, redeemable for air miles and Stays discounts

Interest on balance

No data yet
1%*Show source

Interest on balance: 1%

Instant Access Savings (EUR) on the Standard plan, variable; higher rates on paid plans

Source states (paraphrased): Instant Access Savings (EUR) Interest is shown in p.a. (variable). T&Cs apply 1% p.a.

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Instant Access Savings (EUR) on the Standard plan, variable; higher rates on paid plans

Cashback-eligible spend cap

$200/month*Show source

Cashback-eligible spend cap: $200/month

When paying with tokens other than OOB; $10,000/month when paying with OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

When paying with tokens other than OOB; $10,000/month when paying with OOB

No data yet

Cashback conditions

Tap to Pay points: level 1 earns 1 point per USD, up to 5x at USD 1,500 cumulative spend in a 90-day cycle · 1,000 points = USD 1 · Qualifying Payment must be at least USD 1 · Rewards usable only for Tap to Pay payments in the app; cannot be withdrawn or transferredShow source

Cashback conditions: Tap to Pay points: level 1 earns 1 point per USD, up to 5x at USD 1,500 cumulative spend in a 90-day cycle · 1,000 points = USD 1 · Qualifying Payment must be at least USD 1 · Rewards usable only for Tap to Pay payments in the app; cannot be withdrawn or transferred

Source states (paraphrased): The current exchange rate is 1,000 points to USD 1

Source: 5X Reward Terms | Oobit Loyalty Program Rules

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Staking / holding required for top rewards

NoShow source

Staking / holding required for top rewards: No

Source states (paraphrased): Other crypto cards often come with staking requirements or volatile token rewards. Oobit doesn't.

Source: Crypto Card UAE

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 70%

No data yet

Reward expiry / vesting

Outstanding accrued rewards are lost if the account is closed, suspended or restrictedShow source

Reward expiry / vesting: Outstanding accrued rewards are lost if the account is closed, suspended or restricted

Source states (paraphrased): you will lose your entitlement to those rewards

Source: 5X Reward Terms | Oobit Loyalty Program Rules

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Reward exclusions

Payments without sufficient crypto in account · Payments the merchant does not receive · Refunded or reversed paymentsShow source

Reward exclusions: Payments without sufficient crypto in account · Payments the merchant does not receive · Refunded or reversed payments

Source states (paraphrased): you request a refund from the merchant, or your payment is reversed

Source: 5X Reward Terms | Oobit Loyalty Program Rules

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Credit & financing

Credit line

No*Show source

Credit line: No

Classified as credit card only for network acceptance; spends own crypto

Source states (paraphrased): Oobit does not offer a credit line, loans, or interest.

Source: Oobit Crypto Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Classified as credit card only for network acceptance; spends own crypto

No data yet

Interest (APR)

0%*Show source

Interest (APR): 0%

Currently 0% on all purchases; issuer may introduce interest for new purchases

Source states (paraphrased): Your Oobit Spend Card is currently Zero 0% interest on all purchases.

Source: https://www.oobit.com/legal/card-terms

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Currently 0% on all purchases; issuer may introduce interest for new purchases

No data yet

Spend own balance directly

YesShow source

Spend own balance directly: Yes

Source states (paraphrased): You only spend the crypto you own

Source: Crypto Card UAE

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Availability

Available in

AL, AD, Austria, Belgium, BA, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, GE, Germany, GI, Greece, GG, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, MD, MC, ME, Netherlands, MK, Norway, Poland, Portugal, Romania, RS, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, KZ, KG, Malaysia, Philippines, Saudi Arabia, South Korea, TW, Thailand, United Arab Emirates, Vietnam, BS, CR, DO, SV, GL, GT, Mexico, PA, PR, United States, Argentina, Brazil, Chile, Colombia, EC, PY, Peru, UY, South Africa, TZ, Australia, New Zealand*Show source

Available in: AL, AD, Austria, Belgium, BA, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, GE, Germany, GI, Greece, GG, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, MD, MC, ME, Netherlands, MK, Norway, Poland, Portugal, Romania, RS, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, KZ, KG, Malaysia, Philippines, Saudi Arabia, South Korea, TW, Thailand, United Arab Emirates, Vietnam, BS, CR, DO, SV, GL, GT, Mexico, PA, PR, United States, Argentina, Brazil, Chile, Colombia, EC, PY, Peru, UY, South Africa, TZ, Australia, New Zealand

Country list as given on the page (74 countries listed, page claims 80+)

Source states (paraphrased): Oobit is available in 80+ countries across six continents, and we add new markets regularly.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Country list as given on the page (74 countries listed, page claims 80+)

EEA*Show source

Available in: EEA

Personal accounts; other supported regions listed on the help page

Source: Where you can sign up for Revolut

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Personal accounts; other supported regions listed on the help page

Account / spend currencies

USD*Show source

Account / spend currencies: USD

Base currency; other currencies converted automatically, rate shown on receipt

Source states (paraphrased): Oobit uses USD as its base currency.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

Base currency; other currencies converted automatically, rate shown on receipt

EUR*Show source

Account / spend currencies: EUR

Austrian accounts; multi-currency accounts available

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Austrian accounts; multi-currency accounts available

Own IBAN / bank details

No data yet
YesShow source

Own IBAN / bank details: Yes

Source states (paraphrased): move your salary by sharing your account number or IBAN with your employer

Source: https://www.revolut.com/en-AT/bank-account/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Features

Apple Pay

Yes*Show source

Apple Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

After verification

YesShow source

Apple Pay: Yes

Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Google Pay

Yes*Show source

Google Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

After verification

YesShow source

Google Pay: Yes

Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Physical card

No data yet
Yes*Show source

Physical card: Yes

Standard card; delivery and customisation fees apply

Source states (paraphrased): Available on Standard plans The new banking standard Elevate your everyday spend with our iconic Standard card

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Standard card; delivery and customisation fees apply

Virtual card

YesShow source

Virtual card: Yes

Source states (paraphrased): Simply use your Oobit virtual card

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Yes*Show source

Virtual card: Yes

All plans

Source states (paraphrased): Available on all plans Virtually, indestructible Always losing your cards? Go virtual

Source: https://www.revolut.com/en-AT/cards/

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

All plans

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 65%

No data yet

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source states (paraphrased): Oobit supports USDC, USDT, BNB, USDR, EURR

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Airport lounge access

No data yet
No*Show source

Airport lounge access: No

Standard: available for purchase only; included on higher paid plans

Source states (paraphrased): Airport lounge access: Available for purchase (Standard)

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Standard: available for purchase only; included on higher paid plans

Travel / rental car insurance

Yes*Show source

Travel / rental car insurance: Yes

Worldwide auto rental coverage via Visa Platinum; no general travel insurance stated

Source states (paraphrased): price protection, purchase protection, extended warranty, and worldwide auto rental coverage

Source: Oobit Crypto Card

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Worldwide auto rental coverage via Visa Platinum; no general travel insurance stated

No data yet

Purchase protection

Yes*Show source

Purchase protection: Yes

Visa Platinum benefits, included automatically

Source states (paraphrased): price protection, purchase protection, extended warranty, and worldwide auto rental coverage

Source: Oobit Crypto Card

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Visa Platinum benefits, included automatically

No data yet

Spendable assets

USDT · Bitcoin · Ethereum · StablecoinsShow source

Spendable assets: USDT · Bitcoin · Ethereum · Stablecoins

Source states (paraphrased): It lets you spend USDT , Bitcoin , Ethereum , and stablecoins directly.

Source: Crypto Card | 10% Cashback Anywhere

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

No data yet

Blockchains

Ethereum · BNB Smart Chain · Solana · Polygon*Show source

Blockchains: Ethereum · BNB Smart Chain · Solana · Polygon

DePay payments from external wallets

Source states (paraphrased): You can pay today using assets on Ethereum (ERC-20) , on BNB Smart Chain, Solana , and Polygon

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

DePay payments from external wallets

No data yet

Limits

Spending limit

$10,000*Show source

Spending limit: $10,000

Per day; maximum limit

Source states (paraphrased): Daily limit: Up to 10,000 USD per day

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Per day; maximum limit

No data yet

Security & custody

Regulation / licences

US: crypto services via Bakkt Financial Solutions I, LLC (FinCEN MSB, state money transmitter licences)Show source

Regulation / licences: US: crypto services via Bakkt Financial Solutions I, LLC (FinCEN MSB, state money transmitter licences)

Source states (paraphrased): US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%

Revolut Bank UAB, licensed by the European Central Bank and regulated by the Bank of Lithuania · Crypto: Revolut Digital Assets Europe Ltd, CASP licence of the Cyprus Securities and Exchange Commission under MiCAShow source

Regulation / licences: Revolut Bank UAB, licensed by the European Central Bank and regulated by the Bank of Lithuania · Crypto: Revolut Digital Assets Europe Ltd, CASP licence of the Cyprus Securities and Exchange Commission under MiCA

Source states (paraphrased): Revolut Bank UAB is licensed by the European Central Bank and regulated by the Bank of Lithuania.

Source: Compare Revolut plans (Austria)

Official pricing / fee schedule (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Annual cost at 1,500 EUR/month

Oobit

  • Annual & monthly fees+0 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costs−30 EUR
  • Cashback+107 EUR
  • Net annual value-157 EUR

Revolut

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+0 EUR
  • Net annual value0 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers