Bitget Wallet Card vs Gnosis Pay
Crypto native
Crypto native
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Bitget Wallet Card is clearly stronger on: Availability.
- Gnosis Pay is clearly stronger on: Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bitget Wallet Card is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Availability
Gnosis Pay is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
Stronger on: Custody & security
Score by criterion
| Criterion | Bitget Wallet Card | Gnosis Pay |
|---|---|---|
| Fees | 100 | – |
| Cashback & rewards | 44 | – |
| Availability | 100 | 0 |
| FX & international | – | – |
| Product features | 70 | 70 |
| Custody & security | 60 | 95 |
| Credit & financing | – | 30 |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 6.4 | n/a |
| Best for Travel | 6.6 | n/a |
| Best for Self-Custody | n/a | 7.5 |
| Best for DeFi Users | 6.4 | 6.5 |
| Best for Stablecoins | 7.0 | n/a |
| Best for High Spenders | 5.9 | n/a |
| Best for Low Fees | 8.0 | n/a |
| Best for Beginners | 8.3 | 6.2 |
Product
Product status
ActiveShow source
Product status: Active
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Closing — discontinuation announced*Show source
Product status: Closing — discontinuation announced
Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027
Source states (paraphrased): Your Gnosis Pay card stops working at 23:59 UTC, 20 December 2026.
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Card stops working 23:59 UTC, 20 December 2026; support ends 18 June 2027
Card type
Debit cardShow source
Card type: Debit card
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
Visa / MastercardShow source
Network: Visa / Mastercard
Source states (paraphrased): Use wherever Visa or Mastercard is accepted.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
VisaShow source
Network: Visa
Source states (paraphrased): Spend at Visa merchants wherever Visa is accepted.
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: Bitget Wallet Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Card runs on a self-custodial Safe on Gnosis Chain; funds cannot be frozen or seized by Gnosis Pay.
Source: Why Gnosis Pay Creates a New SAFE Wallet For You
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified 1 day ago (Fresh) · confidence 95%
Card issuer / program manager
Bitget Wallet*Show source
Card issuer / program manager: Bitget Wallet
Card issuing partners vary by region
Source states (paraphrased): Bitget Wallet Card is a crypto payment card issued by Bitget Wallet
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%
Card issuing partners vary by region
Monavate*Show source
Card issuer / program manager: Monavate
Named as card partner in the closure notice
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Named as card partner in the closure notice
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): 0 annual fee.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Monthly fee
Free*Show source
Monthly fee: Free
Page states no monthly card fee without a currency
Source states (paraphrased): no monthly card fee
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Page states no monthly card fee without a currency
Other fees & markups
Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded*Show source
Other fees & markups: Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Source states (paraphrased): Standard fees apply once you exceed your monthly assetback allowance.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Cashback & rewards
Base cashback
2%*Show source
Base cashback: 2%
Base assetback for all cardholders, within a monthly allowance
Source states (paraphrased): All cardholders earn 2% base assetback by default.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Base assetback for all cardholders, within a monthly allowance
Max cashback
3%*Show source
Max cashback: 3%
New users or after reaching the monthly spending threshold
Source states (paraphrased): New users or those reaching the monthly spending threshold upgrade to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
New users or after reaching the monthly spending threshold
Cashback paid in
BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)*Show source
Cashback paid in: BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)
One reward asset, changeable once per calendar month
Source states (paraphrased): BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500), or USDC
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
One reward asset, changeable once per calendar month
Cashback conditions
3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the month*Show source
Cashback conditions: 3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the month
Upgrade conditions and reward limits per rules shown on the card page in the app
Source states (paraphrased): Once you reach $200–$400 in monthly spending, you earn up to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Upgrade conditions and reward limits per rules shown on the card page in the app
Reward exclusions
Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactionsShow source
Reward exclusions: Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactions
Source states (paraphrased): Refunded, reversed, or cancelled transactions
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Credit & financing
Credit line
NoShow source
Credit line: No
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Availability
Available in
EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BD*Show source
Available in: EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BD
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
Source states (paraphrased): Europe: European Economic Area (EEA) and the UK
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Physical card
Yes*Show source
Physical card: Yes
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
Source states (paraphrased): Physical cards are currently available in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, and the Philippines.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
Yes*Show source
Physical card: Yes
Until 20 December 2026
Source states (paraphrased): Your Gnosis Pay card, including any physical card and any virtual card, will cease to function
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Until 20 December 2026
Virtual card
Yes*Show source
Virtual card: Yes
Until 20 December 2026
Source states (paraphrased): Your Gnosis Pay card, including any physical card and any virtual card, will cease to function
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Until 20 December 2026
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
YesShow source
Spend stablecoins: Yes
Source: Gnosis Pay Documentation
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Spendable assets
USDT · USDC · ETH · SOLShow source
Spendable assets: USDT · USDC · ETH · SOL
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Blockchains
Gnosis ChainShow source
Blockchains: Gnosis Chain
Source: Why Gnosis Pay Creates a New SAFE Wallet For You
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified 1 day ago (Fresh) · confidence 90%
Security & custody
Regulation / licences
Monavate Ltd: FCA-authorised electronic money institution (FRN 901097) · UAB Monavate: electronic money institution regulated by the Bank of Lithuania (LB002139)*Show source
Regulation / licences: Monavate Ltd: FCA-authorised electronic money institution (FRN 901097) · UAB Monavate: electronic money institution regulated by the Bank of Lithuania (LB002139)
Monavate Ltd for UK/non-EEA cardholders; UAB Monavate (Bank of Lithuania, LB002139) for EEA cardholders
Source states (paraphrased): an electronic money institution authorised and regulated by the Financial Conduct Authority (firm reference number 901097)
Source: Formal notice — closure of the Gnosis Pay web app and card (21 September 2026)
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 93%
Monavate Ltd for UK/non-EEA cardholders; UAB Monavate (Bank of Lithuania, LB002139) for EEA cardholders
Annual cost at 1,500 EUR/month
Bitget Wallet Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Gnosis Pay
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers