Oobit vs Plasma One Card
Crypto native
Crypto native
Verdict
- Oobit scores higher overall (8.0 vs 6.9 out of 10).
- Oobit is clearly stronger on: Cashback & rewards, Product features, Custody & security.
- Plasma One Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Oobit is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Cashback & rewards, Product features, Custody & security
Plasma One Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Fees
Score by criterion
| Criterion | Oobit | Plasma One Card |
|---|---|---|
| Fees | 71 | 100 |
| Cashback & rewards | 100 | 55 |
| Availability | 100 | – |
| FX & international | 40 | – |
| Product features | 90 | 70 |
| Custody & security | 95 | 85 |
| Credit & financing | 30 | – |
| Limits & ATM | 50 | – |
| Transparency | 93 | 100 |
| Best for Cashback | 8.9 | 6.5 |
| Best for Travel | 6.6 | n/a |
| Best for Self-Custody | 8.6 | 7.8 |
| Best for DeFi Users | 7.9 | 7.3 |
| Best for Stablecoins | 7.8 | 7.6 |
| Best for High Spenders | 7.4 | 6.3 |
| Best for Low Fees | 6.3 | 8.0 |
| Best for Beginners | 9.0 | 7.9 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
Product status: Active
Source: Oobit Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
ActiveShow source
Product status: Active
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Stablecoin cardShow source
Card type: Stablecoin card
Source states (paraphrased): Plasma One Stablecoin Cards
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
VisaShow source
Network: Visa
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
VisaShow source
Network: Visa
Source states (paraphrased): The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Custody model
Self-custodyConditions apply: tap or hover for detailsShow source
Custody model: Self-custody
Crypto stays in your wallet until the moment you pay
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%
Crypto stays in your wallet until the moment you pay
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): The stablecoin balance backing your Plasma One card is owned and custodied by you.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Card issuer / program manager
Third National (issuer, under license from Visa); program provided by Oobit Technologies UABShow source
Card issuer / program manager: Third National (issuer, under license from Visa); program provided by Oobit Technologies UAB
Source states (paraphrased): The issuer for this card program is ThirdNational.
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Rain (Visa Principal Member); account services by BridgeShow source
Card issuer / program manager: Rain (Visa Principal Member); account services by Bridge
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Tiers / plans
Lite · Core · PlatinumShow source
Tiers / plans: Lite · Core · Platinum
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Fees
Annual fee
FreeConditions apply: tap or hover for detailsShow source
Annual fee: Free
No fee for the card itself
Source states (paraphrased): there's no fee for the card itself
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
No fee for the card itself
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Monthly fee: Free
Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app
Source states (paraphrased): Plasma One does not charge any additional fees. Some transactions, such as foreign exchange and bank withdrawals, include partner fees, which are shown in the app before you confirm.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app
Virtual card fee
FreeConditions apply: tap or hover for detailsShow source
Virtual card fee: Free
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
Source states (paraphrased): $0 Card cost
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
FX fee
1.5%Conditions apply: tap or hover for detailsShow source
FX fee: 1.5%
Up to 1.5% on non-USD purchases
Source states (paraphrased): Foreign Exchange Fee (non USD): up to 1.5%
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Up to 1.5% on non-USD purchases
Crypto conversion fee
0.95%Conditions apply: tap or hover for detailsShow source
Crypto conversion fee: 0.95%
Swaps; 3% when swapping into OOB
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%
Swaps; 3% when swapping into OOB
ATM fee
2.5% (min. $0.25)Conditions apply: tap or hover for detailsShow source
ATM fee: 2.5% (min. $0.25)
Plus ATM operator fees
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Plus ATM operator fees
Settlement fee
1% (min. $0.25)Conditions apply: tap or hover for detailsShow source
Settlement fee: 1% (min. $0.25)
Per card payment (Brazil: 1%, no minimum)
Source states (paraphrased): 1% per payment, with a minimum of $0.25.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Per card payment (Brazil: 1%, no minimum)
Other fees & markups
Oobit transaction fee $0.25 or 1% (whichever is higher) per transaction · Returned payment fee $29Show source
Other fees & markups: Oobit transaction fee $0.25 or 1% (whichever is higher) per transaction · Returned payment fee $29
Source states (paraphrased): Oobit Transaction fee $0.25 or 1% (whichever is higher) per transaction.
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)Conditions apply: tap or hover for detailsShow source
Other fees & markups: Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)
Platinum: Plasma covers the Visa FX fee
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Platinum: Plasma covers the Visa FX fee
Cashback & rewards
Base cashback
5%Conditions apply: tap or hover for detailsShow source
Base cashback: 5%
Only for eligible transactions paid in USDT/USDC, capped at USD 200 eligible spend (period not stated); available from level 1; Oobit may change offers with 30 days' notice
Source states (paraphrased): Users will receive stablecoin rewards equal to 5% of the value of eligible transactions paid in USDT or USDC respectively, capped at a maximum spend of USD 200
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 65%
Only for eligible transactions paid in USDT/USDC, capped at USD 200 eligible spend (period not stated); available from level 1; Oobit may change offers with 30 days' notice
2%Conditions apply: tap or hover for detailsShow source
Base cashback: 2%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Source states (paraphrased): 2% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Max cashback
10%Conditions apply: tap or hover for detailsShow source
Max cashback: 10%
Up to
Source: Oobit Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Up to
4%Conditions apply: tap or hover for detailsShow source
Max cashback: 4%
Platinum tier base cashback; AI spend 10%
Source states (paraphrased): 4% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Platinum tier base cashback; AI spend 10%
Cashback paid in
USDC (EEA residents) / USDT (outside EEA)Show source
Cashback paid in: USDC (EEA residents) / USDT (outside EEA)
Source states (paraphrased): If you reside in the European Economic Area, you may exchange your points for USDC.
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
XPLShow source
Cashback paid in: XPL
Source states (paraphrased): Every qualifying purchase made with your Plasma One card earns cashback in XPL.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
StablecoinConditions apply: tap or hover for detailsShow source
Cashback type: Stablecoin
Points convert to USDC (EEA residents) or USDT (outside EEA); OOB payments earn token rewards
Source states (paraphrased): you may exchange your points for USDC
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Points convert to USDC (EEA residents) or USDT (outside EEA); OOB payments earn token rewards
Platform tokenShow source
Cashback type: Platform token
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Interest on balance
6%Conditions apply: tap or hover for detailsShow source
Interest on balance: 6%
Up to; variable, via DeFi vaults, not guaranteed; varies by tier
Source states (paraphrased): 6% Yield on your balance
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Up to; variable, via DeFi vaults, not guaranteed; varies by tier
Cashback-eligible spend cap
$200/monthConditions apply: tap or hover for detailsShow source
Cashback-eligible spend cap: $200/month
When paying with tokens other than OOB; $10,000/month when paying with OOB
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
When paying with tokens other than OOB; $10,000/month when paying with OOB
Cashback conditions
Tap to Pay points: level 1 earns 1 point per USD, up to 5x at USD 1,500 cumulative spend in a 90-day cycle · 1,000 points = USD 1 · Qualifying Payment must be at least USD 1 · Rewards usable only for Tap to Pay payments in the app; cannot be withdrawn or transferredShow source
Cashback conditions: Tap to Pay points: level 1 earns 1 point per USD, up to 5x at USD 1,500 cumulative spend in a 90-day cycle · 1,000 points = USD 1 · Qualifying Payment must be at least USD 1 · Rewards usable only for Tap to Pay payments in the app; cannot be withdrawn or transferred
Source states (paraphrased): The current exchange rate is 1,000 points to USD 1
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlinesShow source
Cashback conditions: Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlines
Source states (paraphrased): On the first $3,000 4%
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Staking / holding required for top rewards
NoShow source
Staking / holding required for top rewards: No
Source states (paraphrased): Other crypto cards often come with staking requirements or volatile token rewards. Oobit doesn't.
Source: Crypto Card UAE
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 70%
YesConditions apply: tap or hover for detailsShow source
Staking / holding required for top rewards: Yes
Platinum tier requires locking XPL
Source states (paraphrased): Get Platinum by locking 100,000 XPL 5 for 12 months
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Platinum tier requires locking XPL
Staking asset
XPLConditions apply: tap or hover for detailsShow source
Staking asset: XPL
Lock 100,000 XPL for 12 months for Platinum
Source states (paraphrased): Get Platinum by locking 100,000 XPL 5 for 12 months
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Lock 100,000 XPL for 12 months for Platinum
Reward expiry / vesting
Outstanding accrued rewards are lost if the account is closed, suspended or restrictedShow source
Reward expiry / vesting: Outstanding accrued rewards are lost if the account is closed, suspended or restricted
Source states (paraphrased): you will lose your entitlement to those rewards
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Reward exclusions
Payments without sufficient crypto in account · Payments the merchant does not receive · Refunded or reversed paymentsShow source
Reward exclusions: Payments without sufficient crypto in account · Payments the merchant does not receive · Refunded or reversed payments
Source states (paraphrased): you request a refund from the merchant, or your payment is reversed
Source: 5X Reward Terms | Oobit Loyalty Program Rules
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Credit & financing
Credit line
NoConditions apply: tap or hover for detailsShow source
Credit line: No
Classified as credit card only for network acceptance; spends own crypto
Source states (paraphrased): Oobit does not offer a credit line, loans, or interest.
Source: Oobit Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Classified as credit card only for network acceptance; spends own crypto
Interest (APR)
0%Conditions apply: tap or hover for detailsShow source
Interest (APR): 0%
Currently 0% on all purchases; issuer may introduce interest for new purchases
Source states (paraphrased): Your Oobit Spend Card is currently Zero 0% interest on all purchases.
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Currently 0% on all purchases; issuer may introduce interest for new purchases
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): You only spend the crypto you own
Source: Crypto Card UAE
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Availability
Available in
AL, AD, Austria, Belgium, BA, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, GE, Germany, GI, Greece, GG, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, MD, MC, ME, Netherlands, MK, Norway, Poland, Portugal, Romania, RS, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, KZ, KG, Malaysia, Philippines, Saudi Arabia, South Korea, TW, Thailand, United Arab Emirates, Vietnam, BS, CR, DO, SV, GL, GT, Mexico, PA, PR, United States, Argentina, Brazil, Chile, Colombia, EC, PY, Peru, UY, South Africa, TZ, Australia, New ZealandConditions apply: tap or hover for detailsShow source
Available in: AL, AD, Austria, Belgium, BA, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, GE, Germany, GI, Greece, GG, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, MD, MC, ME, Netherlands, MK, Norway, Poland, Portugal, Romania, RS, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom, KZ, KG, Malaysia, Philippines, Saudi Arabia, South Korea, TW, Thailand, United Arab Emirates, Vietnam, BS, CR, DO, SV, GL, GT, Mexico, PA, PR, United States, Argentina, Brazil, Chile, Colombia, EC, PY, Peru, UY, South Africa, TZ, Australia, New Zealand
Country list as given on the page (74 countries listed, page claims 80+)
Source states (paraphrased): Oobit is available in 80+ countries across six continents, and we add new markets regularly.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Country list as given on the page (74 countries listed, page claims 80+)
Account / spend currencies
USDConditions apply: tap or hover for detailsShow source
Account / spend currencies: USD
Base currency; other currencies converted automatically, rate shown on receipt
Source states (paraphrased): Oobit uses USD as its base currency.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Base currency; other currencies converted automatically, rate shown on receipt
Features
Apple Pay
YesConditions apply: tap or hover for detailsShow source
Apple Pay: Yes
After verification
Source: Crypto Card in South Korea
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
After verification
YesConditions apply: tap or hover for detailsShow source
Apple Pay: Yes
Availability depends on region
Source states (paraphrased): On iPhone, add your Plasma One card to Apple Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability depends on region
Google Pay
YesConditions apply: tap or hover for detailsShow source
Google Pay: Yes
After verification
Source: Crypto Card in South Korea
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
After verification
YesConditions apply: tap or hover for detailsShow source
Google Pay: Yes
Availability depends on region
Source states (paraphrased): On Android, add it to Google Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability depends on region
Physical card
YesShow source
Physical card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 60%
Virtual card
YesShow source
Virtual card: Yes
Source states (paraphrased): Simply use your Oobit virtual card
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
YesShow source
Virtual card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 65%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source states (paraphrased): Oobit supports USDC, USDT, BNB, USDR, EURR
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
YesShow source
Spend stablecoins: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Travel / rental car insurance
YesConditions apply: tap or hover for detailsShow source
Travel / rental car insurance: Yes
Worldwide auto rental coverage via Visa Platinum; no general travel insurance stated
Source states (paraphrased): price protection, purchase protection, extended warranty, and worldwide auto rental coverage
Source: Oobit Crypto Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Worldwide auto rental coverage via Visa Platinum; no general travel insurance stated
Purchase protection
YesConditions apply: tap or hover for detailsShow source
Purchase protection: Yes
Visa Platinum benefits, included automatically
Source states (paraphrased): price protection, purchase protection, extended warranty, and worldwide auto rental coverage
Source: Oobit Crypto Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Visa Platinum benefits, included automatically
Spendable assets
USDT · Bitcoin · Ethereum · StablecoinsShow source
Spendable assets: USDT · Bitcoin · Ethereum · Stablecoins
Source states (paraphrased): It lets you spend USDT , Bitcoin , Ethereum , and stablecoins directly.
Source: Crypto Card | 10% Cashback Anywhere
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Blockchains
Ethereum · Polygon · Optimism · ArbitrumConditions apply: tap or hover for detailsShow source
Blockchains: Ethereum · Polygon · Optimism · Arbitrum
Other networks may be added at issuer discretion
Source states (paraphrased): Ethereum Blockchain, Polygon Blockchain, Optimism Blockchain, Arbitrium Blockchain
Source: https://www.oobit.com/legal/card-terms
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Other networks may be added at issuer discretion
Limits
Spending limit
$10,000Conditions apply: tap or hover for detailsShow source
Spending limit: $10,000
Per day; maximum limit
Source states (paraphrased): Daily limit: Up to 10,000 USD per day
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Per day; maximum limit
Security & custody
Regulation / licences
US: crypto services via Bakkt Financial Solutions I, LLC (FinCEN MSB, state money transmitter licences)Show source
Regulation / licences: US: crypto services via Bakkt Financial Solutions I, LLC (FinCEN MSB, state money transmitter licences)
Source states (paraphrased): US Cryptocurrency services are provided in partnership with Bakkt Financial Solutions I, LLC.
Source: Oobit FAQ
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal MemberShow source
Regulation / licences: Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal Member
Source states (paraphrased): Plasma is a financial technology company, not a regulated financial institution, bank, money services business or investment advisor.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Deposit protection
NoShow source
Deposit protection: No
Source states (paraphrased): Your stablecoin balance is not a bank deposit.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Smart-contract risk
YesConditions apply: tap or hover for detailsShow source
Smart-contract risk: Yes
Applies to the Earn feature (third-party DeFi vaults)
Source states (paraphrased): Participation involves material risks including smart contract risk
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Applies to the Earn feature (third-party DeFi vaults)
Annual cost at 1,500 EUR/month
Oobit
- Annual & monthly fees+0 EUR
- FX costs−54 EUR
- Crypto conversion–
- Per-transaction fees−180 EUR
- ATM costs−30 EUR
- Cashback+107 EUR
- Net annual value-157 EUR
Plasma One Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers