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Bybit Card vs MEXC Global Card

Bybit Card

Crypto native

7.2
MEXC Global Card

Crypto native

6.0

Verdict

  • Bybit Card scores higher overall (7.2 vs 6.0 out of 10).
  • Bybit Card is clearly stronger on: Availability, Custody & security.
  • MEXC Global Card is clearly stronger on: FX & international, Transparency.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bybit Card is a good fit for

  • Frequent travellers

Stronger on: Availability, Custody & security

MEXC Global Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Stronger on: FX & international, Transparency

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBybit CardMEXC Global Card
Fees8888
Cashback & rewards4855
Availability1007
FX & international80100
Product features–56
Custody & security7560
Credit & financing3030
Limits & ATM62–
Transparency86100
Best for Cashback6.56.0
Best for Travel7.57.2
Best for DeFi Users6.36.2
Best for Stablecoinsn/a7.8
Best for High Spenders6.06.6
Best for Low Fees8.28.7
Best for Beginners7.56.4

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
Prepaid cardConditions apply: tap or hover for detailsShow source

Funded with USDT from the MEXC Fiat account

Network

MastercardShow source
VisaShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

The provider holds the funds

CustodialShow source

Launch date

No data yet
2026-08-31Show source

Card issuer / program manager

Harmoniie SAS, partnering with Moorwand Ltd (Mastercard licence held by Moorwand Ltd)Show source
MEXCConditions apply: tap or hover for detailsShow source

Page describes MEXC Cards as issued by MEXC; no licensed issuing bank named

Tiers / plans

No data yet
Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source

Fees

Annual fee

FreeConditions apply: tap or hover for detailsShow source

No application or annual fee; other fees such as exchange fees may apply

FreeShow source

Physical card fee

€5Conditions apply: tap or hover for detailsShow source

Issuance fee, payable in EUR or USDT

No data yet

Virtual card fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

Standard USD 20 issuance fee waived for a limited time

FX fee

0.5%Conditions apply: tap or hover for detailsShow source

Marketing pages claim 0%

0%Conditions apply: tap or hover for detailsShow source

Visa exchange rate without markup (the 1% transaction fee still applies)

Crypto conversion fee

0.9%Conditions apply: tap or hover for detailsShow source

On top of the spot rate

0%Show source

Top-up fee

No data yet
FreeShow source

ATM fee

2% (min. $1)Conditions apply: tap or hover for detailsShow source

On monthly withdrawals above €100 (EEA)

No data yet

Free ATM allowance

€100/monthConditions apply: tap or hover for detailsShow source

EEA

No data yet

Settlement fee

No data yet
1%Conditions apply: tap or hover for detailsShow source

On every purchase, MEXC Global Card

Small transaction fee

No data yet
$0.10Conditions apply: tap or hover for detailsShow source

Transactions under 1 USD (MEXC Global Card)

Other fees & markups

No data yet
Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source

Cashback & rewards

Base cashback

1%Conditions apply: tap or hover for detailsShow source

Non-VIP users, no monthly cap

No data yet

Max cashback

10%Conditions apply: tap or hover for detailsShow source

Up to; marketing claim, tier based on total Bybit portfolio value

10%Conditions apply: tap or hover for detailsShow source

Elite tier (M-Score 800+); 6% Premium, 4% Standard

Cashback paid in

No data yet
USDTShow source

Cashback type

No data yet
StablecoinShow source

Interest on balance

No data yet
7%Conditions apply: tap or hover for detailsShow source

APR in the exclusive MEXC Global Card Earn program (flexible)

Max cashback per month

No data yet
$800/monthConditions apply: tap or hover for detailsShow source

800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard

Cashback conditions

No data yet
Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source

Staking / holding required for top rewards

NoConditions apply: tap or hover for detailsShow source

Tiers depend on portfolio value instead

No data yet

Reward exclusions

No data yet
Refunded or reversed transactionsConditions apply: tap or hover for detailsShow source

Cashback already credited for these transactions is deducted

Credit & financing

Credit line

NoShow source
NoShow source

Availability

Available in

EEA, SwitzerlandConditions apply: tap or hover for detailsShow source

Select EEA countries; Bybit pages conflict on which EEA countries are excluded

Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source

Among others; MEXC does not publish the full list

Not available in

United StatesShow source
United States, CN, India, Indonesia, Turkey, RUConditions apply: tap or hover for detailsShow source

Partial list as of August 2026; dozens of smaller jurisdictions are also on the application blacklist, which changes over time

Features

Apple Pay

No data yet
YesShow source

Google Pay

No data yet
YesShow source

Physical card

No data yet
NoConditions apply: tap or hover for detailsShow source

Virtual-only at launch; MEXC plans a physical card at a later stage

Virtual card

No data yet
YesShow source

Spend stablecoins

No data yet
YesShow source

Spendable assets

No data yet
USDTConditions apply: tap or hover for detailsShow source

Card is funded with USDT via the MEXC Fiat account

Limits

Spending limit

No data yet
$1,000,000Conditions apply: tap or hover for detailsShow source

Per day; 80,000 USD per transaction

Security & custody

Regulation / licences

Harmoniie SAS: e-money and payment services authorised by the ACPR (Banque de France), CIB 17478, passported in the EEAShow source
No data yet

Annual cost at 1,500 EUR/month

Bybit Card

  • Annual & monthly fees+0 EUR
  • FX costs−18 EUR
  • Crypto conversion–
  • ATM costs+0 EUR
  • Cashback+180 EUR
  • Net annual value162 EUR

MEXC Global Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers