OKX Card (EEA) vs Oobit
Crypto native
Crypto native
Verdict
- Oobit scores higher overall (8.0 vs 7.8 out of 10).
- OKX Card (EEA) is clearly stronger on: Fees, FX & international.
- Oobit is clearly stronger on: Cashback & rewards, Product features, Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
OKX Card (EEA) is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
- Frequent travellers
Stronger on: Fees, FX & international
Oobit is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Cashback & rewards, Product features, Custody & security
Score by criterion
| Criterion | OKX Card (EEA) | Oobit |
|---|---|---|
| Fees | 99 | 71 |
| Cashback & rewards | 65 | 100 |
| Availability | 93 | 100 |
| FX & international | 100 | 40 |
| Product features | 56 | 90 |
| Custody & security | 75 | 95 |
| Credit & financing | 30 | 30 |
| Limits & ATM | – | 50 |
| Transparency | 86 | 93 |
| Best for Cashback | 7.5 | 8.9 |
| Best for Travel | 8.3 | 6.6 |
| Best for Self-Custody | n/a | 8.6 |
| Best for DeFi Users | 7.0 | 7.9 |
| Best for Stablecoins | 8.3 | 7.8 |
| Best for High Spenders | 7.1 | 7.4 |
| Best for Low Fees | 9.0 | 6.3 |
| Best for Beginners | 7.9 | 9.0 |
Product
Product status
ActiveShow source
Product status: Active
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: Oobit Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Card type
Prepaid card*Show source
Card type: Prepaid card
Marketed as a debit card, runs on a prepaid BIN
Source states (paraphrased): Although marketed as a "Debit Card," the OKX Card operates on a prepaid Bank Identification Number (BIN).
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Marketed as a debit card, runs on a prepaid BIN
Network
MastercardShow source
Network: Mastercard
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
VisaShow source
Network: Visa
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Custody model
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: https://www.okx.com/en-eu/pay
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Self-custody*Show source
Custody model: Self-custody
Crypto stays in your wallet until the moment you pay
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%
Crypto stays in your wallet until the moment you pay
Launch date
2026-01-28Show source
Launch date: 2026-01-28
Source states (paraphrased): OKX launched the OKX Card on 28 January 2026 across the European Economic Area (EEA)
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Card issuer / program manager
UAB Monavate (issuer); OKX Europe Limited (program manager)Show source
Card issuer / program manager: UAB Monavate (issuer); OKX Europe Limited (program manager)
Source states (paraphrased): is issued by UAB Monavate ("Monavate"), a company incorporated in Lithuania
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Third National (issuer, under license from Visa); program provided by Oobit Technologies UABShow source
Card issuer / program manager: Third National (issuer, under license from Visa); program provided by Oobit Technologies UAB
Source states (paraphrased): The issuer for this card program is ThirdNational.
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): No issuance, monthly, annual or inactivity fees.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Free*Show source
Annual fee: Free
No fee for the card itself
Source states (paraphrased): there's no fee for the card itself
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
No fee for the card itself
Monthly fee
FreeShow source
Monthly fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Virtual card fee
FreeShow source
Virtual card fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
FX fee
0%*Show source
FX fee: 0%
No added OKX FX fee
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
No added OKX FX fee
1.5%*Show source
FX fee: 1.5%
Up to 1.5% on non-USD purchases
Source states (paraphrased): Foreign Exchange Fee (non USD): up to 1.5%
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Up to 1.5% on non-USD purchases
Crypto conversion fee
0.1%*Show source
Crypto conversion fee: 0.1%
Market spread converting stablecoins to EUR
Source states (paraphrased): Market spread on conversion: 0.1% per transaction.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Market spread converting stablecoins to EUR
0.95%*Show source
Crypto conversion fee: 0.95%
Swaps; 3% when swapping into OOB
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%
Swaps; 3% when swapping into OOB
ATM fee
2.5% (min. $0.25)*Show source
ATM fee: 2.5% (min. $0.25)
Plus ATM operator fees
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Plus ATM operator fees
Settlement fee
1% (min. $0.25)*Show source
Settlement fee: 1% (min. $0.25)
Per card payment (Brazil: 1%, no minimum)
Source states (paraphrased): 1% per payment, with a minimum of $0.25.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Per card payment (Brazil: 1%, no minimum)
Other fees & markups
1% fee on purchasesShow source
Other fees & markups: 1% fee on purchases
Source states (paraphrased): Purchases have a 1% fee.
Source: Crypto Card UAE
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Cashback & rewards
Base cashback
2%*Show source
Base cashback: 2%
Non-VIP, USDG-funded purchases, capped at €10/month
Source states (paraphrased): 2% for non-VIP users with a €10 monthly cap.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Non-VIP, USDG-funded purchases, capped at €10/month
5%*Show source
Base cashback: 5%
Only for eligible transactions paid in USDT/USDC, capped at USD 200 eligible spend (period not stated); available from level 1; Oobit may change offers with 30 days' notice
Source states (paraphrased): Users will receive stablecoin rewards equal to 5% of the value of eligible transactions paid in USDT or USDC respectively, capped at a maximum spend of USD 200
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 65%
Only for eligible transactions paid in USDT/USDC, capped at USD 200 eligible spend (period not stated); available from level 1; Oobit may change offers with 30 days' notice
Max cashback
10%*Show source
Max cashback: 10%
VIP 4+ on OKX, capped at €1,000/month
Source states (paraphrased): Up to 10% at VIP 4+ with a €1,000 cap.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
VIP 4+ on OKX, capped at €1,000/month
10%*Show source
Max cashback: 10%
Up to
Source: Oobit Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Up to
Cashback paid in
USDGShow source
Cashback paid in: USDG
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
USDC (EEA residents) / USDT (outside EEA)Show source
Cashback paid in: USDC (EEA residents) / USDT (outside EEA)
Source states (paraphrased): If you reside in the European Economic Area, you may exchange your points for USDC.
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Stablecoin*Show source
Cashback type: Stablecoin
Points convert to USDC (EEA residents) or USDT (outside EEA); OOB payments earn token rewards
Source states (paraphrased): you may exchange your points for USDC
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Points convert to USDC (EEA residents) or USDT (outside EEA); OOB payments earn token rewards
Cashback-eligible spend cap
$200/month*Show source
Cashback-eligible spend cap: $200/month
When paying with tokens other than OOB; $10,000/month when paying with OOB
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
When paying with tokens other than OOB; $10,000/month when paying with OOB
Max cashback per month
€10/month*Show source
Max cashback per month: €10/month
Non-VIP; temporarily raised to €20 during a current offer
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Non-VIP; temporarily raised to €20 during a current offer
Cashback conditions
Only purchases with USDG as the active payment currency earn cashback; USDC payments do not · Rate and monthly cap depend on OKX VIP level · Cashback rates are subject to promotional periodsShow source
Cashback conditions: Only purchases with USDG as the active payment currency earn cashback; USDC payments do not · Rate and monthly cap depend on OKX VIP level · Cashback rates are subject to promotional periods
Source states (paraphrased): Cashback applies only to purchases where USDG is the active payment currency. USDC payments do not earn cashback.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Tap to Pay points: level 1 earns 1 point per USD, up to 5x at USD 1,500 cumulative spend in a 90-day cycle · 1,000 points = USD 1 · Qualifying Payment must be at least USD 1 · Rewards usable only for Tap to Pay payments in the app; cannot be withdrawn or transferredShow source
Cashback conditions: Tap to Pay points: level 1 earns 1 point per USD, up to 5x at USD 1,500 cumulative spend in a 90-day cycle · 1,000 points = USD 1 · Qualifying Payment must be at least USD 1 · Rewards usable only for Tap to Pay payments in the app; cannot be withdrawn or transferred
Source states (paraphrased): The current exchange rate is 1,000 points to USD 1
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Staking / holding required for top rewards
No*Show source
Staking / holding required for top rewards: No
Cashback level depends on OKX VIP level instead
Source states (paraphrased): Cashback is credited instantly in crypto, with no staking or lock-up requirements.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Cashback level depends on OKX VIP level instead
NoShow source
Staking / holding required for top rewards: No
Source states (paraphrased): Other crypto cards often come with staking requirements or volatile token rewards. Oobit doesn't.
Source: Crypto Card UAE
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 70%
Reward expiry / vesting
Outstanding accrued rewards are lost if the account is closed, suspended or restrictedShow source
Reward expiry / vesting: Outstanding accrued rewards are lost if the account is closed, suspended or restricted
Source states (paraphrased): you will lose your entitlement to those rewards
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Reward exclusions
Cash withdrawals, cash-equivalent transactions and ATM usage · Refunds, chargebacks, reversed or disputed transactions · Peer-to-peer transfers and internal account movements · Fees, interest, penalties, taxes · MCCs excluded by OKX*Show source
Reward exclusions: Cash withdrawals, cash-equivalent transactions and ATM usage · Refunds, chargebacks, reversed or disputed transactions · Peer-to-peer transfers and internal account movements · Fees, interest, penalties, taxes · MCCs excluded by OKX
EEA Card Cashback Programme; rates and caps set by OKX and may vary
Source states (paraphrased): cash withdrawals, cash-equivalent transactions, and ATM usage;
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
EEA Card Cashback Programme; rates and caps set by OKX and may vary
Payments without sufficient crypto in account · Payments the merchant does not receive · Refunded or reversed paymentsShow source
Reward exclusions: Payments without sufficient crypto in account · Payments the merchant does not receive · Refunded or reversed payments
Source states (paraphrased): you request a refund from the merchant, or your payment is reversed
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Credit & financing
Credit line
NoShow source
Credit line: No
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
No*Show source
Credit line: No
Classified as credit card only for network acceptance; spends own crypto
Source states (paraphrased): Oobit does not offer a credit line, loans, or interest.
Source: Oobit Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Classified as credit card only for network acceptance; spends own crypto
Interest (APR)
0%*Show source
Interest (APR): 0%
Currently 0% on all purchases; issuer may introduce interest for new purchases
Source states (paraphrased): Your Oobit Spend Card is currently Zero 0% interest on all purchases.
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Currently 0% on all purchases; issuer may introduce interest for new purchases
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): You only spend the crypto you own
Source: Crypto Card UAE
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Availability
Available in
EEA*Show source
Available in: EEA
EEA addendum; subject to eligibility
Source states (paraphrased): For residents of the European Economic Area (EEA), the Services are provided by the following regulated entities
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
EEA addendum; subject to eligibility
AL, AD, Austria, Belgium, BA, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, GE, Germany, GI, Greece, GG, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, MD, MC, ME, Netherlands, MK, Norway, Poland, Portugal, Romania, RS, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, KZ, KG, Malaysia, Philippines, Saudi Arabia, South Korea, TW, Thailand, United Arab Emirates, Vietnam, BS, CR, DO, SV, GL, GT, Mexico, PA, PR, United States, Argentina, Brazil, Chile, Colombia, EC, PY, Peru, UY, South Africa, TZ, Australia, New Zealand*Show source
Available in: AL, AD, Austria, Belgium, BA, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, GE, Germany, GI, Greece, GG, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, MD, MC, ME, Netherlands, MK, Norway, Poland, Portugal, Romania, RS, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, KZ, KG, Malaysia, Philippines, Saudi Arabia, South Korea, TW, Thailand, United Arab Emirates, Vietnam, BS, CR, DO, SV, GL, GT, Mexico, PA, PR, United States, Argentina, Brazil, Chile, Colombia, EC, PY, Peru, UY, South Africa, TZ, Australia, New Zealand
Country list as given on the page (74 countries listed, page claims 80+)
Source states (paraphrased): Oobit is available in 80+ countries across six continents, and we add new markets regularly.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Country list as given on the page (74 countries listed, page claims 80+)
Not available in
Iceland, LiechtensteinShow source
Not available in: Iceland, Liechtenstein
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Account / spend currencies
EURShow source
Account / spend currencies: EUR
Source states (paraphrased): The Card itself is denominated in Euro (EUR)
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
USD*Show source
Account / spend currencies: USD
Base currency; other currencies converted automatically, rate shown on receipt
Source states (paraphrased): Oobit uses USD as its base currency.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Base currency; other currencies converted automatically, rate shown on receipt
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Yes*Show source
Apple Pay: Yes
After verification
Source: Crypto Card in South Korea
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
After verification
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Yes*Show source
Google Pay: Yes
After verification
Source: Crypto Card in South Korea
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
After verification
Physical card
No*Show source
Physical card: No
Currently virtual-only
Source states (paraphrased): The card is currently issued as a virtual card only.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Currently virtual-only
Virtual card
YesShow source
Virtual card: Yes
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Virtual card: Yes
Source states (paraphrased): Simply use your Oobit virtual card
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 65%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Spend stablecoins: Yes
Source states (paraphrased): Oobit supports USDC, USDT, BNB, USDR, EURR
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Travel / rental car insurance
Yes*Show source
Travel / rental car insurance: Yes
Worldwide auto rental coverage via Visa Platinum; no general travel insurance stated
Source states (paraphrased): price protection, purchase protection, extended warranty, and worldwide auto rental coverage
Source: Oobit Crypto Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Worldwide auto rental coverage via Visa Platinum; no general travel insurance stated
Purchase protection
Yes*Show source
Purchase protection: Yes
Visa Platinum benefits, included automatically
Source states (paraphrased): price protection, purchase protection, extended warranty, and worldwide auto rental coverage
Source: Oobit Crypto Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Visa Platinum benefits, included automatically
Spendable assets
USDC · USDGShow source
Spendable assets: USDC · USDG
Source states (paraphrased): Supported spending assets currently include USDC and USDG held in the OKX Pay account.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
USDT · Bitcoin · Ethereum · StablecoinsShow source
Spendable assets: USDT · Bitcoin · Ethereum · Stablecoins
Source states (paraphrased): It lets you spend USDT , Bitcoin , Ethereum , and stablecoins directly.
Source: Crypto Card | 10% Cashback Anywhere
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Blockchains
Ethereum · BNB Smart Chain · Solana · Polygon*Show source
Blockchains: Ethereum · BNB Smart Chain · Solana · Polygon
DePay payments from external wallets
Source states (paraphrased): You can pay today using assets on Ethereum (ERC-20) , on BNB Smart Chain, Solana , and Polygon
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
DePay payments from external wallets
Limits
Spending limit
$10,000*Show source
Spending limit: $10,000
Per day; maximum limit
Source states (paraphrased): Daily limit: Up to 10,000 USD per day
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per day; maximum limit
Security & custody
Regulation / licences
UAB Monavate: EMI authorised by the Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by the Malta Financial Services Authority (MiCA)Show source
Regulation / licences: UAB Monavate: EMI authorised by the Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by the Malta Financial Services Authority (MiCA)
Source states (paraphrased): licensed as a Crypto-Asset Service Provider by the Malta Financial Services Authority
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
US: crypto services via Bakkt Financial Solutions I, LLC (FinCEN MSB, state money transmitter licences)Show source
Regulation / licences: US: crypto services via Bakkt Financial Solutions I, LLC (FinCEN MSB, state money transmitter licences)
Source states (paraphrased): US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Deposit protection
NoShow source
Deposit protection: No
Source states (paraphrased): Your balance is not protected by any investor compensation scheme under Directive 97/9/EC or the deposit guarantee schemes
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Annual cost at 1,500 EUR/month
OKX Card (EEA)
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashback+120 EUR
- Net annual valuenot enough data
Oobit
- Annual & monthly fees+0 EUR
- FX costs−54 EUR
- Crypto conversion–
- Per-transaction fees−180 EUR
- ATM costs−30 EUR
- Cashback+107 EUR
- Net annual value-157 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers