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Wirex Card

by Wirex

Crypto native
Initial research 22 October 2026 · not yet verified
–
No score
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Multi-currency crypto and fiat card. Cryptoback rewards are paid in WXT and depend on the X-tras plan (Standard, Premium, Elite) and a WXT lock tier within the plan.

Cashback3.7

Key stats

Base cashback
0.5%*Show source

Base cashback: 0.5%

Standard plan, Entry tier

Source states (paraphrased): Standard Entry tier offers 0.5% Cryptoback on card purchases.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Max cashback
8%*Show source

Max cashback: 8%

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Source states (paraphrased): Elite Ultimate tier reaches 8% Cryptoback.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Base fee
No data yet
FX fee
No data yet
ATM fee
No data yet
Card fee
No data yet
Credit line
No data yet
Staking for top rewards
Yes*Show source

Staking / holding required for top rewards: Yes

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tap a value for its source, retrieval date and confidence. * = conditions apply.

Pros

No clear advantages can be derived from the published data yet.

Cons

  • Top rate of 8% only with conditions — Elite plan (€29.99/month) at the Ultimate WXT-lock tier
  • Higher rewards require staking or holding WXT
  • Cashback paid in a volatile token (WXT)

Who is it for?

Not enough data to say.

Who should avoid it?

  • Anyone unwilling to lock up a platform token

Fees

Other fees & markups
Card issuance or replacement fees may apply depending on region · Blockchain network fee on crypto withdrawalsShow source

Other fees & markups: Card issuance or replacement fees may apply depending on region · Blockchain network fee on crypto withdrawals

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Annual fee, Monthly fee, Physical card fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Top-up fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee.

Cashback & rewards

Base cashback
0.5%*Show source

Base cashback: 0.5%

Standard plan, Entry tier

Source states (paraphrased): Standard Entry tier offers 0.5% Cryptoback on card purchases.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Standard plan, Entry tier

Max cashback
8%*Show source

Max cashback: 8%

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Source states (paraphrased): Elite Ultimate tier reaches 8% Cryptoback.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Cashback paid in
WXTShow source

Cashback paid in: WXT

Source: Wirex's Cryptoback™ rewards explained

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback type
Platform tokenShow source

Cashback type: Platform token

Source: Wirex's Cryptoback™ rewards explained

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback conditions
Monthly caps: 20,000 WXT (Standard), 100,000 WXT (Premium), 250,000 WXT (Elite) · Per-transaction caps: 250 / 1,500 / 9,000 WXT · Rates vary by region, plan, tier and merchant categoryShow source

Cashback conditions: Monthly caps: 20,000 WXT (Standard), 100,000 WXT (Premium), 250,000 WXT (Elite) · Per-transaction caps: 250 / 1,500 / 9,000 WXT · Rates vary by region, plan, tier and merchant category

Source: Cryptoback™ FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking / holding required for top rewards
Yes*Show source

Staking / holding required for top rewards: Yes

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Staking asset
WXTShow source

Staking asset: WXT

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Reward exclusions
Cash withdrawals · TransfersShow source

Reward exclusions: Cash withdrawals · Transfers

Source: Cryptoback™ FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Cashback-eligible spend cap, Max cashback per month, Capital required for top rewards, Minimum balance, Reward expiry / vesting.

Credit & financing

No credit & financing data published or researched yet.

Supported countries & currencies

No availability data published or researched yet.

Features, wallets & supported assets

No features data published or researched yet.

Security & custody

No security & custody data published or researched yet.

Limits

No limits data published or researched yet.

Product

Product status
ActiveShow source

Product status: Active

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans
Standard · Premium (€9.99/month or €102/year) · Elite (€29.99/month or €306/year)*Show source

Tiers / plans: Standard · Premium (€9.99/month or €102/year) · Elite (€29.99/month or €306/year)

Each plan has sub-tiers unlocked by locking WXT for 180 days

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Each plan has sub-tiers unlocked by locking WXT for 180 days

Not yet researched: Card type, Network, Custody model, Launch date, Card issuer / program manager.

Risks to understand

  • Staking/holding requirements expose you to the price risk of the platform token.
  • Token rewards can lose value between earning and selling.

Our rating

CriterionWeightScore

Fees

20%No data — excluded

Cashback & rewards

Paid in a volatile token (−10 %) · Top rate requires staking/holding (−30 % on the max component)

20%
25

Availability

15%No data — excluded

FX & international

10%No data — excluded

Product features

10%No data — excluded

Custody & security

10%No data — excluded

Credit & financing

5%No data — excluded

Limits & ATM

5%No data — excluded

Transparency

5%No data — excluded

Data coverage 20%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.

Scores are computed by a deterministic algorithm. Affiliate relationships and sponsored placements have no influence. How we score

FAQ

How much cashback does Wirex Card pay?
Base rate: 0.5% (Standard plan, Entry tier). Highest advertised rate: 8% (Elite plan (€29.99/month) at the Ultimate WXT-lock tier). Paid in WXT.

Change history

  • Product status recorded · 22 October 2026 · auto-approved
  • Tiers / plans recorded · 22 October 2026 · auto-approved
  • Base cashback recorded · 22 October 2026 · auto-approved
  • Max cashback recorded · 22 October 2026 · auto-approved
  • Cashback paid in recorded · 22 October 2026 · auto-approved
  • Cashback type recorded · 22 October 2026 · auto-approved
  • Staking / holding required for top rewards recorded · 22 October 2026 · auto-approved
  • Staking asset recorded · 22 October 2026 · auto-approved
  • Cashback conditions recorded · 22 October 2026 · auto-approved
  • Reward exclusions recorded · 22 October 2026 · auto-approved
  • Other fees & markups recorded · 22 October 2026 · auto-approved