savebackcards.com

Crypto.com Visa Card (EEA) vs Trade Republic Card

Trade Republic Card

Crypto enabled

6.8

Verdict

  • Trade Republic Card scores higher overall (6.8 vs 6.0 out of 10).
  • Crypto.com Visa Card (EEA) is clearly stronger on: Availability.
  • Trade Republic Card is clearly stronger on: Fees, Cashback & rewards, Limits & ATM.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Crypto.com Visa Card (EEA) is a good fit for

  • No specific audience can be derived from the published data yet.

Stronger on: Availability

Trade Republic Card is a good fit for

  • Frequent travellers

Stronger on: Fees, Cashback & rewards, Limits & ATM

Score by criterion

CriterionCrypto.com Visa Card (EEA)Trade Republic Card
Fees87100
Cashback & rewards924
Availability10057
FX & international–100
Product features7070
Custody & security–75
Credit & financing3030
Limits & ATM6490
Transparency8679
Best for Cashback4.45.3
Best for Travel6.28.2
Best for DeFi Users4.8n/a
Best for High Spenders4.25.9
Best for Low Fees7.49.5
Best for Beginners7.37.2
Best E-Money Cardn/a8.9

Product

Product status

ActiveShow source

Product status: Active

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 70%

ActiveShow source

Product status: Active

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

Prepaid cardShow source

Card type: Prepaid card

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Debit cardShow source

Card type: Debit card

Source states (paraphrased): The Trade Republic card is a Visa Debit Card.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

VisaShow source

Network: Visa

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%

VisaShow source

Network: Visa

Source states (paraphrased): The Trade Republic card is a Visa Debit Card.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

No data yet
Custodial*Show source

Custody model: Custodial

The provider holds the funds

Source states (paraphrased): Owner research: custodial

Source: The Trade Republic Card

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

The provider holds the funds

Card issuer / program manager

Foris MT Limited (Malta)Show source

Card issuer / program manager: Foris MT Limited (Malta)

Source states (paraphrased): The Crypto.com Visa Card is issued and promoted by Foris MT Limited

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%

Trade Republic Bank GmbHShow source

Card issuer / program manager: Trade Republic Bank GmbH

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Tiers / plans

Basic (previously Midnight) · Plus (previously Ruby) · Pro (previously Jade/Indigo) · Private (previously Icy/Rose/Obsidian)Show source

Tiers / plans: Basic (previously Midnight) · Plus (previously Ruby) · Pro (previously Jade/Indigo) · Private (previously Icy/Rose/Obsidian)

Source states (paraphrased): Basic (previously Midnight)

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Virtual · Classic · MirrorShow source

Tiers / plans: Virtual · Classic · Mirror

Source states (paraphrased): You have the choice between a virtual card (free), Classic Card (5 € delivery fee) and Mirror Card (50 € delivery fee).

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Fees

Monthly fee

Free*Show source

Monthly fee: Free

Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking

Source states (paraphrased): Tiers priced e.g. €3.99/month or €39.90 yearly, or €450 12-month CRO staking; top paid tier €24.99/month.

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Free tier; paid tiers from €3.99/month (€39.90/year) to €24.99/month, or unlocked via 12-month CRO staking

FreeShow source

Monthly fee: Free

Source states (paraphrased): There is no monthly subscription fee.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card fee

€4.99*Show source

Physical card fee: €4.99

Midnight/Basic tier; Ruby €24.99 or free depending on Level Up plan/stake

Source states (paraphrased): Midnight: €4.99

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Midnight/Basic tier; Ruby €24.99 or free depending on Level Up plan/stake

€5*Show source

Physical card fee: €5

Classic card, one-time delivery fee (again on renewal or replacement); Mirror card 50 €

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Classic card, one-time delivery fee (again on renewal or replacement); Mirror card 50 €

Virtual card fee

No data yet
FreeShow source

Virtual card fee: Free

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Replacement fee

€45.01*Show source

Replacement fee: €45.01

Midnight; other tiers €50

Source states (paraphrased): Midnight - €45.01

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Midnight; other tiers €50

No data yet

FX fee

No data yet
0%*Show source

FX fee: 0%

Visa exchange rate without a Trade Republic currency exchange fee

Source states (paraphrased): We do not add any currency exchange fees.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Visa exchange rate without a Trade Republic currency exchange fee

Top-up fee

1%*Show source

Top-up fee: 1%

Only for top-ups with debit/credit card; minimum top-up €20

Source states (paraphrased): Debit / Credit card top-up: 1%

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Only for top-ups with debit/credit card; minimum top-up €20

No data yet

ATM fee

2%*Show source

ATM fee: 2%

Above the monthly free ATM limit; ATM provider surcharges may apply

Source states (paraphrased): ATM Withdrawal: 2% on amounts above the monthly free ATM limit

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Above the monthly free ATM limit; ATM provider surcharges may apply

€1*Show source

ATM fee: €1

Only for withdrawals below 100 €; from 100 € free with the Classic and Mirror cards; ATM operators may charge their own fee

Source states (paraphrased): Withdrawals below 100 € have a 1 € fee.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Only for withdrawals below 100 €; from 100 € free with the Classic and Mirror cards; ATM operators may charge their own fee

Free ATM allowance

€200/month*Show source

Free ATM allowance: €200/month

Free tier, per month; €400 Ruby Steel, €800 Jade Green/Royal Indigo and Icy White/Rose Gold, €1,000 Obsidian

Source states (paraphrased): Free ATM withdrawals | €200 EUR (per month)

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Free tier, per month; €400 Ruby Steel, €800 Jade Green/Royal Indigo and Icy White/Rose Gold, €1,000 Obsidian

No data yet

Other fees & markups

Inactivity fee €6 per month after 12 months without card activity (€5 before 1 Oct 2026) · Account closure fee €50Show source

Other fees & markups: Inactivity fee €6 per month after 12 months without card activity (€5 before 1 Oct 2026) · Account closure fee €50

Source states (paraphrased): Effective 1 October 2026 fee will be updated to € 6.

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

No data yet

Cashback & rewards

Base cashback

0%*Show source

Base cashback: 0%

Free tier

Source states (paraphrased): Everyday CRO rewards from 0% on the free tier.

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Free tier

1%*Show source

Base cashback: 1%

Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan

Source states (paraphrased): Get 1 % back on up to 1,500 € monthly eligible card spending.

Source: The Trade Republic Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Saveback on up to 1,500 € of eligible card spend per month, paid into your savings plan

Max cashback

4.5%*Show source

Max cashback: 4.5%

Highest tier; monthly caps apply by tier

Source states (paraphrased): Up to 4.5% on the highest tier, with caps by tier.

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Highest tier; monthly caps apply by tier

2%*Show source

Max cashback: 2%

Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale

Source states (paraphrased): Get 2 % back on up to 1,500 € monthly eligible card spending if you use crypto.

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Crypto Saveback when paying with crypto; same 1,500 € monthly cap; crypto-funded payments count as a sale

Cashback paid in

CROShow source

Cashback paid in: CRO

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Invested into a savings plan asset of your choiceShow source

Cashback paid in: Invested into a savings plan asset of your choice

Source states (paraphrased): invested into the savings plan of your choice

Source: What is Saveback?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Cashback type

Platform tokenShow source

Cashback type: Platform token

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

Fiat*Show source

Cashback type: Fiat

Paid by Trade Republic directly into your savings plan (invested)

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Paid by Trade Republic directly into your savings plan (invested)

Cashback-eligible spend cap

No data yet
€1,500/monthShow source

Cashback-eligible spend cap: €1,500/month

Source: The Trade Republic Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%

Max cashback per month

No data yet
€15/monthShow source

Max cashback per month: €15/month

Source states (paraphrased): You can earn a maximum of 15 EUR through Saveback each calendar month

Source: What is Saveback?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Cashback conditions

No data yet
Saveback must be activated · Invest at least 50 EUR per calendar month in weekly, bi-weekly or monthly savings plans (quarterly plans don't qualify) · First activation requires setting up a 50 EUR savings plan for the next monthShow source

Cashback conditions: Saveback must be activated · Invest at least 50 EUR per calendar month in weekly, bi-weekly or monthly savings plans (quarterly plans don't qualify) · First activation requires setting up a 50 EUR savings plan for the next month

Source states (paraphrased): you must invest at least 50 EUR in savings plans per calendar month (through weekly, bi-weekly or monthly savings plans). Quarterly savings plans don't qualify.

Source: What is Saveback?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Staking / holding required for top rewards

Yes*Show source

Staking / holding required for top rewards: Yes

Higher tiers via subscription or 12-month CRO staking

Source states (paraphrased): Tiers can be unlocked through a 12-month CRO stake (e.g. €450 for one tier).

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Higher tiers via subscription or 12-month CRO staking

No data yet

Staking asset

CROShow source

Staking asset: CRO

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%

No data yet

Capital required for top rewards

€450,000*Show source

Capital required for top rewards: €450,000

Obsidian tier (4.5%); 12-month lockup

Source states (paraphrased): €450,000 12-month CRO staking

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%

Obsidian tier (4.5%); 12-month lockup

No data yet

Reward expiry / vesting

No data yet
Invested on the 2nd of the following month; expires if the savings-plan requirements were not met in the previous monthShow source

Reward expiry / vesting: Invested on the 2nd of the following month; expires if the savings-plan requirements were not met in the previous month

Source states (paraphrased): provided you have fulfilled the requirements mentioned above during the previous month, else the reward expires

Source: What is Saveback?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%

Reward exclusions

Certain merchant categories or channels are excluded from CRO RewardsShow source

Reward exclusions: Certain merchant categories or channels are excluded from CRO Rewards

Source states (paraphrased): Transactions made under certain merchant categories or channels are excluded from the CRO Rewards program.

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

No data yet

Credit & financing

Credit line

No*Show source

Credit line: No

prepaid card, must be topped up

Source states (paraphrased): The Crypto.com Card is a prepaid card.

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

prepaid card, must be topped up

No*Show source

Credit line: No

debit card

Source states (paraphrased): issue of a debit card.

Source: https://assets.traderepublic.com/assets/files/CA_FI-en.pdf

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

debit card

Availability

Available in

EEAShow source

Available in: EEA

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Germany, Austria, France, Spain, Italy, Netherlands, Belgium, Luxembourg, Finland, Ireland, Greece, Portugal, Estonia, Latvia, Lithuania, Slovenia, Slovakia*Show source

Available in: Germany, Austria, France, Spain, Italy, Netherlands, Belgium, Luxembourg, Finland, Ireland, Greece, Portugal, Estonia, Latvia, Lithuania, Slovenia, Slovakia

Trade Republic account; permanent residents only; France including French Guiana, Guadeloupe, Martinique, Mayotte, Réunion and Saint-Martin

Source states (paraphrased): Trade Republic is available in Germany, Austria, France

Source: Why do I have to be a permanent resident to open an account?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Trade Republic account; permanent residents only; France including French Guiana, Guadeloupe, Martinique, Mayotte, Réunion and Saint-Martin

Account / spend currencies

EURShow source

Account / spend currencies: EUR

Source states (paraphrased): Cards in EUR

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%

No data yet

Own IBAN / bank details

No data yet
Yes*Show source

Own IBAN / bank details: Yes

personal IBAN for deposits

Source states (paraphrased): The Customer can deposit funds into their account using the personal International Bank Account Number

Source: https://assets.traderepublic.com/assets/files/CA_FI-en.pdf

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

personal IBAN for deposits

Features

Apple Pay

Yes*Show source

Apple Pay: Yes

EU: available; not available in UK or Bahrain

Source states (paraphrased): | EU | Y

Source: How to set up Apple Pay in your Apple Wallet

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

EU: available; not available in UK or Bahrain

YesShow source

Apple Pay: Yes

Source states (paraphrased): The payment limits when using Apple/Google Pay will be subject to the daily and weekly spending limits of your card

Source: Are there any payment limits when I use Apple Pay or GooglePay?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Google Pay

Yes*Show source

Google Pay: Yes

EU: Google Wallet available, Samsung Wallet not available

Source states (paraphrased): | EU | Y | N

Source: How to set up Google/Samsung Pay in your Google/Samsung Wallet

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

EU: Google Wallet available, Samsung Wallet not available

YesShow source

Google Pay: Yes

Source states (paraphrased): The payment limits when using Apple/Google Pay will be subject to the daily and weekly spending limits of your card

Source: Are there any payment limits when I use Apple Pay or GooglePay?

Official help center / FAQ (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%

Physical card

No data yet
YesShow source

Physical card: Yes

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card

No data yet
YesShow source

Virtual card: Yes

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): can be loaded onto the Crypto.com Prepaid Visa Card for use in purchase and ATM withdrawals

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

Yes*Show source

ATM withdrawals: Yes

Classic and Mirror cards

Source: The Trade Republic Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Classic and Mirror cards

Airport lounge access

No*Show source

Airport lounge access: No

Not included on the entry tier (Midnight Blue); only higher tiers (Jade Green/Royal Indigo with annual subscription, capped 2x/year; Icy White/Rose Gold/Obsidian)

Source states (paraphrased): Airport Lounge Access | - | - | Yes for annual subscribers (Cap 2 times per year) | Yes | Yes

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

Not included on the entry tier (Midnight Blue); only higher tiers (Jade Green/Royal Indigo with annual subscription, capped 2x/year; Icy White/Rose Gold/Obsidian)

No data yet

Limits

ATM limit

€2,000*Show source

ATM limit: €2,000

Daily; monthly €10,000, yearly €75,000; max 3 withdrawals per day

Source states (paraphrased): Daily: €2,000

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%

Daily; monthly €10,000, yearly €75,000; max 3 withdrawals per day

No data yet

Spending limit

€25,000*Show source

Spending limit: €25,000

Daily €25,000, monthly €25,000, yearly €250,000; card max balance €25,000

Source states (paraphrased): POS Purchase Limit (Includes All In-Store and Online Purchases) – All Card Tiers

Source: Crypto.com Prepaid Visa Card Fees and Limits (Europe) - for users with a residential address in Europe

Official pricing / fee schedule (tier 1)

Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%

Daily €25,000, monthly €25,000, yearly €250,000; card max balance €25,000

No data yet

Security & custody

Regulation / licences

Foris MT Limited: electronic money institution authorised by the Malta Financial Services Authority · Foris DAX MT Limited: MiCA crypto-asset service provider authorised by the MFSAShow source

Regulation / licences: Foris MT Limited: electronic money institution authorised by the Malta Financial Services Authority · Foris DAX MT Limited: MiCA crypto-asset service provider authorised by the MFSA

Source states (paraphrased): duly authorised by the Malta Financial Services Authority as a Financial Institutions licenced to issue electronic money

Source: Crypto.com Visa Card: Earn Up to 5% back on your daily spending

Official product page (tier 1)

Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%

CRR credit institution · BaFin*Show source

Regulation / licences: CRR credit institution · BaFin

supervised by BaFin, BaFin-ID 10150368

Source states (paraphrased): Trade Republic is licensed as a CRR credit institution.

Source: https://assets.traderepublic.com/assets/files/CA_FI-en.pdf

Official product page (tier 1)

Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%

supervised by BaFin, BaFin-ID 10150368

Deposit protection

No data yet
Yes*Show source

Deposit protection: Yes

Cash in omnibus trust accounts at partner banks, protected up to 100,000 € per customer; securities are not covered

Source: The Trade Republic Card

Official product page (tier 1)

Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%

Cash in omnibus trust accounts at partner banks, protected up to 100,000 € per customer; securities are not covered

Annual cost at 1,500 EUR/month

Crypto.com Visa Card (EEA)

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+0 EUR
  • Net annual valuenot enough data

Trade Republic Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • ATM costs−12 EUR
  • Cashback+180 EUR
  • Net annual value168 EUR

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers