Based Cash Card vs DiCard
Crypto native
Crypto native
Verdict
- Based Cash Card and DiCard have the same overall score (5.4/10).
- Based Cash Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Based Cash Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
DiCard is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Based Cash Card | DiCard |
|---|---|---|
| Fees | 100 | 48 |
| Cashback & rewards | – | – |
| Availability | 0 | – |
| FX & international | 40 | 40 |
| Product features | – | 70 |
| Custody & security | – | 60 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Travel | 5.2 | 5.1 |
| Best for DeFi Users | n/a | 5.7 |
| Best for Low Fees | 7.8 | 5.4 |
| Best for Beginners | 6.3 | 6.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
PausedConditions apply: tap or hover for detailsShow source
Sign-ups paused, reopening November 2026
ActiveShow source
Card type
Debit cardShow source
Prepaid cardShow source
Network
VisaShow source
Custody model
CustodialShow source
Fees
FX fee
1.5%Show source
1.5%Show source
Top-up fee
FreeConditions apply: tap or hover for detailsShow source
USDT and USDC
1.3%Conditions apply: tap or hover for detailsShow source
0.3% for the first 5 deposits
Other fees & markups
Application fee 1 USDT (low-fee card) or 5 USDT (high-limit card)Show source
Cashback & rewards
Cashback paid in
BASEDShow source
Cashback type
Platform tokenShow source
Cashback conditions
Subscription rebates on ChatGPT, Claude and Grok from Gold tier, up to $100 per monthShow source
Staking / holding required for top rewards
YesShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Virtual card
YesShow source
Annual cost at 1,500 EUR/month
Based Cash Card
- Annual & monthly feesunknown
- FX costs−54 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
DiCard
- Annual & monthly feesunknown
- FX costs−54 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers