CoinJar Card vs KazePay Card
Crypto native
Crypto native
Verdict
- CoinJar Card scores higher overall (5.0 vs 4.8 out of 10).
- CoinJar Card is clearly stronger on: Fees, Product features, Limits & ATM.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
CoinJar Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees, Product features, Limits & ATM
KazePay Card is a good fit for
- Stablecoin holders
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | CoinJar Card | KazePay Card |
|---|---|---|
| Fees | 76 | 20 |
| Cashback & rewards | – | – |
| Availability | 3 | – |
| FX & international | 0 | – |
| Product features | 70 | 47 |
| Custody & security | 60 | 60 |
| Credit & financing | – | – |
| Limits & ATM | 80 | 60 |
| Transparency | 100 | 100 |
| Best for Cashback | 5.0 | n/a |
| Best for Travel | 3.8 | n/a |
| Best for DeFi Users | 5.7 | 5.1 |
| Best for Stablecoins | n/a | 4.9 |
| Best for High Spenders | 5.1 | n/a |
| Best for Low Fees | 5.4 | 4.6 |
| Best for Beginners | 6.1 | 5.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Debit cardShow source
Network
MastercardShow source
Custody model
CustodialShow source
CustodialShow source
Card issuer / program manager
EML Payment Solutions LimitedShow source
Fees
Physical card fee
FreeShow source
Virtual card fee
FreeShow source
FX fee
2.99%Conditions apply: tap or hover for detailsShow source
From 2.99%
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Returned as Rewards points
Top-up fee
2%Conditions apply: tap or hover for detailsShow source
Physical card 2% per top-up; virtual card 1.8%–2.2% depending on card type and issuing bank
ATM fee
1%Show source
2% (min. $1)Conditions apply: tap or hover for detailsShow source
Physical card only; plus local ATM/operator fees; $ read as USD
Other fees & markups
1% fee on in-store and online purchases (returned as Rewards points) · Transaction dispute fee $27.50 per transactionShow source
Card issuance and maintenance fees apply (vary by card type/bank) · Currency conversion fees set by bank and network · Virtual card bank transaction fees 0%–5% by merchant category · Physical card shipping paid by applicantShow source
Cashback & rewards
Cashback paid in
CoinJar Rewards pointsShow source
Cashback type
PointsShow source
Minimum balance
$0Show source
Availability
Available in
AustraliaShow source
Account / spend currencies
USDT · USDCShow source
Features
Apple Pay
YesShow source
NoConditions apply: tap or hover for detailsShow source
Physical card; some virtual cards may support it depending on issuing bank
Google Pay
YesShow source
NoConditions apply: tap or hover for detailsShow source
Physical card; some virtual cards may support it depending on issuing bank
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesShow source
Spend stablecoins
YesShow source
Spendable assets
USDT · USDCShow source
Blockchains
BSC · Solana · Aptos · Tron · Base · Avalanche · ArbitrumShow source
Limits
ATM limit
$1,500Conditions apply: tap or hover for detailsShow source
Daily, physical card; monthly max $15,000; $ read as USD
Annual cost at 1,500 EUR/month
CoinJar Card
- Annual & monthly feesunknown
- FX costs−108 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
KazePay Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers