Trade Republic Card

by Trade RepublicCrypto enabledVisa

6.8

Provisional

Visa debit card for the Trade Republic current account. 1% Saveback (2% when paying with crypto) is invested into your savings plan on up to €1,500 of eligible card spend a month; no monthly fee and no FX surcharge from Trade Republic.

Initial research 22 October 2026 · not yet verified

Cashback5.3Travel8.5High spenders6.2Low fees9.5Beginners7.6E-money9.2

Base cashback

1%*

Base cashback: 1%

Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan

Source states (paraphrased): Get 1 % back on up to 1,500 € monthly eligible card spending.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Max cashback

2%*

Max cashback: 2%

Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale

Source states (paraphrased): Get 2 % back on up to 1,500 € monthly eligible card spending if you use crypto.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Base fee

Free

Monthly fee: Free

Source states (paraphrased): There is no monthly subscription fee.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee

0%*

FX fee: 0%

Visa exchange rate without a Trade Republic currency exchange fee

Source states (paraphrased): We do not add any currency exchange fees.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM fee

€1*

ATM fee: €1

Only for withdrawals below 100 €; from 100 € free with the Classic and Mirror cards; ATM operators may charge their own fee

Source states (paraphrased): Withdrawals below 100 € have a 1 € fee.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card fee

€5*

Physical card fee: €5

Classic card, one-time delivery fee (again on renewal or replacement); Mirror card 50 €

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Credit line

No data yet

Staking needed

No data yet

Tap a value for its source. * = conditions apply.

At a glance

Pros

No annual or monthly fee on the base tier
No FX markup from the issuer
1% base cashback

Cons

Top rate of 2% only with conditions — Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale

Good for

Frequent travellers

Not for

Not enough data to say.

All details

Fees5/15

Monthly fee: FreeShow source
Monthly fee: Free
Source states (paraphrased): There is no monthly subscription fee.
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Physical card fee: €5*Show source
Physical card fee: €5
Classic card, one-time delivery fee (again on renewal or replacement); Mirror card 50 €
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Classic card, one-time delivery fee (again on renewal or replacement); Mirror card 50 €
Virtual card fee: FreeShow source
Virtual card fee: Free
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
FX fee: 0%*Show source
FX fee: 0%
Visa exchange rate without a Trade Republic currency exchange fee
Source states (paraphrased): We do not add any currency exchange fees.
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Visa exchange rate without a Trade Republic currency exchange fee
ATM fee: €1*Show source
ATM fee: €1
Only for withdrawals below 100 €; from 100 € free with the Classic and Mirror cards; ATM operators may charge their own fee
Source states (paraphrased): Withdrawals below 100 € have a 1 € fee.
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Only for withdrawals below 100 €; from 100 € free with the Classic and Mirror cards; ATM operators may charge their own fee

Not yet researched: Annual fee, Replacement fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.

Cashback & rewards5/13

Base cashback: 1%*Show source
Base cashback: 1%
Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan
Source states (paraphrased): Get 1 % back on up to 1,500 € monthly eligible card spending.
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan
Max cashback: 2%*Show source
Max cashback: 2%
Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale
Source states (paraphrased): Get 2 % back on up to 1,500 € monthly eligible card spending if you use crypto.
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale
Cashback type: Fiat*Show source
Cashback type: Fiat
Paid by Trade Republic directly into your savings plan (invested)
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Paid by Trade Republic directly into your savings plan (invested)
Cashback-eligible spend cap: €1,500/monthShow source
Cashback-eligible spend cap: €1,500/month
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback conditions: Activate Saveback in the app · Invest at least 50 € per month in savings plans · Saveback is invested into your savings planShow source
Cashback conditions: Activate Saveback in the app · Invest at least 50 € per month in savings plans · Saveback is invested into your savings plan
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Cashback paid in, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit & financing0/11

No credit & financing data published or researched yet.

Supported countries & currencies0/4

No availability data published or researched yet.

Features, wallets & supported assets3/8

Physical card: YesShow source
Physical card: Yes
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Virtual card: YesShow source
Virtual card: Yes
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ATM withdrawals: Yes*Show source
ATM withdrawals: Yes
Classic and Mirror cards
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Classic and Mirror cards

Not yet researched: Apple Pay, Google Pay, Spend stablecoins, Spendable assets, Blockchains.

Security & custody1/3

Deposit protection: Yes*Show source
Deposit protection: Yes
Cash in omnibus trust accounts at partner banks, protected up to 100,000 € per customer; securities are not covered
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cash in omnibus trust accounts at partner banks, protected up to 100,000 € per customer; securities are not covered

Not yet researched: Regulation / licences, Smart-contract risk.

Limits0/2

No limits data published or researched yet.

Product5/7

Product status: ActiveShow source
Product status: Active
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type: Debit cardShow source
Card type: Debit card
Source states (paraphrased): The Trade Republic card is a Visa Debit Card.
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network: VisaShow source
Network: Visa
Source states (paraphrased): The Trade Republic card is a Visa Debit Card.
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card issuer / program manager: Trade Republic Bank GmbHShow source
Card issuer / program manager: Trade Republic Bank GmbH
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Tiers / plans: Virtual · Classic · MirrorShow source
Tiers / plans: Virtual · Classic · Mirror
Source states (paraphrased): You have the choice between a virtual card (free), Classic Card (5 € delivery fee) and Mirror Card (50 € delivery fee).
Source: The Trade Republic Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Custody model, Launch date.

Our rating

Criterion	Weight	Score
Fees Base-tier subscription ≈ €0/year	20%	100
Cashback & rewards	20%	24
Availability	15%	No data — excluded
FX & international FX fee 0%	10%	100
Product features 3 of 3 known features available	10%	100
Custody & security	10%	No data — excluded
Credit & financing	5%	No data — excluded
Limits & ATM ATM cost on €200 ≈ 0.5%	5%	90
Transparency 5 of 5 checked key terms disclosed · 3 contradiction(s) between official sources	5%	79

Data coverage 70%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Computed by a fixed formula; affiliate relationships have no influence. How we score

FAQ

Does Trade Republic Card have an annual or monthly fee?

Base tier: Free. Source: The Trade Republic Card.

What is the FX fee of Trade Republic Card?

0% (Visa exchange rate without a Trade Republic currency exchange fee). Source: The Trade Republic Card.

How much cashback does Trade Republic Card pay?

Base rate: 1% (Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan). Highest advertised rate: 2% (Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale).

Change history19 entries

Product status recorded · 22 October 2026 · auto-approved
Card type recorded · 22 October 2026 · auto-approved
Network recorded · 22 October 2026 · auto-approved
Card issuer / program manager recorded · 22 October 2026 · auto-approved
Tiers / plans recorded · 22 October 2026 · auto-approved
Monthly fee recorded · 22 October 2026 · auto-approved
Virtual card fee recorded · 22 October 2026 · auto-approved
Physical card fee recorded · 22 October 2026 · auto-approved
FX fee recorded · 22 October 2026 · auto-approved
ATM fee recorded · 22 October 2026 · auto-approved
ATM withdrawals recorded · 22 October 2026 · auto-approved
Virtual card recorded · 22 October 2026 · auto-approved
Physical card recorded · 22 October 2026 · auto-approved
Base cashback recorded · 22 October 2026 · auto-approved
Max cashback recorded · 22 October 2026 · auto-approved
Cashback-eligible spend cap recorded · 22 October 2026 · auto-approved
Cashback type recorded · 22 October 2026 · auto-approved
Cashback conditions recorded · 22 October 2026 · auto-approved
Deposit protection recorded · 22 October 2026 · auto-approved