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Bitsa Card vs Bringin Card

Bitsa Card

Crypto enabled

5.9
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Bringin Card

Crypto native

7.4
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Verdict

  • Bringin Card scores higher overall (7.4 vs 5.9 out of 10).
  • Bitsa Card is clearly stronger on: Product features.
  • Bringin Card is clearly stronger on: FX & international, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bitsa Card is a good fit for

  • No specific audience can be derived from the published data yet.

Stronger on: Product features

Bringin Card is a good fit for

  • Frequent travellers

Stronger on: FX & international, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesBitsa Card vs ether.fi CashBringin Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBitsa CardBringin Card
Fees8280
Cashback & rewards0–
Availability100100
FX & international30100
Product features7056
Custody & security7585
Credit & financing3030
Limits & ATM75–
Transparency100100
Best for Cashback4.0n/a
Best for Travel5.68.0
Best for DeFi Usersn/a6.8
Best for High Spenders3.66.3
Best for Low Fees7.08.4
Best for Beginners7.67.9
Best E-Money Card6.9n/a

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid card, E-money cardShow source
Debit cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

Crypto is converted to euros on top-up; the card spends an e-money balance

HybridConditions apply: tap or hover for detailsShow source

Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN

Card issuer / program manager

Pecunia Cards EDE S.L.U. (Pecunpay), Spanish e-money institution; crypto service by BitnovoShow source
Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source

Tiers / plans

Free · Move · ProShow source
No data yet

Fees

Annual fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €8.99/year, Pro €69.99/year

€37.69/yearConditions apply: tap or hover for detailsShow source

Paid annually (10% discount); otherwise €3.49 a month

Monthly fee

FreeConditions apply: tap or hover for detailsShow source

Free plan; Move €0.99/month (€8.99/year), Pro €9.99/month (€69.99/year)

€3.49/monthConditions apply: tap or hover for detailsShow source

Monthly payment; €37.69 when paid annually

Physical card fee

€20Show source
FreeShow source

Virtual card fee

€2.50Show source
FreeShow source

FX fee

1.75%Conditions apply: tap or hover for detailsShow source

Non-euro SEPA-zone currencies; 2% in the rest of the world

0%Show source

Crypto conversion fee

No data yet
1%Conditions apply: tap or hover for detailsShow source

Bitcoin to euro

Top-up fee

1.5%Conditions apply: tap or hover for detailsShow source

External-card top-ups beyond the free ones (Free: 2 in total, Move: 3/month, Pro: 4/month); vouchers 0–6%

No data yet

ATM fee

€0.55 + 1% (min. €0.75)Conditions apply: tap or hover for detailsShow source

Outside the euro area; euro area €2.50 per withdrawal, Spain: the ATM operator's fee is passed on

No data yet

Transfer fee

€1Conditions apply: tap or hover for detailsShow source

SEPA transfer on Free and Move; free on Pro

No data yet

Settlement fee

No data yet
FreeShow source

Other fees & markups

Voucher top-up fee 0–6% · Transfers to another holder or institution €1.50 · Crypto top-ups limited to €20,000 per dayShow source
No data yet

Cashback & rewards

Cashback type

NoneConditions apply: tap or hover for detailsShow source

Card payments earn no cashback; gift cards in the app up to 15%

No data yet

Credit & financing

Credit line

NoShow source
NoShow source

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Residents of the EEA

EEAConditions apply: tap or hover for detailsShow source

Anyone 18+ with a valid ID from an EEA country

Account / spend currencies

EURShow source
EUR · BTCShow source

Own IBAN / bank details

YesShow source
YesConditions apply: tap or hover for detailsShow source

Personal euro vIBAN

Features

Apple Pay

YesShow source
NoConditions apply: tap or hover for detailsShow source

Only through the Curve app; direct support planned

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesShow source

Spendable assets

No data yet
BTC (on-chain and Lightning) · EURShow source

Blockchains

No data yet
Bitcoin · Lightning NetworkShow source

Limits

ATM limit

€450Conditions apply: tap or hover for detailsShow source

Per day, withdrawals outside Spain

€350Conditions apply: tap or hover for detailsShow source

Per day; €3,000 a month

Spending limit

€1,500Conditions apply: tap or hover for detailsShow source

Purchase limit on Free; Move €5,000, Pro €15,000

€10,000Conditions apply: tap or hover for detailsShow source

Per day, standard KYC level; €15,000 a month

Security & custody

Regulation / licences

Pecunpay: e-money institution supervised by the Bank of SpainShow source
MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source

Authorization is held by the infrastructure provider, not by Bringin itself

Annual cost at 1,500 EUR/month

Bitsa Card

  • Annual & monthly fees+0 EUR
  • FX costs−63 EUR
  • Crypto conversion–
  • ATM costs−19 EUR
  • Cashback+0 EUR
  • Net annual value-82 EUR

Bringin Card

  • Annual & monthly fees−80 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bitsa Card comparisons

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