savebackcards.com

Mine Card vs Nebeus Card

Mine Card

Crypto native

6.3
Nebeus Card

Crypto enabled

5.3

Verdict

  • Mine Card scores higher overall (6.3 vs 5.3 out of 10).
  • Mine Card is clearly stronger on: Cashback & rewards, Product features, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Mine Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

Stronger on: Cashback & rewards, Product features, Custody & security

Nebeus Card is a good fit for

  • No specific audience can be derived from the published data yet.

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMine CardNebeus Card
Fees99100
Cashback & rewards263
Availability––
FX & international––
Product features7053
Custody & security8560
Credit & financing–30
Limits & ATM––
Transparency100100
Best for Cashback5.13.7
Best for Self-Custody7.4n/a
Best for DeFi Users6.8n/a
Best for Stablecoins7.0n/a
Best for High Spenders5.13.9
Best for Low Fees8.08.0
Best for Beginners7.66.7
Best E-Money Cardn/a6.8

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveConditions apply: tap or hover for detailsShow source

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

ActiveShow source

Card type

Stablecoin cardConditions apply: tap or hover for detailsShow source

Spends from your USDC balance, converted at purchase

Debit cardConditions apply: tap or hover for detailsShow source

Pays from the Nebeus current accounts; no own balance

Network

MastercardShow source
MastercardShow source

Custody model

Self-custodyShow source
CustodialConditions apply: tap or hover for detailsShow source

Spends fiat and crypto accounts held at Nebeus

Card issuer / program manager

Unblock Atomo SARL (card issuer); operated by EMM Ventures AGShow source
No data yet

Tiers / plans

Basic · PremiumConditions apply: tap or hover for detailsShow source

Metal and Private announced, no price yet

Free · Plus · ProShow source

Fees

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Basic and Premium are one-off fees, no subscription

FreeConditions apply: tap or hover for detailsShow source

Free plan; Plus and Pro prices not stated

Physical card fee

$124Conditions apply: tap or hover for detailsShow source

Premium tier (physical + virtual card), one-off; $99 with an invite code

No data yet

Virtual card fee

$5Conditions apply: tap or hover for detailsShow source

One-off; free with an invite code

FreeShow source

Top-up fee

FreeShow source
No data yet

Other fees & markups

Small markup on card FX · Conversion pricing above the free 500 CHF/EUR lifetime allowanceShow source
Payments from an account in another currency are converted at the Nebeus sell rateShow source

Cashback & rewards

Base cashback

0%Conditions apply: tap or hover for detailsShow source

Basic tier has no cashback; Premium 0.5% in USDC

0%Conditions apply: tap or hover for detailsShow source

Free plan

Max cashback

0.5%Conditions apply: tap or hover for detailsShow source

Premium tier; 'boosted cashback' announced for Metal

1%Conditions apply: tap or hover for detailsShow source

Pro plan, up to €50 a month; Plus 0.5% up to €20 a month; only purchases paid from a crypto account

Cashback paid in

USDCShow source
EURShow source

Cashback type

StablecoinShow source
FiatShow source

Interest on balance

5%Conditions apply: tap or hover for detailsShow source

Opt-in Earn via Aave V3, off by default; variable

No data yet

Max cashback per month

No data yet
€50/monthConditions apply: tap or hover for detailsShow source

Pro plan; Plus €20

Cashback conditions

No data yet
Plus or Pro card plan · Only purchases paid from a crypto account count · Paid monthly around the 5th of the next monthShow source

Reward exclusions

No data yet
Payments from euro or other fiat accounts · ATM withdrawals and cash · Money transfers and card top-ups · Crypto, quasi-cash, financial services and securities · Gambling · Card feesShow source

Credit & financing

Credit line

No data yet
NoShow source

Availability

Account / spend currencies

CHF · EUR · USDCShow source
No data yet

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

CHF and EUR IBAN in your own name; incoming money settles as USDC

No data yet

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesConditions apply: tap or hover for detailsShow source

Premium tier

NoShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesConditions apply: tap or hover for detailsShow source

Limit $20,000 per month on Basic, $60,000 on Premium

No data yet

Spend stablecoins

YesShow source
No data yet

Airport lounge access

NoConditions apply: tap or hover for detailsShow source

Listed only under the (not yet released) Metal tier; not on Basic or Premium

No data yet

Spendable assets

USDCShow source
No data yet

Limits

ATM limit

$20,000Conditions apply: tap or hover for detailsShow source

Per month on Basic; $60,000 on Premium

No data yet

Spending limit

$100,000Conditions apply: tap or hover for detailsShow source

Per month, Basic; Premium $1,000,000

No data yet

Security & custody

Regulation / licences

Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediaryShow source
No data yet

Smart-contract risk

YesConditions apply: tap or hover for detailsShow source

Applies to opt-in Earn via Aave V3

No data yet

Annual cost at 1,500 EUR/month

Mine Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+0 EUR
  • Net annual valuenot enough data

Nebeus Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+0 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers