Verdict
- Nexo Card scores higher overall (7.4 vs 5.5 out of 10).
- Nexo Card is clearly stronger on: Fees, FX & international, Credit & financing.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Nexo Card is a good fit for
- Stablecoin holders
- Users who need credit rather than a debit/prepaid card
- Frequent travellers
Stronger on: Fees, FX & international, Credit & financing
RedotPay is a good fit for
- Stablecoin holders
- Users who need credit rather than a debit/prepaid card
Score by criterion
| Criterion | Nexo Card | RedotPay |
|---|---|---|
| Fees | 100 | 86 |
| Cashback & rewards | 13 | 12 |
| Availability | 100 | – |
| FX & international | 92 | 52 |
| Product features | 70 | 70 |
| Custody & security | 75 | – |
| Credit & financing | 100 | 70 |
| Limits & ATM | 64 | 60 |
| Transparency | 100 | 93 |
| Best for Cashback | 5.2 | 4.0 |
| Best for Travel | 8.0 | 5.8 |
| Best for DeFi Users | 7.2 | 5.5 |
| Best for Stablecoins | 7.4 | 5.8 |
| Best for High Spenders | 5.9 | 4.7 |
| Best for Low Fees | 9.3 | 7.5 |
| Best for Beginners | 8.1 | 6.7 |
| Best Crypto Credit Card | 8.4 | 6.4 |
Product
Product status
ActiveShow source
Product status: Active
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified 1 day ago (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: RedotPay Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Card type
Debit card, Crypto-backed credit*Show source
Card type: Debit card, Crypto-backed credit
Dual mode: Debit Mode and crypto-backed Credit Mode
Source states (paraphrased): Switch between Credit and Debit Mode with one tap.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Dual mode: Debit Mode and crypto-backed Credit Mode
Network
Mastercard*Show source
Network: Mastercard
Network inferred from the Mastercard trademark notice next to the card issuer disclosure
Source states (paraphrased): Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Nexo Card is issued by DiPocket UAB.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Network inferred from the Mastercard trademark notice next to the card issuer disclosure
VisaShow source
Network: Visa
Source: RedotPay Crypto Card
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model
CustodialShow source
Custody model: Custodial
Source states (paraphrased): EEA custody, trading, and futures are provided respectively by Tangany and DLT Finance under MiCA and MiFID II.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Card issuer / program manager
DiPocket UABShow source
Card issuer / program manager: DiPocket UAB
Source states (paraphrased): The Nexo Card is issued by DiPocket UAB, an Electronic Money Institution
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Tiers / plans
Regular account · RedotPay Pro Monthly ($12.90/month) · RedotPay Pro Annual ($129.00/year)*Show source
Tiers / plans: Regular account · RedotPay Pro Monthly ($12.90/month) · RedotPay Pro Annual ($129.00/year)
Annual: "Annual Membership: $129.00 / year"; without membership the account is a "regular account"
Source states (paraphrased): Monthly Membership: $12.90 / month
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Annual: "Annual Membership: $129.00 / year"; without membership the account is a "regular account"
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): No monthly, annual or inactivity fees.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Free*Show source
Annual fee: Free
Stated under Physical Card; currency not stated on page
Source states (paraphrased): No annual fees
Source: RedotPay Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Stated under Physical Card; currency not stated on page
Monthly fee
FreeShow source
Monthly fee: Free
Source states (paraphrased): No monthly, annual or inactivity fees.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Physical card fee
Free*Show source
Physical card fee: Free
Requires at least Gold Loyalty Tier and portfolio above $5,000
Source states (paraphrased): The physical Nexo Card is also free, including shipping.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Requires at least Gold Loyalty Tier and portfolio above $5,000
$100Show source
Physical card fee: $100
Source states (paraphrased): Physical card: 100 USD.
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Virtual card fee
Free*Show source
Virtual card fee: Free
Balance of at least $50 required to activate; stays in account
Source states (paraphrased): The virtual Nexo Card costs nothing to get or activate.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Balance of at least $50 required to activate; stays in account
$10Show source
Virtual card fee: $10
Source states (paraphrased): Virtual card: 10 USD.
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
FX fee
0.2%*Show source
FX fee: 0.2%
Weekdays EEA/UK/CH; weekends 0.7%; rest of world 2% weekdays, 2.5% weekends
Source states (paraphrased): EEA/UK/CH: 0.2%
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Weekdays EEA/UK/CH; weekends 0.7%; rest of world 2% weekdays, 2.5% weekends
1.2%*Show source
FX fee: 1.2%
Spending in a currency other than the card currency
Source states (paraphrased): Transaction in another currency: 1.2%.
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Spending in a currency other than the card currency
Crypto conversion fee
1%Show source
Crypto conversion fee: 1%
Source states (paraphrased): Crypto conversion costs 1%.
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
ATM fee
2% (min. €1.99)*Show source
ATM fee: 2% (min. €1.99)
After the free monthly allowance
Source states (paraphrased): 2% fee (min €1.99) per withdrawal above the free limit.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
After the free monthly allowance
2%*Show source
ATM fee: 2%
USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees
Source states (paraphrased): ATM withdrawals on a USD card cost 2% up to $10,000 a month, then 3%.
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees
Free ATM allowance
€200/month*Show source
Free ATM allowance: €200/month
Per month, Base Loyalty Tier; Silver €400, Gold €1,000, Platinum €2,000
Source states (paraphrased): Base: Up to €200 / £180
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Per month, Base Loyalty Tier; Silver €400, Gold €1,000, Platinum €2,000
Other fees & markups
Weekend FX surcharge: 0.7% for EEA/UK/CH currencies and 2.5% for other currencies (vs 0.2% / 2% on weekdays)Show source
Other fees & markups: Weekend FX surcharge: 0.7% for EEA/UK/CH currencies and 2.5% for other currencies (vs 0.2% / 2% on weekdays)
Source states (paraphrased): FX Fees on Weekends
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified 1 day ago (Fresh) · confidence 90%
1.5% transaction fee (min. 0.50 USD) at specific listed merchants (e.g. Facebook Ads, Discord, some games); first 3 eligible transactions per card per calendar month waived*Show source
Other fees & markups: 1.5% transaction fee (min. 0.50 USD) at specific listed merchants (e.g. Facebook Ads, Discord, some games); first 3 eligible transactions per card per calendar month waived
Waived on the first 3 eligible transactions per card each calendar month; merchant list reviewed regularly
Source states (paraphrased): Some purchases at specific merchants have a 1.5% transaction fee, with a minimum of 0.50 USD per transaction.
Source: Select Merchant Transaction Fee Rules
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Waived on the first 3 eligible transactions per card each calendar month; merchant list reviewed regularly
Cashback & rewards
Base cashback
0.5%*Show source
Base cashback: 0.5%
Base Loyalty Tier, Credit Mode only, account balance above $5,000 in digital assets; paid in NEXO Tokens (0.1% if paid in BTC)
Source states (paraphrased): Base: 0.5% in NEXO Tokens or 0.1% in BTC
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Base Loyalty Tier, Credit Mode only, account balance above $5,000 in digital assets; paid in NEXO Tokens (0.1% if paid in BTC)
Max cashback
2%*Show source
Max cashback: 2%
Up to; Credit Mode only, depends on loyalty tier
Source states (paraphrased): Up to 2% cashback in NEXO Tokens or Bitcoin on Credit Mode spending.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Up to; Credit Mode only, depends on loyalty tier
3%*Show source
Max cashback: 3%
RedotPay Pro (monthly or annual) only; Apple Pay / Google Pay transactions only; capped at 18 USDs per month
Source states (paraphrased): Earn 3% cashback on Apple Pay and Google Pay purchases (up to $18 per month).
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
RedotPay Pro (monthly or annual) only; Apple Pay / Google Pay transactions only; capped at 18 USDs per month
Cashback paid in
NEXO Tokens or BitcoinShow source
Cashback paid in: NEXO Tokens or Bitcoin
Source states (paraphrased): The cashback is paid out in NEXO Tokens or Bitcoin
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
USDsShow source
Cashback paid in: USDs
Source states (paraphrased): Cashback is issued in USDs.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
CryptoShow source
Cashback type: Crypto
Source states (paraphrased): The cashback is paid out in NEXO Tokens or Bitcoin
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Max cashback per month
$18/month*Show source
Max cashback per month: $18/month
Paid in USDs (RedotPay spend credit), Pro members only
Source states (paraphrased): Monthly cap : 18 USDs per month.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Paid in USDs (RedotPay spend credit), Pro members only
Cashback conditions
Credit Mode only · Account balance above $5,000 worth of digital assets · Rate depends on Loyalty TierShow source
Cashback conditions: Credit Mode only · Account balance above $5,000 worth of digital assets · Rate depends on Loyalty Tier
Source states (paraphrased): You can receive crypto cashback on every purchase when using your Nexo Card in Credit Mode if your account balance is above $5,000 worth of digital assets.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
RedotPay Pro membership required · Only Apple Pay or Google Pay transactions qualify · USDs usable only for future card transactions; cannot be withdrawn, transferred or used to buy cards · Cashback reclaimed on refunds/disputesShow source
Cashback conditions: RedotPay Pro membership required · Only Apple Pay or Google Pay transactions qualify · USDs usable only for future card transactions; cannot be withdrawn, transferred or used to buy cards · Cashback reclaimed on refunds/disputes
Source states (paraphrased): Eligibility : Only transactions made via Apple Pay or Google Pay qualify.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Staking / holding required for top rewards
Yes*Show source
Staking / holding required for top rewards: Yes
Higher cashback tiers depend on the share of NEXO Tokens held
Source states (paraphrased): the ratio of NEXO Tokens held against the rest of your portfolio will place you in one of four Loyalty Tiers
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Higher cashback tiers depend on the share of NEXO Tokens held
Staking asset
NEXO TokenShow source
Staking asset: NEXO Token
Source states (paraphrased): the ratio of NEXO Tokens held against the rest of your portfolio will place you in one of four Loyalty Tiers
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Minimum balance
$5,000*Show source
Minimum balance: $5,000
Digital-asset balance required to earn cashback
Source states (paraphrased): Cashback requires a balance above $5,000 in digital assets.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Digital-asset balance required to earn cashback
Reward expiry / vesting
Cashback USDs expire after 30 daysShow source
Reward expiry / vesting: Cashback USDs expire after 30 days
Source states (paraphrased): Validity : Issued USDs expire after 30 days.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Credit & financing
Credit line
Yes*Show source
Credit line: Yes
Credit Mode
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Credit Mode
Yes*Show source
Credit line: Yes
Optional Credit feature (app v3.0.0+), usable for RedotPay card spending when set as main payment method
Source states (paraphrased): Credit is a payment tool that lets you access a flexible credit line backed by your cryptocurrency holdings.
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Optional Credit feature (app v3.0.0+), usable for RedotPay card spending when set as main payment method
Credit type
Crypto-backed creditShow source
Credit type: Crypto-backed credit
Source states (paraphrased): Credit Mode borrows against your crypto.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Crypto-backed credit*Show source
Credit type: Crypto-backed credit
Optional Credit feature; stablecoins excluded as collateral
Source states (paraphrased): access a flexible credit line backed by your cryptocurrency holdings
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Optional Credit feature; stablecoins excluded as collateral
Collateral assets
Supported crypto assets (excluding stablecoins)Show source
Collateral assets: Supported crypto assets (excluding stablecoins)
Source states (paraphrased): By holding supported crypto assets (excluding stablecoins) in your balance
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Interest (APR)
1.9%*Show source
Interest (APR): 1.9%
'Starting from'; minimum rate
Source states (paraphrased): Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
'Starting from'; minimum rate
Interest notes
Crypto-backed Credit Line interest starting from 1.9% per year; rates vary by region and loyalty tierShow source
Interest notes: Crypto-backed Credit Line interest starting from 1.9% per year; rates vary by region and loyalty tier
Source states (paraphrased): Grow your buying power with crypto-backed Credit Lines starting from 1.9% interest.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Interest calculated daily on the principal of the credit balance; simple interest (no compounding)*Show source
Interest notes: Interest calculated daily on the principal of the credit balance; simple interest (no compounding)
Optional Credit feature
Source states (paraphrased): Interest is calculated daily based on the principal portion of your credit balance.
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Optional Credit feature
Repayment
Flexible repayment with no fixed schedule or credit checksShow source
Repayment: Flexible repayment with no fixed schedule or credit checks
Source states (paraphrased): Enjoy flexible repayment with no fixed schedule or credit checks.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Spend own balance directly
Yes*Show source
Spend own balance directly: Yes
Debit Mode
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Debit Mode
Spend by borrowing against collateral
Yes*Show source
Spend by borrowing against collateral: Yes
Credit Mode
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Credit Mode
Yes*Show source
Spend by borrowing against collateral: Yes
Optional; crypto collateral is locked at payment until repaid
Source states (paraphrased): set Credit as your main payment method
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Optional; crypto collateral is locked at payment until repaid
Availability
Available in
EEA, United Kingdom*Show source
Available in: EEA, United Kingdom
Page says 'selected European countries'; ID document from the EEA, UK or another eligible European country required
Source states (paraphrased): available only to citizens and residents of selected European countries, including the European Economic Area (EEA) and the United Kingdom
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Page says 'selected European countries'; ID document from the EEA, UK or another eligible European country required
Not available in
AF, AL, BY, BA, BV, BF, BI, CF, CD, Croatia, CU, ER, ET, GW, HT, India, Indonesia, IR, IQ, LB, LR, LY, CN, ML, ME, MA, MM, NP, NI, KP, MK, RU, RS, Singapore, Slovenia, SO, SS, SD, SY, Turkey, Ukraine, United States, VE, YE, ZW*Show source
Not available in: AF, AL, BY, BA, BV, BF, BI, CF, CD, Croatia, CU, ER, ET, GW, HT, India, Indonesia, IR, IQ, LB, LR, LY, CN, ML, ME, MA, MM, NP, NI, KP, MK, RU, RS, Singapore, Slovenia, SO, SS, SD, SY, Turkey, Ukraine, United States, VE, YE, ZW
Card issuance restricted list (Aug 28, 2026); also lists Kosovo and Netherlands Antilles, which have no current ISO code and are omitted
Source states (paraphrased): Residents of these areas are ineligible for both virtual and physical cards
Source: Card Issuance Restrictions | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Card issuance restricted list (Aug 28, 2026); also lists Kosovo and Netherlands Antilles, which have no current ISO code and are omitted
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay supported
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Apple Pay: Yes
Source states (paraphrased): Only transactions made via Apple Pay or Google Pay qualify.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay supported
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Google Pay: Yes
Source states (paraphrased): Only transactions made via Apple Pay or Google Pay qualify.
Source: Getting Started with RedotPay Pro
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Physical card
Yes*Show source
Physical card: Yes
Requires Gold Loyalty Tier and above $5,000 portfolio
Source states (paraphrased): The physical Nexo Card is also free, including shipping.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Requires Gold Loyalty Tier and above $5,000 portfolio
Yes*Show source
Physical card: Yes
Not available in every country
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Not available in every country
Virtual card
YesShow source
Virtual card: Yes
Source states (paraphrased): Activate your virtual card with just a tap and start making purchases.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Virtual card: Yes
Source: Are There Any Fees for Getting a Card?
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): Enjoy up to €2,000 / £1,800 in free ATM withdrawals per month.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
ATM withdrawals: Yes
Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Spend stablecoins
Yes*Show source
Spend stablecoins: Yes
Debit Mode
Source states (paraphrased): Spend stablecoins, crypto, and FiatX assets like EURx, USDx, and GBPx.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Debit Mode
YesShow source
Spend stablecoins: Yes
Source states (paraphrased): Stablecoin holders can spend globally through leading card networks with ease.
Source: RedotPay Crypto Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Spendable assets
Stablecoins · Crypto · EURx · USDx · GBPx*Show source
Spendable assets: Stablecoins · Crypto · EURx · USDx · GBPx
Debit Mode; specific coins not listed
Source states (paraphrased): Spend stablecoins, crypto, and FiatX assets like EURx, USDx, and GBPx.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified 1 day ago (Fresh) · confidence 85%
Debit Mode; specific coins not listed
Security & custody
Regulation / licences
DiPocket UAB: e-money institution licensed by Bank of Lithuania (licence 75) · Tangany GmbH: BaFin-regulated crypto custody under MiCAR · DLT Securities GmbH: BaFin-regulated under MiCAR and MiFID IIShow source
Regulation / licences: DiPocket UAB: e-money institution licensed by Bank of Lithuania (licence 75) · Tangany GmbH: BaFin-regulated crypto custody under MiCAR · DLT Securities GmbH: BaFin-regulated under MiCAR and MiFID II
Source states (paraphrased): Custody, trading and futures are provided by Tangany and DLT Finance under their MiCA and MiFID authorisations.
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Money Lender's Licence No. 1715/2025 (RedotPay Credit)*Show source
Regulation / licences: Money Lender's Licence No. 1715/2025 (RedotPay Credit)
Licence stated for the Credit feature; issuing jurisdiction not named on page
Source states (paraphrased): Money Lender's Licence No: [1715/2025]
Source: Getting Started with RedotPay Credit | RedotPay
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Licence stated for the Credit feature; issuing jurisdiction not named on page
Deposit protection
No*Show source
Deposit protection: No
Applies to Earn and Borrow products
Source states (paraphrased): Earn and Borrow are not deposit-taking, are not in scope of MiCAR, and are not protected by any deposit guarantee
Source: Crypto Debit & Credit Card (EEA)
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Applies to Earn and Borrow products
Annual cost at 1,500 EUR/month
Nexo Card
- Annual & monthly fees+0 EUR
- FX costs−7 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+90 EUR
- Net annual value83 EUR
RedotPay
- Annual & monthly fees+0 EUR
- FX costs−43 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers