savebackcards.com

MEXC Global Card vs Trade Republic Card

MEXC Global Card

Crypto native

6.0
Trade Republic Card

Crypto enabled

6.9

Verdict

  • Trade Republic Card scores higher overall (6.9 vs 6.0 out of 10).
  • MEXC Global Card is clearly stronger on: Cashback & rewards.
  • Trade Republic Card is clearly stronger on: Fees, Availability, Product features, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

MEXC Global Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: Cashback & rewards

Trade Republic Card is a good fit for

  • Frequent travellers

Stronger on: Fees, Availability, Product features, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMEXC Global CardTrade Republic Card
Fees88100
Cashback & rewards5524
Availability757
FX & international100100
Product features5670
Custody & security6075
Credit & financing3030
Limits & ATM–90
Transparency100100
Best for Cashback6.05.4
Best for Travel7.28.4
Best for DeFi Users6.2n/a
Best for Stablecoins7.8n/a
Best for High Spenders6.66.0
Best for Low Fees8.79.9
Best for Beginners6.47.6
Best E-Money Cardn/a9.0

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Funded with USDT from the MEXC Fiat account

Debit cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialShow source
CustodialConditions apply: tap or hover for detailsShow source

The provider holds the funds

Launch date

2026-08-31Show source
No data yet

Card issuer / program manager

MEXCConditions apply: tap or hover for detailsShow source

Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named

Trade Republic Bank GmbHShow source

Tiers / plans

Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
Virtual · Classic · MirrorShow source

Fees

Annual fee

FreeShow source
No data yet

Monthly fee

No data yet
FreeShow source

Physical card fee

No data yet
€5Conditions apply: tap or hover for detailsShow source

Classic card, one-time delivery fee (again on renewal or replacement); Mirror card 50 €

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Standard USD 20 issuance fee waived for a limited time

FreeShow source

FX fee

0%Conditions apply: tap or hover for detailsShow source

Visa exchange rate without markup (the 1% transaction fee still applies)

0%Conditions apply: tap or hover for detailsShow source

Visa exchange rate without a Trade Republic currency exchange fee

Crypto conversion fee

0%Show source
No data yet

Top-up fee

FreeShow source
No data yet

ATM fee

No data yet
€1Conditions apply: tap or hover for detailsShow source

Only for withdrawals below 100 €; from 100 € free with the Classic and Mirror cards; ATM operators may charge their own fee

Settlement fee

1%Conditions apply: tap or hover for detailsShow source

On every purchase, MEXC Global Card

No data yet

Small transaction fee

$0.10Conditions apply: tap or hover for detailsShow source

Transactions under 1 USD (MEXC Global Card)

No data yet

Other fees & markups

Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
No data yet

Cashback & rewards

Base cashback

No data yet
1%Conditions apply: tap or hover for detailsShow source

Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan

Max cashback

10%Conditions apply: tap or hover for detailsShow source

Elite tier (M-Score 800+); 6% Premium, 4% Standard

2%Conditions apply: tap or hover for detailsShow source

Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale

Cashback paid in

USDTShow source
Invested into a savings plan asset of your choiceShow source

Cashback type

StablecoinShow source
FiatConditions apply: tap or hover for detailsShow source

Paid by Trade Republic directly into your savings plan (invested)

Interest on balance

7%Conditions apply: tap or hover for detailsShow source

APR in the exclusive MEXC Global Card Earn program (flexible)

No data yet

Cashback-eligible spend cap

No data yet
€1,500/monthShow source

Max cashback per month

$800/monthConditions apply: tap or hover for detailsShow source

800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard

€15/monthShow source

Cashback conditions

Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
Saveback must be activated · Invest at least 50 EUR per calendar month in weekly, bi-weekly or monthly savings plans (quarterly plans don't qualify) · First activation requires setting up a 50 EUR savings plan for the next monthShow source

Reward expiry / vesting

No data yet
Invested on the 2nd of the following month; expires if the savings-plan requirements were not met in the previous monthShow source

Reward exclusions

Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source

Cashback already credited for these transactions is deducted

No data yet

Credit & financing

Credit line

NoShow source
NoConditions apply: tap or hover for detailsShow source

debit card

Availability

Available in

Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source

Among others; MEXC does not publish the full list

Germany, Austria, France, Spain, Italy, Netherlands, Belgium, Luxembourg, Finland, Ireland, Greece, Portugal, Estonia, Latvia, Lithuania, Slovenia, SlovakiaConditions apply: tap or hover for detailsShow source

Trade Republic account; permanent residents only; France including French Guiana, Guadeloupe, Martinique, Mayotte, Réunion and Saint-Martin

Not available in

United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source

Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time

No data yet

Own IBAN / bank details

No data yet
YesConditions apply: tap or hover for detailsShow source

personal IBAN for deposits

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

NoConditions apply: tap or hover for detailsShow source

Virtual-only at launch; MEXC plans a physical card at a later stage

YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

No data yet
YesConditions apply: tap or hover for detailsShow source

Classic and Mirror cards

Spend stablecoins

YesShow source
No data yet

Spendable assets

USDTConditions apply: tap or hover for detailsShow source

Card is funded with USDT via the MEXC Fiat account

No data yet

Limits

Spending limit

$1,000,000Conditions apply: tap or hover for detailsShow source

Per day; 80,000 USD per transaction

No data yet

Security & custody

Regulation / licences

No data yet
CRR credit institution · BaFinConditions apply: tap or hover for detailsShow source

supervised by BaFin, BaFin-ID 10150368

Deposit protection

No data yet
YesConditions apply: tap or hover for detailsShow source

Cash in omnibus trust accounts at partner banks, protected up to 100,000 € per customer; securities are not covered

Annual cost at 1,500 EUR/month

MEXC Global Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Trade Republic Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs−12 EUR
  • Cashback+180 EUR
  • Net annual value168 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers