CoinJar Card vs MaxSwap Virtual Card
Crypto native
Crypto native
Verdict
- CoinJar Card scores higher overall (5.0 vs 4.8 out of 10).
- CoinJar Card is clearly stronger on: Fees.
- MaxSwap Virtual Card is clearly stronger on: FX & international.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
CoinJar Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
MaxSwap Virtual Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: FX & international
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | CoinJar Card | MaxSwap Virtual Card |
|---|---|---|
| Fees | 76 | 0 |
| Cashback & rewards | – | – |
| Availability | 3 | – |
| FX & international | 0 | 76 |
| Product features | 70 | 70 |
| Custody & security | 60 | 60 |
| Credit & financing | – | – |
| Limits & ATM | 80 | – |
| Transparency | 100 | 100 |
| Best for Cashback | 5.0 | n/a |
| Best for Travel | 3.8 | 5.6 |
| Best for DeFi Users | 5.7 | 5.1 |
| Best for High Spenders | 5.1 | n/a |
| Best for Low Fees | 5.4 | 4.2 |
| Best for Beginners | 6.1 | 5.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Prepaid cardShow source
Network
MastercardShow source
Visa / MastercardShow source
Custody model
CustodialShow source
CustodialShow source
Card issuer / program manager
EML Payment Solutions LimitedShow source
Tiers / plans
Visa (Apple Pay & Google Pay) USA · AI Card + Google Pay ES · Premium Card with ATM USAShow source
Fees
Physical card fee
FreeShow source
Virtual card fee
FreeShow source
FX fee
2.99%Conditions apply: tap or hover for detailsShow source
From 2.99%
0.6%Conditions apply: tap or hover for detailsShow source
Conversion fee charged if settlement was not in USD
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Returned as Rewards points
Top-up fee
4.5%Conditions apply: tap or hover for detailsShow source
Replenishment; minimum replenishment 10 USDT
ATM fee
1%Show source
Other fees & markups
1% fee on in-store and online purchases (returned as Rewards points) · Transaction dispute fee $27.50 per transactionShow source
Card issuing costs 50 USDT (paid in USDT, not USD) · Minimum initial balance 25 USD; 5% commission on card creation with initial balance · 0.4% fee on each successful transaction · 0.25 USD fee per rejected transactionShow source
Cashback & rewards
Cashback paid in
CoinJar Rewards pointsShow source
Cashback type
PointsShow source
Availability
Available in
AustraliaShow source
Features
Apple Pay
YesShow source
YesShow source
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesConditions apply: tap or hover for detailsShow source
Premium Card with ATM USA only
Spendable assets
ADA · ALGO · AVAX · BCH · BNB · BTC · DOT · ETH · HBAR · HT · KRRX · LINK · LTC · MATIC · NEAR · SHIB · SUSHI · TON · TRX · UNI · USDC · USDT · XLM · XRPConditions apply: tap or hover for detailsShow source
Supported for exchange/wallet; card top-up via crypto
Limits
ATM limit
$750Conditions apply: tap or hover for detailsShow source
Per day, up to 250 USD per transaction; Premium Card with ATM USA
Spending limit
$50,000Conditions apply: tap or hover for detailsShow source
Per purchase/payment on online platforms
Annual cost at 1,500 EUR/month
CoinJar Card
- Annual & monthly feesunknown
- FX costs−108 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
MaxSwap Virtual Card
- Annual & monthly feesunknown
- FX costs−22 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers