Verdict
- Revolut scores higher overall (7.0 vs 5.8 out of 10).
- Mine Card is clearly stronger on: Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Mine Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
Stronger on: Custody & security
Revolut is a good fit for
- Frequent travellers
Score by criterion
| Criterion | Mine Card | Revolut |
|---|---|---|
| Fees | 99 | 100 |
| Cashback & rewards | 2 | 5 |
| Availability | – | 100 |
| FX & international | – | 100 |
| Product features | 70 | 70 |
| Custody & security | 95 | 75 |
| Credit & financing | – | – |
| Limits & ATM | – | 64 |
| Transparency | 79 | 79 |
| Best for Cashback | 3.8 | 4.7 |
| Best for Travel | n/a | 8.1 |
| Best for Self-Custody | 7.4 | n/a |
| Best for DeFi Users | 6.5 | n/a |
| Best for Stablecoins | 6.4 | n/a |
| Best for High Spenders | 4.0 | 5.1 |
| Best for Low Fees | 7.6 | 9.1 |
| Best for Beginners | 7.0 | 7.6 |
| Best E-Money Card | n/a | 8.9 |
Product
Product status
Active*Show source
Product status: Active
Invite-only: sign-up needs a code from an existing member (or the higher no-code price)
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Invite-only: sign-up needs a code from an existing member (or the higher no-code price)
ActiveShow source
Product status: Active
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Stablecoin card*Show source
Card type: Stablecoin card
Spends from your USDC balance, converted at purchase
Source states (paraphrased): Mine converts from your USDC balance at the moment of purchase, at a rate you can see.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Spends from your USDC balance, converted at purchase
Network
MastercardShow source
Network: Mastercard
Source states (paraphrased): It’s a Mastercard issued by Unblock Atomo SARL in the EEA.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Mine never custodies your funds.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Card issuer / program manager
Unblock Atomo SARL (EEA e-money institution, Luxembourg); app operated by EMM Ventures AG, SwitzerlandShow source
Card issuer / program manager: Unblock Atomo SARL (EEA e-money institution, Luxembourg); app operated by EMM Ventures AG, Switzerland
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Tiers / plans
Basic · Premium*Show source
Tiers / plans: Basic · Premium
Metal and Private announced, no price yet
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Metal and Private announced, no price yet
Standard (free) · Plus €3.99/mo · Premium €9.99/mo · Metal €17.99/mo · Ultra €60/mo*Show source
Tiers / plans: Standard (free) · Plus €3.99/mo · Premium €9.99/mo · Metal €17.99/mo · Ultra €60/mo
Austria
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Austria
Fees
Monthly fee
Free*Show source
Monthly fee: Free
Basic and Premium are one-off fees, no subscription
Source states (paraphrased): one-off, no subscription
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Basic and Premium are one-off fees, no subscription
Free*Show source
Monthly fee: Free
Standard plan; paid plans €3.99–€60/month (Austria)
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Standard plan; paid plans €3.99–€60/month (Austria)
Physical card fee
$124*Show source
Physical card fee: $124
Premium tier (physical + virtual card), one-off; $99 with an invite code
Source states (paraphrased): Premium is $124 one-off, 20% off with a code.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Premium tier (physical + virtual card), one-off; $99 with an invite code
Virtual card fee
$5*Show source
Virtual card fee: $5
One-off; free with an invite code
Source states (paraphrased): The Virtual card is free with a valid code, otherwise $5 one-off
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
One-off; free with an invite code
FX fee
0%*Show source
FX fee: 0%
Standard: weekday exchange up to €1,000/month without extra fee; above that a 1% fair usage fee, plus 1% on weekends
Source states (paraphrased): Currency exchange amount with no additional fees, Mon - Fri ... €1,000/month limit Additional weekend currency exchange fees 1%
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Standard: weekday exchange up to €1,000/month without extra fee; above that a 1% fair usage fee, plus 1% on weekends
Top-up fee
FreeShow source
Top-up fee: Free
Source states (paraphrased): Card top-up fee 0%
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
ATM fee
2%*Show source
ATM fee: 2%
After the monthly free allowance
Source states (paraphrased): A 2% fee applies once you go over the monthly limit.
Source: Revolut Premium (Austria)
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
After the monthly free allowance
Free ATM allowance
€200/month*Show source
Free ATM allowance: €200/month
Standard: €200 or 5 withdrawals per month; Plus €200, Premium €400, Metal €800
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Standard: €200 or 5 withdrawals per month; Plus €200, Premium €400, Metal €800
Other fees & markups
CHF/EUR → USDC conversion: first 500 free (lifetime allowance), afterwards priced in the appShow source
Other fees & markups: CHF/EUR → USDC conversion: first 500 free (lifetime allowance), afterwards priced in the app
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
2% fair usage fee (min. €1) per transaction after the plan's rolling monthly limitShow source
Other fees & markups: 2% fair usage fee (min. €1) per transaction after the plan's rolling monthly limit
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback & rewards
Base cashback
0%*Show source
Base cashback: 0%
Basic tier has no cashback; Premium 0.5% in USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Basic tier has no cashback; Premium 0.5% in USDC
0%*Show source
Base cashback: 0%
No cashback on personal plans; card spending earns RevPoints (Standard: 1 point per €10) for travel benefits
Source states (paraphrased): RevPoints: Earn 1 point per €10 spent (Standard)
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
No cashback on personal plans; card spending earns RevPoints (Standard: 1 point per €10) for travel benefits
Max cashback
0.5%*Show source
Max cashback: 0.5%
Premium tier; 'boosted cashback' announced for Metal
Source states (paraphrased): Cashback 0.5% USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Premium tier; 'boosted cashback' announced for Metal
Cashback paid in
USDCShow source
Cashback paid in: USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Points*Show source
Cashback type: Points
RevPoints, redeemable for air miles and Stays discounts
Source states (paraphrased): RevPoints are earned through everyday spending, turning card purchases into travel benefits like air miles and Stays discount
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
RevPoints, redeemable for air miles and Stays discounts
Interest on balance
1%*Show source
Interest on balance: 1%
Instant Access Savings (EUR) on the Standard plan, variable; higher rates on paid plans
Source states (paraphrased): Instant Access Savings (EUR) Interest is shown in p.a. (variable). T&Cs apply 1% p.a.
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Instant Access Savings (EUR) on the Standard plan, variable; higher rates on paid plans
Availability
Available in
EEA*Show source
Available in: EEA
Personal accounts; other supported regions listed on the help page
Source: Where you can sign up for Revolut
Official help center / FAQ (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%
Personal accounts; other supported regions listed on the help page
Account / spend currencies
CHF · EUR · USDCShow source
Account / spend currencies: CHF · EUR · USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
EUR*Show source
Account / spend currencies: EUR
Austrian accounts; multi-currency accounts available
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Austrian accounts; multi-currency accounts available
Own IBAN / bank details
Yes*Show source
Own IBAN / bank details: Yes
CHF and EUR IBAN in your own name; incoming money settles as USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
CHF and EUR IBAN in your own name; incoming money settles as USDC
YesShow source
Own IBAN / bank details: Yes
Source states (paraphrased): move your salary by sharing your account number or IBAN with your employer
Source: https://www.revolut.com/en-AT/bank-account/
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay from day one
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
YesShow source
Apple Pay: Yes
Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.
Source: https://www.revolut.com/en-AT/cards/
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay from day one
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
YesShow source
Google Pay: Yes
Source states (paraphrased): Just link them to Apple Pay or Google Pay and start spending securely right away.
Source: https://www.revolut.com/en-AT/cards/
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Physical card
Yes*Show source
Physical card: Yes
Premium tier
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Premium tier
Yes*Show source
Physical card: Yes
Standard card; delivery and customisation fees apply
Source states (paraphrased): Available on Standard plans The new banking standard Elevate your everyday spend with our iconic Standard card
Source: https://www.revolut.com/en-AT/cards/
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Standard card; delivery and customisation fees apply
Virtual card
YesShow source
Virtual card: Yes
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Yes*Show source
Virtual card: Yes
All plans
Source states (paraphrased): Available on all plans Virtually, indestructible Always losing your cards? Go virtual
Source: https://www.revolut.com/en-AT/cards/
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
All plans
ATM withdrawals
Yes*Show source
ATM withdrawals: Yes
Limit $20,000 per month on Basic, $60,000 on Premium
Source states (paraphrased): ATM withdrawals: $20,000 per month on Basic, $60,000 on Premium.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Limit $20,000 per month on Basic, $60,000 on Premium
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Airport lounge access
No*Show source
Airport lounge access: No
Listed only under the (not yet released) Metal tier; not on Basic or Premium
Source states (paraphrased): Airport lounges
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Listed only under the (not yet released) Metal tier; not on Basic or Premium
No*Show source
Airport lounge access: No
Standard: available for purchase only; included on higher paid plans
Source states (paraphrased): Airport lounge access: Available for purchase (Standard)
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Standard: available for purchase only; included on higher paid plans
Spendable assets
USDCShow source
Spendable assets: USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Limits
Spending limit
$100,000*Show source
Spending limit: $100,000
Per month, Basic; Premium $1,000,000
Source states (paraphrased): Monthly limit $100,000
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Per month, Basic; Premium $1,000,000
Security & custody
Regulation / licences
Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, SwitzerlandShow source
Regulation / licences: Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Revolut Bank UAB, licensed by the European Central Bank and regulated by the Bank of Lithuania · Crypto: Revolut Digital Assets Europe Ltd, CASP licence of the Cyprus Securities and Exchange Commission under MiCAShow source
Regulation / licences: Revolut Bank UAB, licensed by the European Central Bank and regulated by the Bank of Lithuania · Crypto: Revolut Digital Assets Europe Ltd, CASP licence of the Cyprus Securities and Exchange Commission under MiCA
Source states (paraphrased): Revolut Bank UAB is licensed by the European Central Bank and regulated by the Bank of Lithuania.
Source: Compare Revolut plans (Austria)
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Annual cost at 1,500 EUR/month
Mine Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+0 EUR
- Net annual valuenot enough data
Revolut
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs+0 EUR
- Cashback+0 EUR
- Net annual value0 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers