Mine Card vs Pionex Card

Product status: Active

Invite-only: sign-up needs a code from an existing member (or the higher no-code price)

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%

Product status: Active

Source: Pionex

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type: Stablecoin card

Spends from your USDC balance, converted at purchase

Source states (paraphrased): Mine converts from your USDC balance at the moment of purchase, at a rate you can see.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network: Mastercard

Source states (paraphrased): It’s a Mastercard issued by Unblock Atomo SARL in the EEA.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Network: Visa / Mastercard

Source states (paraphrased): Applies to Visa and Mastercard.

Source: Pionex Card usage restricted regions

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 31 October 2026 · verified today (Fresh) · confidence 85%

Custody model: Self-custody

Source states (paraphrased): Mine never custodies your funds.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Custody model: Custodial

Source: Pionex

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card issuer / program manager: Atomo Sarl (Unblock card program)

Card service offered via EMM Ventures AG (MINE)

Source states (paraphrased): provided by Atomo Sarl, operator of the Unblock card program

Source: Mine Terms

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 30 October 2026 · verified today (Fresh) · confidence 75%

Tiers / plans: Basic · Premium

Metal and Private announced, no price yet

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Annual fee: Free

Source states (paraphrased): Pay with crypto. No opening or annual fees

Source: Pionex

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Monthly fee: Free

Basic and Premium are one-off fees, no subscription

Source states (paraphrased): one-off, no subscription

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card fee: $124

Premium tier (physical + virtual card), one-off; $99 with an invite code

Source states (paraphrased): Premium is $124 one-off, 20% off with a code.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

Virtual card fee: Free

Basic: free with valid invite code, otherwise USD 5 one-off activation

Source states (paraphrased): Free with a valid invite code, otherwise USD 5 one-off activation

Source: Mine Membership Terms

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 30 October 2026 · verified today (Fresh) · confidence 85%

FX fee: 1.5%

Switzerland and international, all tiers

Source states (paraphrased): FX markup, international | 1.50%

Source: Mine Membership Terms

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 30 October 2026 · verified today (Fresh) · confidence 95%

Top-up fee: Free

Source states (paraphrased): Card top-up fee 0%

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

ATM fee: 2%

Pionex Visa card, physical card only; ATM operators may charge their own fee

Source states (paraphrased): Virtual card does not support this feature) | 2%

Source: Pionex Visa Card fees schedule

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 31 October 2026 · verified today (Fresh) · confidence 85%

Other fees & markups: MINE swap fee 1.25% (Basic; 0.50% for Premium in first 12 months) · Premium membership USD 124 one-off (USD 99 with invite), paid in USDC

Source states (paraphrased): MINE swap fee | 1.25% | 0.50% | 1.25%

Source: Mine Membership Terms

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 30 October 2026 · verified today (Fresh) · confidence 85%

Base cashback: 0%

Basic tier has no cashback; Premium 0.5% in USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Max cashback: 0.5%

Premium tier; 'boosted cashback' announced for Metal

Source states (paraphrased): Cashback 0.5% USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Cashback paid in: USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Cashback type: Stablecoin

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Interest on balance: 5%

Opt-in Earn via Aave V3, off by default; variable

Source states (paraphrased): 5% yield and a pro trading desk

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 70%

Interest on balance: 5%

USDT balance in the Visa Card account (not USD/EUR); no subscription or staking required; only positive balances

Source states (paraphrased): The USDT balance in your Visa Card Account earns 5% APY.

Source: Pionex Visa Card fees schedule

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 31 October 2026 · verified today (Fresh) · confidence 80%

Cashback-eligible spend cap: $5,000/month

Premium months 1-12; USD 2,000 of qualifying spend from month 13

Source states (paraphrased): USD 5,000 of qualifying spend

Source: Mine Membership Terms

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 30 October 2026 · verified today (Fresh) · confidence 90%

Reward expiry / vesting: Forfeited on termination for cause; 30 days after ordinary cancellation

Source states (paraphrased): All accrued and unredeemed cashback is forfeited immediately and without compensation on termination under clause 13.1.

Source: Mine Membership Terms

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 30 October 2026 · verified today (Fresh) · confidence 85%

Reward exclusions: cash and quasi-cash · money transfer and remittance · gambling and betting · purchases of crypto-assets · gift cards and stored value · financial institution merchandise

Source states (paraphrased): Cash and quasi-cash · money transfer and remittance · gambling and betting

Source: Mine Membership Terms

Official terms & conditions (tier 1)

Extracted from source by research agent · retrieved 30 October 2026 · verified today (Fresh) · confidence 90%

Not available in: AF, VE, RU, MM, Ukraine, KP, IR, BY

Spending restriction: payments declined at merchants registered in or operating from these countries (sanctions); not a residency/application restriction

Source states (paraphrased): Pionex Card payments are declined at merchants registered in or operating from Afghanistan, Venezuela, Russia, Myanmar, Ukraine, North Korea, Iran and Belarus.

Source: Pionex Card usage restricted regions

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 31 October 2026 · verified today (Fresh) · confidence 70%

Account / spend currencies: CHF · EUR · USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Own IBAN / bank details: Yes

CHF and EUR IBAN in your own name; incoming money settles as USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Apple Pay: Yes

Source states (paraphrased): Apple Pay and Google Pay from day one

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Google Pay: Yes

Source states (paraphrased): Apple Pay and Google Pay from day one

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Physical card: Yes

Premium tier

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Physical card: Yes

Visa card; ATM only on physical card

Source states (paraphrased): Applicable to physical card only

Source: Pionex Visa Card fees schedule

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 31 October 2026 · verified today (Fresh) · confidence 60%

Virtual card: Yes

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Virtual card: Yes

Pionex Mastercard is virtual only

Source states (paraphrased): The Pionex Mastercard is a virtual card only and cannot be used for ATM cash withdrawals.

Source: Pionex Mastercard fees schedule

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 31 October 2026 · verified today (Fresh) · confidence 90%

ATM withdrawals: Yes

Limit $20,000 per month on Basic, $60,000 on Premium

Source states (paraphrased): ATM withdrawals: $20,000 per month on Basic, $60,000 on Premium.

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Spend stablecoins: Yes

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Airport lounge access: No

Listed only under the (not yet released) Metal tier; not on Basic or Premium

Source states (paraphrased): Airport lounges

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified 6 days ago (Recently verified) · confidence 95%

Spendable assets: USDC

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

ATM limit: $20,000

Per month on Basic; $60,000 on Premium

Source states (paraphrased): ATM withdrawals: $20,000 per month on Basic, $60,000 on Premium

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Spending limit: $20,000

Pionex Mastercard default per transaction and daily; monthly 100,000 USD; limit increases not supported

Source states (paraphrased): Per Transaction: 20,000 USD

Source: Pionex Mastercard fees schedule

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 31 October 2026 · verified today (Fresh) · confidence 80%

Regulation / licences: Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediary

Source states (paraphrased): IBAN and conversion services are provided by a regulated Swiss financial intermediary

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Smart-contract risk: Yes

Applies to opt-in Earn via Aave V3

Source states (paraphrased): Risk lives in the smart contract, not with Mine

Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.

Official product page (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%