Based Cash Card vs CoinJar Card
Crypto native
Crypto native
Verdict
- CoinJar Card scores higher overall (5.7 vs 5.4 out of 10).
- Based Cash Card is clearly stronger on: Fees, FX & international.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Based Cash Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees, FX & international
CoinJar Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Based Cash Card | CoinJar Card |
|---|---|---|
| Fees | 100 | 76 |
| Cashback & rewards | – | – |
| Availability | 0 | – |
| FX & international | 40 | 0 |
| Product features | – | 70 |
| Custody & security | – | 60 |
| Credit & financing | – | – |
| Limits & ATM | – | 80 |
| Transparency | 100 | 100 |
| Best for Travel | 5.2 | 4.3 |
| Best for DeFi Users | n/a | 5.7 |
| Best for High Spenders | n/a | 5.1 |
| Best for Low Fees | 7.8 | 5.4 |
| Best for Beginners | 6.3 | 6.8 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
PausedConditions apply: tap or hover for detailsShow source
Sign-ups paused, reopening November 2026
ActiveShow source
Card type
Debit cardShow source
Prepaid cardShow source
Network
VisaShow source
MastercardShow source
Custody model
CustodialShow source
Card issuer / program manager
EML Payment Solutions Limited (AFSL 404131)Show source
Fees
Physical card fee
FreeShow source
Virtual card fee
FreeShow source
FX fee
1.5%Show source
2.99%Conditions apply: tap or hover for detailsShow source
From 2.99%
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Returned as Rewards points
Top-up fee
FreeConditions apply: tap or hover for detailsShow source
USDT and USDC
ATM fee
1%Show source
Other fees & markups
Transaction dispute $27.50Show source
Cashback & rewards
Cashback paid in
BASEDShow source
CoinJar Rewards pointsShow source
Cashback type
Platform tokenShow source
PointsShow source
Cashback conditions
Subscription rebates on ChatGPT, Claude and Grok from Gold tier, up to $100 per monthShow source
Staking / holding required for top rewards
YesShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
YesShow source
ATM withdrawals
YesShow source
Annual cost at 1,500 EUR/month
Based Cash Card
- Annual & monthly feesunknown
- FX costs−54 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
CoinJar Card
- Annual & monthly feesunknown
- FX costs−108 EUR
- Crypto conversion–
- ATM costs−12 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers