Fold Card
US bitcoin rewards app with a Visa debit card and a bitcoin credit card: every purchase, bill payment and direct deposit earns sats, the credit card up to 5% back in bitcoin. Bitcoin held through BitGo.
Base cashback
Max cashback
5%Conditions apply: tap or hover for detailsShow source
Base fee
FX fee
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
No clear advantages can be derived from the published data yet.
Cons
- Top rate of 5% only with conditions — Credit card, "up to" with conditions
- US residents only
Good for
Not enough data to say.
Not for
- Anyone living outside the United States
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Fold Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees0/15
No fees data published or researched yet.
Cashback & rewards3/14
- Max cashback
5%Conditions apply: tap or hover for detailsShow source
Credit card, "up to" with conditions
- Cashback paid in
BTCShow source
- Cashback type
CryptoShow source
Not yet researched: Base cashback, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies1/4
- Available in
United StatesShow source
Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.
Features, wallets & supported assets0/11
No features data published or researched yet.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product3/7
- Product status
ActiveShow source
- Card type
Debit card, Credit cardShow source
- Network
VisaShow source
Not yet researched: Custody model, Launch date, Card issuer / program manager, Tiers / plans.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees | 20% | No data — excluded |
Cashback & rewards Only an 'up to' rate is published | 20% | 20 |
Availability 1 of 60 tracked countries | 15% | 3 |
FX & international | 10% | No data — excluded |
Product features | 10% | No data — excluded |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed | 5% | 100 |
Data coverage 40%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
How much cashback does Fold Card pay?
Highest advertised rate: 5% (Credit card, "up to" with conditions). Paid in BTC.
Where is Fold Card available?
United States.
Change history7 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved