MEXC Global Card vs Trade Republic Card
Crypto native
Crypto enabled
Verdict
- Trade Republic Card scores higher overall (6.9 vs 6.0 out of 10).
- MEXC Global Card is clearly stronger on: Cashback & rewards.
- Trade Republic Card is clearly stronger on: Fees, Availability, Product features, Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
MEXC Global Card is a good fit for
- Stablecoin holders
- Frequent travellers
Stronger on: Cashback & rewards
Trade Republic Card is a good fit for
- Frequent travellers
Stronger on: Fees, Availability, Product features, Custody & security
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | MEXC Global Card | Trade Republic Card |
|---|---|---|
| Fees | 88 | 100 |
| Cashback & rewards | 55 | 24 |
| Availability | 7 | 57 |
| FX & international | 100 | 100 |
| Product features | 56 | 70 |
| Custody & security | 60 | 75 |
| Credit & financing | 30 | 30 |
| Limits & ATM | – | 90 |
| Transparency | 100 | 100 |
| Best for Cashback | 6.0 | 5.4 |
| Best for Travel | 7.2 | 8.4 |
| Best for DeFi Users | 6.2 | n/a |
| Best for Stablecoins | 7.8 | n/a |
| Best for High Spenders | 6.6 | 6.0 |
| Best for Low Fees | 8.7 | 9.9 |
| Best for Beginners | 6.4 | 7.6 |
| Best E-Money Card | n/a | 9.0 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
Funded with USDT from the MEXC Fiat account
Debit cardShow source
Network
VisaShow source
VisaShow source
Custody model
CustodialShow source
CustodialConditions apply: tap or hover for detailsShow source
The provider holds the funds
Launch date
2026-08-31Show source
Card issuer / program manager
MEXCConditions apply: tap or hover for detailsShow source
Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named
Trade Republic Bank GmbHShow source
Tiers / plans
Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
Virtual · Classic · MirrorShow source
Fees
Annual fee
FreeShow source
Monthly fee
FreeShow source
Physical card fee
€5Conditions apply: tap or hover for detailsShow source
Classic card, one-time delivery fee (again on renewal or replacement); Mirror card 50 €
Virtual card fee
FreeConditions apply: tap or hover for detailsShow source
Standard USD 20 issuance fee waived for a limited time
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source
Visa exchange rate without markup (the 1% transaction fee still applies)
0%Conditions apply: tap or hover for detailsShow source
Visa exchange rate without a Trade Republic currency exchange fee
Crypto conversion fee
0%Show source
Top-up fee
FreeShow source
ATM fee
€1Conditions apply: tap or hover for detailsShow source
Only for withdrawals below 100 €; from 100 € free with the Classic and Mirror cards; ATM operators may charge their own fee
Settlement fee
1%Conditions apply: tap or hover for detailsShow source
On every purchase, MEXC Global Card
Small transaction fee
$0.10Conditions apply: tap or hover for detailsShow source
Transactions under 1 USD (MEXC Global Card)
Other fees & markups
Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
Cashback & rewards
Base cashback
1%Conditions apply: tap or hover for detailsShow source
Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan
Max cashback
10%Conditions apply: tap or hover for detailsShow source
Elite tier (M-Score 800+); 6% Premium, 4% Standard
2%Conditions apply: tap or hover for detailsShow source
Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale
Cashback paid in
USDTShow source
Invested into a savings plan asset of your choiceShow source
Cashback type
StablecoinShow source
FiatConditions apply: tap or hover for detailsShow source
Paid by Trade Republic directly into your savings plan (invested)
Interest on balance
7%Conditions apply: tap or hover for detailsShow source
APR in the exclusive MEXC Global Card Earn program (flexible)
Cashback-eligible spend cap
€1,500/monthShow source
Max cashback per month
$800/monthConditions apply: tap or hover for detailsShow source
800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard
€15/monthShow source
Cashback conditions
Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
Saveback must be activated · Invest at least 50 EUR per calendar month in weekly, bi-weekly or monthly savings plans (quarterly plans don't qualify) · First activation requires setting up a 50 EUR savings plan for the next monthShow source
Reward expiry / vesting
Invested on the 2nd of the following month; expires if the savings-plan requirements were not met in the previous monthShow source
Reward exclusions
Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source
Cashback already credited for these transactions is deducted
Credit & financing
Credit line
NoShow source
NoConditions apply: tap or hover for detailsShow source
debit card
Availability
Available in
Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source
Among others; MEXC does not publish the full list
Germany, Austria, France, Spain, Italy, Netherlands, Belgium, Luxembourg, Finland, Ireland, Greece, Portugal, Estonia, Latvia, Lithuania, Slovenia, SlovakiaConditions apply: tap or hover for detailsShow source
Trade Republic account; permanent residents only; France including French Guiana, Guadeloupe, Martinique, Mayotte, Réunion and Saint-Martin
Not available in
United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source
Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time
Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
personal IBAN for deposits
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
NoConditions apply: tap or hover for detailsShow source
Virtual-only at launch; MEXC plans a physical card at a later stage
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
Classic and Mirror cards
Spend stablecoins
YesShow source
Spendable assets
USDTConditions apply: tap or hover for detailsShow source
Card is funded with USDT via the MEXC Fiat account
Limits
Spending limit
$1,000,000Conditions apply: tap or hover for detailsShow source
Per day; 80,000 USD per transaction
Security & custody
Regulation / licences
CRR credit institution · BaFinConditions apply: tap or hover for detailsShow source
supervised by BaFin, BaFin-ID 10150368
Deposit protection
YesConditions apply: tap or hover for detailsShow source
Cash in omnibus trust accounts at partner banks, protected up to 100,000 € per customer; securities are not covered
Annual cost at 1,500 EUR/month
MEXC Global Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees−180 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Trade Republic Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashback+180 EUR
- Net annual value168 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers