Busha USD Card vs DiCard
Crypto native
Crypto native
Verdict
- Busha USD Card scores higher overall (5.6 vs 5.4 out of 10).
- Busha USD Card is clearly stronger on: Fees, Custody & security.
- DiCard is clearly stronger on: Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Busha USD Card is a good fit for
- Stablecoin holders
Stronger on: Fees, Custody & security
DiCard is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Busha USD Card | DiCard |
|---|---|---|
| Fees | 99 | 48 |
| Cashback & rewards | – | – |
| Availability | 3 | – |
| FX & international | – | 40 |
| Product features | 35 | 70 |
| Custody & security | 75 | 60 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Travel | n/a | 5.1 |
| Best for DeFi Users | 6.6 | 5.7 |
| Best for Stablecoins | 7.0 | n/a |
| Best for Low Fees | 8.0 | 5.4 |
| Best for Beginners | 6.2 | 6.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Network
VisaShow source
Custody model
CustodialShow source
CustodialShow source
Fees
Virtual card fee
$2Conditions apply: tap or hover for detailsShow source
One-time card creation fee; up to four cards can be created
FX fee
1.5%Show source
Top-up fee
FreeConditions apply: tap or hover for detailsShow source
Page says no funding fees
1.3%Conditions apply: tap or hover for detailsShow source
0.3% for the first 5 deposits
Other fees & markups
No funding fees or maintenance feesShow source
Application fee 1 USDT (low-fee card) or 5 USDT (high-limit card)Show source
Credit & financing
Spend own balance directly
YesShow source
Availability
Available in
NigeriaShow source
Account / spend currencies
USD · USDT · USDCConditions apply: tap or hover for detailsShow source
Spend balances; Naira payments not supported
Features
Apple Pay
NoConditions apply: tap or hover for detailsShow source
Not currently supported
YesShow source
Google Pay
NoConditions apply: tap or hover for detailsShow source
Not currently supported
YesShow source
Virtual card
YesShow source
YesShow source
Spend stablecoins
YesShow source
Spendable assets
USD · USDT · USDCShow source
Security & custody
Regulation / licences
Busha Digital Limited: licensed by the SEC Nigeria as a Digital Asset ExchangeShow source
Annual cost at 1,500 EUR/month
Busha USD Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
DiCard
- Annual & monthly feesunknown
- FX costs−54 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers