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Fuse Card vs Wirex Card

Fuse Card

Crypto native

6.4
Get the card
Wirex Card

Crypto native

6.4
Get the card

Verdict

  • Fuse Card and Wirex Card have the same overall score (6.4/10).
  • Wirex Card is clearly stronger on: Product features, Limits & ATM.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Fuse Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Frequent travellers

Wirex Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: Product features, Limits & ATM

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesFuse Card vs ether.fi CashWirex Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionFuse CardWirex Card
Fees100100
Cashback & rewards–26
Availability23–
FX & international100100
Product features5370
Custody & security80–
Credit & financing3030
Limits & ATM2064
Transparency10093
Best for Cashback6.05.2
Best for Travel7.17.9
Best for Self-Custody7.9n/a
Best for DeFi Users6.95.6
Best for Stablecoins8.27.4
Best for High Spenders6.35.8
Best for Low Fees8.89.4
Best for Beginners7.07.1

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Lead Bank Prepaid Visa; not a gift card, no expiration date

Debit cardShow source

Network

VisaShow source
Visa / MastercardConditions apply: tap or hover for detailsShow source

Visa or Mastercard depending on region

Custody model

Self-custodyConditions apply: tap or hover for detailsShow source

Solana smart account with multiple keys

No data yet

Card issuer / program manager

Lead BankConditions apply: tap or hover for detailsShow source

Issuer: Lead Bank, a Missouri state-chartered bank; Program Manager: Bridge Ventures LLC; Platform Provider: Selimor Investments Ltd d/b/a Squads Labs (Fuse)

No data yet

Tiers / plans

No data yet
Standard · Premium · EliteConditions apply: tap or hover for detailsShow source

Each plan has Entry tier plus WXT-lock boost tiers (Enhanced/Ultimate)

Fees

Annual fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

No annual card fee; paid X-tras plans are billed monthly

Monthly fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Standard plan free; Premium €9.99/month or €102/year; Elite €29.99/month or €306/year

Physical card fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

Card issuance free in all regions; delivery fee separate (EEA: 5 EUR untracked, 15 EUR DHL Express)

Virtual card fee

FreeShow source
No data yet

Replacement fee

FreeShow source
No data yet

FX fee

0%Conditions apply: tap or hover for detailsShow source

Including purchases outside the US

0%Conditions apply: tap or hover for detailsShow source

As stated on this help article

Top-up fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

SEPA (EUR) bank transfer deposit free; local card funding 0% or more depending on currency/country

ATM fee

No data yet
2%Conditions apply: tap or hover for detailsShow source

EEA: after 200 EUR free monthly

Free ATM allowance

No data yet
€200/monthConditions apply: tap or hover for detailsShow source

EEA, per month

Settlement fee

FreeShow source
No data yet

Other fees & markups

Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreementShow source
Card delivery fee in EEA: 5 EUR (DHL WorldMail, untracked) or 15 EUR (DHL Express) · Crypto transfers to external wallets: variable network-based fees · Local card top-up: 0% or more depending on currency and country · One-off GBP 30 administrative fee on account closure for Terms of Service violationsShow source

Cashback & rewards

Base cashback

No data yet
0.5%Conditions apply: tap or hover for detailsShow source

Standard plan, Entry tier

Max cashback

No data yet
8%Conditions apply: tap or hover for detailsShow source

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Cashback paid in

No data yet
WXTShow source

Cashback type

No data yet
CryptoConditions apply: tap or hover for detailsShow source

Cryptoback rewards program

Cashback conditions

No data yet
Standard Enhanced 1%: lock 150,000 WXT for 180 days · Premium (€9.99/month): 1% Entry, 2% with 250,000 WXT, 3% with 750,000 WXT locked · Elite (€29.99/month): 4% Entry, 6% with 1,500,000 WXT, 8% with 7,500,000 WXT lockedShow source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Staking asset

No data yet
WXTShow source

Reward exclusions

No data yet
Cash withdrawals · TransfersShow source

Credit & financing

Credit line

NoShow source
NoConditions apply: tap or hover for detailsShow source

debit card

Credit type

NoneShow source
No data yet

Spend own balance directly

YesConditions apply: tap or hover for detailsShow source

At each purchase the Program Manager sells stablecoins from the user's Fuse (Platform Provider) wallet and loads the fiat proceeds onto the card

No data yet

Availability

Available in

United States, Argentina, BO, Brazil, Colombia, CR, DO, EC, SV, GH, GT, HN, Mexico, PA, Nigeria, PY, Peru, UYConditions apply: tap or hover for detailsShow source

US except residents of New York and Alaska; age 18+; KYC required. The FAQ also contains an older line naming only the U.S. and Argentina

No data yet

Account / spend currencies

USDConditions apply: tap or hover for detailsShow source

The card holds only fiat currency; fees are applied to the U.S. dollar amount of each transaction

No data yet

Features

Apple Pay

YesShow source
YesShow source

Physical card

No data yet
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

NoShow source
YesShow source

Spend stablecoins

YesShow source
YesShow source

Spendable assets

USDCConditions apply: tap or hover for detailsShow source

Only USDC in the Card Account

No data yet

Blockchains

SolanaShow source
No data yet

Limits

Spending limit

$2,000Conditions apply: tap or hover for detailsShow source

Per day by default; may be raised after some usage

No data yet

Security & custody

Deposit protection

NoConditions apply: tap or hover for detailsShow source

Fiat currency on the card is not eligible for FDIC insurance

No data yet

Annual cost at 1,500 EUR/month

Fuse Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Wirex Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+90 EUR
  • Net annual value90 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Fuse Card comparisons

More Wirex Card comparisons