Cash App Card vs Fold Card
Crypto enabled
Crypto enabled
Verdict
- At least one of the two cards does not have enough published data for an overall score.
- Fold Card is clearly stronger on: Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Cash App Card is a good fit for
- No specific audience can be derived from the published data yet.
Fold Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Cashback & rewards
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Cash App Card | Fold Card |
|---|---|---|
| Fees | 100 | – |
| Cashback & rewards | 0 | 20 |
| Availability | 3 | 3 |
| FX & international | – | – |
| Product features | 70 | – |
| Custody & security | – | – |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 3.1 | 3.3 |
| Best for Travel | 5.2 | n/a |
| Best for High Spenders | 4.1 | n/a |
| Best for Low Fees | 8.0 | n/a |
| Best for Beginners | 6.3 | n/a |
| Best E-Money Card | 6.6 | n/a |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit card, Prepaid cardShow source
Debit card, Credit cardShow source
Network
VisaShow source
VisaShow source
Card issuer / program manager
Sutton Bank and The Bancorp Bank, N.A.Show source
Fees
Monthly fee
FreeShow source
Physical card fee
FreeConditions apply: tap or hover for detailsShow source
Black and white designs; custom designs cost extra
Cashback & rewards
Max cashback
5%Conditions apply: tap or hover for detailsShow source
Credit card, "up to" with conditions
Cashback paid in
BTCShow source
Cashback type
NoneConditions apply: tap or hover for detailsShow source
Discounts instead of cashback
CryptoShow source
Availability
Available in
United StatesShow source
United StatesShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
YesShow source
Security & custody
Deposit protection
YesConditions apply: tap or hover for detailsShow source
FDIC insurance up to $250,000 through partner banks
Annual cost at 1,500 EUR/month
Cash App Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+0 EUR
- Net annual valuenot enough data
Fold Card
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers