Fold Card vs Shakepay Card
Crypto enabled
Crypto enabled
Verdict
- Shakepay Card scores higher overall (4.9 vs 4.2 out of 10).
- Fold Card is clearly stronger on: Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Fold Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Cashback & rewards
Shakepay Card is a good fit for
- No specific audience can be derived from the published data yet.
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Fold Card | Shakepay Card |
|---|---|---|
| Fees | – | 100 |
| Cashback & rewards | 20 | 6 |
| Availability | 3 | 3 |
| FX & international | – | – |
| Product features | – | 70 |
| Custody & security | 75 | – |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 3.4 | 3.4 |
| Best for Travel | n/a | 5.3 |
| Best for High Spenders | n/a | 4.3 |
| Best for Low Fees | n/a | 8.0 |
| Best for Beginners | 5.3 | 6.4 |
| Best E-Money Card | n/a | 6.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Prepaid cardShow source
Network
VisaShow source
VisaShow source
Custody model
CustodialConditions apply: tap or hover for detailsShow source
Bitcoin custody by BitGo
Card issuer / program manager
Sutton BankShow source
Peoples Trust CompanyShow source
Fees
Annual fee
FreeShow source
Cashback & rewards
Max cashback
5%Conditions apply: tap or hover for detailsShow source
Credit card, "up to" with conditions
1.5%Conditions apply: tap or hover for detailsShow source
Up to, at eligible merchants
Cashback paid in
Bitcoin (sats)Show source
BTCShow source
Cashback type
CryptoShow source
CryptoShow source
Availability
Available in
United StatesShow source
CanadaShow source
Account / spend currencies
CADShow source
Features
Apple Pay
YesConditions apply: tap or hover for detailsShow source
Where available
Google Pay
YesConditions apply: tap or hover for detailsShow source
Where available
Physical card
YesShow source
Security & custody
Regulation / licences
FINTRAC #M17065696 · CIRO member · Registered investment dealer with AMFShow source
Deposit protection
YesConditions apply: tap or hover for detailsShow source
Pass-through FDIC up to $250,000 on Prepaid Debit Card balances; bitcoin not insured
NoShow source
Annual cost at 1,500 EUR/month
Fold Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Shakepay Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers