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Binance Card vs RedotPay

Binance Card

Crypto native

–
RedotPay

Crypto native

6.2

Verdict

  • At least one of the two cards does not have enough published data for an overall score.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Binance Card is a good fit for

  • No specific audience can be derived from the published data yet.

RedotPay is a good fit for

  • No specific audience can be derived from the published data yet.

Score by criterion

CriterionBinance CardRedotPay
Fees–73
Cashback & rewards22–
Availability––
FX & international–52
Product features–100
Custody & security––
Credit & financing––
Limits & ATM–60
Transparency–93
Best for Cashback3.6n/a
Best for Traveln/a6.3
Best for High Spendersn/a5.9
Best for Low Feesn/a6.9
Best for Beginnersn/a7.6

Product

Product status

No data yet
ActiveShow source

Product status: Active

Source: RedotPay Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

No data yet
VisaShow source

Network: Visa

Source: RedotPay Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans

No data yet
Standard · Pro ($12.90/month or $129/year)Show source

Tiers / plans: Standard · Pro ($12.90/month or $129/year)

Source: Getting Started with RedotPay Pro

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Fees

Physical card fee

No data yet
$100Show source

Physical card fee: $100

Source states (paraphrased): Physical card: 100 USD.

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card fee

No data yet
$10Show source

Virtual card fee: $10

Source states (paraphrased): Virtual card: 10 USD.

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Replacement fee

€25Show source

Replacement fee: €25

Source states (paraphrased): If you need to replace your card, a fee of €25 applies.

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

FX fee

No data yet
1.2%*Show source

FX fee: 1.2%

Spending in a currency other than the card currency

Source states (paraphrased): Transaction in another currency: 1.2%.

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spending in a currency other than the card currency

Crypto conversion fee

No data yet
1%Show source

Crypto conversion fee: 1%

Source states (paraphrased): Crypto conversion costs 1%.

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM fee

No data yet
2%*Show source

ATM fee: 2%

USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees

Source states (paraphrased): ATM withdrawals on a USD card cost 2% up to $10,000 a month, then 3%.

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees

Other fees & markups

No data yet
1.5% fee (min. $0.50) at certain merchants; up to three waivers per card per monthShow source

Other fees & markups: 1.5% fee (min. $0.50) at certain merchants; up to three waivers per card per month

Source: Select Merchant Transaction Fee Rules

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback & rewards

Max cashback

8%*Show source

Max cashback: 8%

Up to; depends on BNB holdings (0.1%–8%)

Source states (paraphrased): Cashback of 0.1% to 8% for every purchase.

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

Up to; depends on BNB holdings (0.1%–8%)

No data yet

Cashback paid in

BNBShow source

Cashback paid in: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

Staking / holding required for top rewards

Yes*Show source

Staking / holding required for top rewards: Yes

Rate depends on BNB holdings

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

Rate depends on BNB holdings

No data yet

Staking asset

BNBShow source

Staking asset: BNB

Source: An Overview of the Binance Card

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 35%

No data yet

Features

Physical card

No data yet
Yes*Show source

Physical card: Yes

Not available in every country

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not available in every country

Virtual card

No data yet
YesShow source

Virtual card: Yes

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM withdrawals

No data yet
YesShow source

ATM withdrawals: Yes

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Annual cost at 1,500 EUR/month

Binance Card

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

RedotPay

  • Annual & monthly feesunknown
  • FX costs−43 EUR
  • Crypto conversion–
  • ATM costs−24 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers