DiCard vs UGLYCASH Card
Crypto native
Crypto native
Verdict
- DiCard scores higher overall (5.4 vs 5.3 out of 10).
- DiCard is clearly stronger on: FX & international.
- UGLYCASH Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
DiCard is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: FX & international
UGLYCASH Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | DiCard | UGLYCASH Card |
|---|---|---|
| Fees | 48 | 100 |
| Cashback & rewards | – | 24 |
| Availability | – | – |
| FX & international | 40 | 0 |
| Product features | 70 | – |
| Custody & security | 60 | – |
| Credit & financing | – | – |
| Limits & ATM | – | 58 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 4.5 |
| Best for Travel | 5.1 | 4.1 |
| Best for DeFi Users | 5.7 | n/a |
| Best for High Spenders | n/a | 4.3 |
| Best for Low Fees | 5.4 | 6.9 |
| Best for Beginners | 6.6 | 6.7 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Network
VisaShow source
Custody model
CustodialShow source
Card issuer / program manager
BFF Cards, LLCConditions apply: tap or hover for detailsShow source
Holds an OCIF (Puerto Rico) ruling letter authorizing card issuance activities
Fees
FX fee
1.5%Show source
2.5%Conditions apply: tap or hover for detailsShow source
Rest of the world 2.5%; Colombia 1%; Mexico 0.66%
Top-up fee
1.3%Conditions apply: tap or hover for detailsShow source
0.3% for the first 5 deposits
FreeConditions apply: tap or hover for detailsShow source
crypto deposits free (subsidized)
Crypto withdrawal fee
$1Conditions apply: tap or hover for detailsShow source
USD 1 under $100, USD 2 at $100 or more, plus network fee; eUSD/hyUSD/USD3 on Base free
ATM fee
$2.50 + 1%Conditions apply: tap or hover for detailsShow source
Rest of world and AR/BO; El Salvador & Ecuador USD 2.50 + 2%; Mexico USD 2.50 + 1.35%; plus ATM operator fee
Transfer fee
1% (min. $3)Conditions apply: tap or hover for detailsShow source
US ACH send, rest of world; max USD 20; Colombia/Argentina USD 3 flat
Other fees & markups
Application fee 1 USDT (low-fee card) or 5 USDT (high-limit card)Show source
Incoming US ACH USD 2, incoming wire USD 15 · EUR transfers: 0.5% margin over partner EUR/USD rate, $2 send/receive · Non-Mexican residents: USD 1.5 per eUSD purchase with MXNShow source
Cashback & rewards
Max cashback
6%Conditions apply: tap or hover for detailsShow source
Up to, boosted
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Virtual card
YesShow source
ATM withdrawals
YesShow source
Security & custody
Regulation / licences
FinCEN MSB registrations (BFF Prime, BFF United, BFF Classic) · OCIF Puerto Rico ruling letter for card issuance (BFF Cards, LLC) · US money transmission via Bridge Building Inc NMLS # 2450917 · Mexico virtual-asset registration (Rpay México) · El Salvador Bitcoin Service Provider and Digital Asset Service Provider (BFF El Salvador)Show source
Annual cost at 1,500 EUR/month
DiCard
- Annual & monthly feesunknown
- FX costs−54 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
UGLYCASH Card
- Annual & monthly feesunknown
- FX costs−90 EUR
- Crypto conversion–
- ATM costs−39 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers