OKX Card (EEA) vs RedotPay
Crypto native
Crypto native
Verdict
- OKX Card (EEA) scores higher overall (7.8 vs 5.5 out of 10).
- OKX Card (EEA) is clearly stronger on: Fees, Cashback & rewards, FX & international.
- RedotPay is clearly stronger on: Product features, Credit & financing.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
OKX Card (EEA) is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
- Frequent travellers
Stronger on: Fees, Cashback & rewards, FX & international
RedotPay is a good fit for
- Stablecoin holders
- Users who need credit rather than a debit/prepaid card
Stronger on: Product features, Credit & financing
Score by criterion
| Criterion | OKX Card (EEA) | RedotPay |
|---|---|---|
| Fees | 99 | 86 |
| Cashback & rewards | 65 | 12 |
| Availability | 93 | – |
| FX & international | 100 | 52 |
| Product features | 56 | 70 |
| Custody & security | 75 | – |
| Credit & financing | 30 | 70 |
| Limits & ATM | – | 60 |
| Transparency | 86 | 93 |
| Best for Cashback | 7.5 | 4.0 |
| Best for Travel | 8.3 | 5.8 |
| Best for DeFi Users | 7.0 | 5.5 |
| Best for Stablecoins | 8.3 | 5.8 |
| Best for High Spenders | 7.1 | 4.7 |
| Best for Low Fees | 9.0 | 7.5 |
| Best for Beginners | 7.9 | 6.7 |
| Best Crypto Credit Card | n/a | 6.4 |
Product
Product status
ActiveShow source
Product status: Active
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: RedotPay Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Card type
Prepaid card*Show source
Card type: Prepaid card
Marketed as a debit card, runs on a prepaid BIN
Source states (paraphrased): Although marketed as a "Debit Card," the OKX Card operates on a prepaid Bank Identification Number (BIN).
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Marketed as a debit card, runs on a prepaid BIN
Network
MastercardShow source
Network: Mastercard
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
VisaShow source
Network: Visa
Source: RedotPay Crypto Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: https://www.okx.com/en-eu/pay
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Launch date
2026-01-28Show source
Launch date: 2026-01-28
Source states (paraphrased): OKX launched the OKX Card on 28 January 2026 across the European Economic Area (EEA)
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Card issuer / program manager
UAB Monavate (issuer); OKX Europe Limited (program manager)Show source
Card issuer / program manager: UAB Monavate (issuer); OKX Europe Limited (program manager)
Source states (paraphrased): is issued by UAB Monavate ("Monavate"), a company incorporated in Lithuania
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Tiers / plans
Regular account · RedotPay Pro Monthly ($12.90/month) · RedotPay Pro Annual ($129.00/year)*Show source
Tiers / plans: Regular account · RedotPay Pro Monthly ($12.90/month) · RedotPay Pro Annual ($129.00/year)
Annual: "Annual Membership: $129.00 / year"; without membership the account is a "regular account"
Source states (paraphrased): Monthly Membership: $12.90 / month
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Annual: "Annual Membership: $129.00 / year"; without membership the account is a "regular account"
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): No issuance, monthly, annual or inactivity fees.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Free*Show source
Annual fee: Free
Stated under Physical Card; currency not stated on page
Source states (paraphrased): No annual fees
Source: RedotPay Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Stated under Physical Card; currency not stated on page
Monthly fee
FreeShow source
Monthly fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Physical card fee
$100Show source
Physical card fee: $100
Source states (paraphrased): Physical card: 100 USD.
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Virtual card fee
FreeShow source
Virtual card fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
$10Show source
Virtual card fee: $10
Source states (paraphrased): Virtual card: 10 USD.
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
FX fee
0%*Show source
FX fee: 0%
No added OKX FX fee
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
No added OKX FX fee
1.2%*Show source
FX fee: 1.2%
Spending in a currency other than the card currency
Source states (paraphrased): Transaction in another currency: 1.2%.
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Spending in a currency other than the card currency
Crypto conversion fee
0.1%*Show source
Crypto conversion fee: 0.1%
Market spread converting stablecoins to EUR
Source states (paraphrased): Market spread on conversion: 0.1% per transaction.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Market spread converting stablecoins to EUR
1%Show source
Crypto conversion fee: 1%
Source states (paraphrased): Crypto conversion costs 1%.
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
ATM fee
2%*Show source
ATM fee: 2%
USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees
Source states (paraphrased): ATM withdrawals on a USD card cost 2% up to $10,000 a month, then 3%.
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees
Other fees & markups
1.5% transaction fee (min. 0.50 USD) at specific listed merchants (e.g. Facebook Ads, Discord, some games); first 3 eligible transactions per card per calendar month waived*Show source
Other fees & markups: 1.5% transaction fee (min. 0.50 USD) at specific listed merchants (e.g. Facebook Ads, Discord, some games); first 3 eligible transactions per card per calendar month waived
Waived on the first 3 eligible transactions per card each calendar month; merchant list reviewed regularly
Source states (paraphrased): Some purchases at specific merchants have a 1.5% transaction fee, with a minimum of 0.50 USD per transaction.
Source: Select Merchant Transaction Fee Rules
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Waived on the first 3 eligible transactions per card each calendar month; merchant list reviewed regularly
Cashback & rewards
Base cashback
2%*Show source
Base cashback: 2%
Non-VIP, USDG-funded purchases, capped at €10/month
Source states (paraphrased): 2% for non-VIP users with a €10 monthly cap.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Non-VIP, USDG-funded purchases, capped at €10/month
Max cashback
10%*Show source
Max cashback: 10%
VIP 4+ on OKX, capped at €1,000/month
Source states (paraphrased): Up to 10% at VIP 4+ with a €1,000 cap.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
VIP 4+ on OKX, capped at €1,000/month
3%*Show source
Max cashback: 3%
RedotPay Pro (monthly or annual) only; Apple Pay / Google Pay transactions only; capped at 18 USDs per month
Source states (paraphrased): Earn 3% cashback on Apple Pay and Google Pay purchases (up to $18 per month).
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
RedotPay Pro (monthly or annual) only; Apple Pay / Google Pay transactions only; capped at 18 USDs per month
Cashback paid in
USDGShow source
Cashback paid in: USDG
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
USDsShow source
Cashback paid in: USDs
Source states (paraphrased): Cashback is issued in USDs.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Max cashback per month
€10/month*Show source
Max cashback per month: €10/month
Non-VIP; temporarily raised to €20 during a current offer
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Non-VIP; temporarily raised to €20 during a current offer
$18/month*Show source
Max cashback per month: $18/month
Paid in USDs (RedotPay spend credit), Pro members only
Source states (paraphrased): Monthly cap : 18 USDs per month.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Paid in USDs (RedotPay spend credit), Pro members only
Cashback conditions
Only purchases with USDG as the active payment currency earn cashback; USDC payments do not · Rate and monthly cap depend on OKX VIP level · Cashback rates are subject to promotional periodsShow source
Cashback conditions: Only purchases with USDG as the active payment currency earn cashback; USDC payments do not · Rate and monthly cap depend on OKX VIP level · Cashback rates are subject to promotional periods
Source states (paraphrased): Cashback applies only to purchases where USDG is the active payment currency. USDC payments do not earn cashback.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
RedotPay Pro membership required · Only Apple Pay or Google Pay transactions qualify · USDs usable only for future card transactions; cannot be withdrawn, transferred or used to buy cards · Cashback reclaimed on refunds/disputesShow source
Cashback conditions: RedotPay Pro membership required · Only Apple Pay or Google Pay transactions qualify · USDs usable only for future card transactions; cannot be withdrawn, transferred or used to buy cards · Cashback reclaimed on refunds/disputes
Source states (paraphrased): Eligibility : Only transactions made via Apple Pay or Google Pay qualify.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Staking / holding required for top rewards
No*Show source
Staking / holding required for top rewards: No
Cashback level depends on OKX VIP level instead
Source states (paraphrased): Cashback is credited instantly in crypto, with no staking or lock-up requirements.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Cashback level depends on OKX VIP level instead
Reward expiry / vesting
Cashback USDs expire after 30 daysShow source
Reward expiry / vesting: Cashback USDs expire after 30 days
Source states (paraphrased): Validity : Issued USDs expire after 30 days.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Reward exclusions
Cash withdrawals, cash-equivalent transactions and ATM usage · Refunds, chargebacks, reversed or disputed transactions · Peer-to-peer transfers and internal account movements · Fees, interest, penalties, taxes · MCCs excluded by OKX*Show source
Reward exclusions: Cash withdrawals, cash-equivalent transactions and ATM usage · Refunds, chargebacks, reversed or disputed transactions · Peer-to-peer transfers and internal account movements · Fees, interest, penalties, taxes · MCCs excluded by OKX
EEA Card Cashback Programme; rates and caps set by OKX and may vary
Source states (paraphrased): cash withdrawals, cash-equivalent transactions, and ATM usage;
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
EEA Card Cashback Programme; rates and caps set by OKX and may vary
Credit & financing
Credit line
NoShow source
Credit line: No
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Yes*Show source
Credit line: Yes
Optional Credit feature (app v3.0.0+), usable for RedotPay card spending when set as main payment method
Source states (paraphrased): Credit is a payment tool that lets you access a flexible credit line backed by your cryptocurrency holdings.
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Optional Credit feature (app v3.0.0+), usable for RedotPay card spending when set as main payment method
Credit type
Crypto-backed credit*Show source
Credit type: Crypto-backed credit
Optional Credit feature; stablecoins excluded as collateral
Source states (paraphrased): access a flexible credit line backed by your cryptocurrency holdings
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Optional Credit feature; stablecoins excluded as collateral
Interest notes
Interest calculated daily on the principal of the credit balance; simple interest (no compounding)*Show source
Interest notes: Interest calculated daily on the principal of the credit balance; simple interest (no compounding)
Optional Credit feature
Source states (paraphrased): Interest is calculated daily based on the principal portion of your credit balance.
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Optional Credit feature
Spend by borrowing against collateral
Yes*Show source
Spend by borrowing against collateral: Yes
Optional; crypto collateral is locked at payment until repaid
Source states (paraphrased): set Credit as your main payment method
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 70%
Optional; crypto collateral is locked at payment until repaid
Availability
Available in
EEA*Show source
Available in: EEA
EEA addendum; subject to eligibility
Source states (paraphrased): For residents of the European Economic Area (EEA), the Services are provided by the following regulated entities
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
EEA addendum; subject to eligibility
Not available in
Iceland, LiechtensteinShow source
Not available in: Iceland, Liechtenstein
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
AF, AL, BY, BA, BV, BF, BI, CF, CD, Croatia, CU, ER, ET, GW, HT, India, Indonesia, IR, IQ, LB, LR, LY, CN, ML, ME, MA, MM, NP, NI, KP, MK, RU, RS, Singapore, Slovenia, SO, SS, SD, SY, Turkey, Ukraine, United States, VE, YE, ZW*Show source
Not available in: AF, AL, BY, BA, BV, BF, BI, CF, CD, Croatia, CU, ER, ET, GW, HT, India, Indonesia, IR, IQ, LB, LR, LY, CN, ML, ME, MA, MM, NP, NI, KP, MK, RU, RS, Singapore, Slovenia, SO, SS, SD, SY, Turkey, Ukraine, United States, VE, YE, ZW
Card issuance restricted list (Aug 28, 2026); also lists Kosovo and Netherlands Antilles, which have no current ISO code and are omitted
Source states (paraphrased): Residents of these areas are ineligible for both virtual and physical cards
Source: Card Issuance Restrictions | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Card issuance restricted list (Aug 28, 2026); also lists Kosovo and Netherlands Antilles, which have no current ISO code and are omitted
Account / spend currencies
EURShow source
Account / spend currencies: EUR
Source states (paraphrased): The Card itself is denominated in Euro (EUR)
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Apple Pay: Yes
Source states (paraphrased): Only transactions made via Apple Pay or Google Pay qualify.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Google Pay: Yes
Source states (paraphrased): Only transactions made via Apple Pay or Google Pay qualify.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Physical card
No*Show source
Physical card: No
Currently virtual-only
Source states (paraphrased): The card is currently issued as a virtual card only.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Currently virtual-only
Yes*Show source
Physical card: Yes
Not available in every country
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Not available in every country
Virtual card
YesShow source
Virtual card: Yes
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Virtual card: Yes
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Spend stablecoins: Yes
Source states (paraphrased): Stablecoin holders can spend globally through leading card networks with ease.
Source: RedotPay Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Spendable assets
USDC · USDGShow source
Spendable assets: USDC · USDG
Source states (paraphrased): Supported spending assets currently include USDC and USDG held in the OKX Pay account.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Security & custody
Regulation / licences
UAB Monavate: EMI authorised by the Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by the Malta Financial Services Authority (MiCA)Show source
Regulation / licences: UAB Monavate: EMI authorised by the Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by the Malta Financial Services Authority (MiCA)
Source states (paraphrased): licensed as a Crypto-Asset Service Provider by the Malta Financial Services Authority
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Money Lender's Licence No. 1715/2025 (RedotPay Credit)*Show source
Regulation / licences: Money Lender's Licence No. 1715/2025 (RedotPay Credit)
Licence stated for the Credit feature; issuing jurisdiction not named on page
Source states (paraphrased): Money Lender's Licence No: [1715/2025]
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 70%
Licence stated for the Credit feature; issuing jurisdiction not named on page
Deposit protection
NoShow source
Deposit protection: No
Source states (paraphrased): Your balance is not protected by any investor compensation scheme under Directive 97/9/EC or the deposit guarantee schemes
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Annual cost at 1,500 EUR/month
OKX Card (EEA)
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashback+120 EUR
- Net annual valuenot enough data
RedotPay
- Annual & monthly fees+0 EUR
- FX costs−43 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers