Bitget Wallet Card vs OKX Card (EEA)
Crypto native
Crypto native
Verdict
- OKX Card (EEA) scores higher overall (7.8 vs 7.1 out of 10).
- Bitget Wallet Card is clearly stronger on: Product features.
- OKX Card (EEA) is clearly stronger on: Cashback & rewards, Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bitget Wallet Card is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Product features
OKX Card (EEA) is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
- Frequent travellers
Stronger on: Cashback & rewards, Custody & security
Score by criterion
| Criterion | Bitget Wallet Card | OKX Card (EEA) |
|---|---|---|
| Fees | 100 | 99 |
| Cashback & rewards | 44 | 65 |
| Availability | 100 | 93 |
| FX & international | – | 100 |
| Product features | 70 | 56 |
| Custody & security | 60 | 75 |
| Credit & financing | – | 30 |
| Limits & ATM | – | – |
| Transparency | 86 | 86 |
| Best for Cashback | 6.3 | 7.5 |
| Best for Travel | 6.6 | 8.3 |
| Best for DeFi Users | 6.3 | 7.0 |
| Best for Stablecoins | 6.8 | 8.3 |
| Best for High Spenders | 5.8 | 7.1 |
| Best for Low Fees | 7.8 | 9.0 |
| Best for Beginners | 8.0 | 7.9 |
Product
Product status
ActiveShow source
Product status: Active
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Card type
Prepaid card*Show source
Card type: Prepaid card
Marketed as a debit card, runs on a prepaid BIN
Source states (paraphrased): Although marketed as a "Debit Card," the OKX Card operates on a prepaid Bank Identification Number (BIN).
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Marketed as a debit card, runs on a prepaid BIN
Network
Visa / MastercardShow source
Network: Visa / Mastercard
Source states (paraphrased): Use wherever Visa or Mastercard is accepted.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
MastercardShow source
Network: Mastercard
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Custody model
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: Bitget Wallet Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Custodial*Show source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: https://www.okx.com/en-eu/pay
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Launch date
2026-01-28Show source
Launch date: 2026-01-28
Source states (paraphrased): OKX launched the OKX Card on 28 January 2026 across the European Economic Area (EEA)
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Card issuer / program manager
Bitget Wallet*Show source
Card issuer / program manager: Bitget Wallet
Card issuing partners vary by region
Source states (paraphrased): Bitget Wallet Card is a crypto payment card issued by Bitget Wallet
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%
Card issuing partners vary by region
UAB Monavate (issuer); OKX Europe Limited (program manager)Show source
Card issuer / program manager: UAB Monavate (issuer); OKX Europe Limited (program manager)
Source states (paraphrased): is issued by UAB Monavate ("Monavate"), a company incorporated in Lithuania
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): 0 annual fee.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
FreeShow source
Annual fee: Free
Source states (paraphrased): No issuance, monthly, annual or inactivity fees.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Monthly fee
Free*Show source
Monthly fee: Free
Page states no monthly card fee without a currency
Source states (paraphrased): no monthly card fee
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Page states no monthly card fee without a currency
FreeShow source
Monthly fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Virtual card fee
FreeShow source
Virtual card fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
FX fee
0%*Show source
FX fee: 0%
No added OKX FX fee
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
No added OKX FX fee
Crypto conversion fee
0.1%*Show source
Crypto conversion fee: 0.1%
Market spread converting stablecoins to EUR
Source states (paraphrased): Market spread on conversion: 0.1% per transaction.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Market spread converting stablecoins to EUR
Other fees & markups
Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded*Show source
Other fees & markups: Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Source states (paraphrased): Standard fees apply once you exceed your monthly assetback allowance.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Cashback & rewards
Base cashback
2%*Show source
Base cashback: 2%
Base assetback for all cardholders, within a monthly allowance
Source states (paraphrased): All cardholders earn 2% base assetback by default.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Base assetback for all cardholders, within a monthly allowance
2%*Show source
Base cashback: 2%
Non-VIP, USDG-funded purchases, capped at €10/month
Source states (paraphrased): 2% for non-VIP users with a €10 monthly cap.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Non-VIP, USDG-funded purchases, capped at €10/month
Max cashback
3%*Show source
Max cashback: 3%
New users or after reaching the monthly spending threshold
Source states (paraphrased): New users or those reaching the monthly spending threshold upgrade to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
New users or after reaching the monthly spending threshold
10%*Show source
Max cashback: 10%
VIP 4+ on OKX, capped at €1,000/month
Source states (paraphrased): Up to 10% at VIP 4+ with a €1,000 cap.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
VIP 4+ on OKX, capped at €1,000/month
Cashback paid in
BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)*Show source
Cashback paid in: BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)
One reward asset, changeable once per calendar month
Source states (paraphrased): BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500), or USDC
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
One reward asset, changeable once per calendar month
USDGShow source
Cashback paid in: USDG
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Max cashback per month
€10/month*Show source
Max cashback per month: €10/month
Non-VIP; temporarily raised to €20 during a current offer
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Non-VIP; temporarily raised to €20 during a current offer
Cashback conditions
3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the month*Show source
Cashback conditions: 3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the month
Upgrade conditions and reward limits per rules shown on the card page in the app
Source states (paraphrased): Once you reach $200–$400 in monthly spending, you earn up to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Upgrade conditions and reward limits per rules shown on the card page in the app
Only purchases with USDG as the active payment currency earn cashback; USDC payments do not · Rate and monthly cap depend on OKX VIP level · Cashback rates are subject to promotional periodsShow source
Cashback conditions: Only purchases with USDG as the active payment currency earn cashback; USDC payments do not · Rate and monthly cap depend on OKX VIP level · Cashback rates are subject to promotional periods
Source states (paraphrased): Cashback applies only to purchases where USDG is the active payment currency. USDC payments do not earn cashback.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Staking / holding required for top rewards
No*Show source
Staking / holding required for top rewards: No
Cashback level depends on OKX VIP level instead
Source states (paraphrased): Cashback is credited instantly in crypto, with no staking or lock-up requirements.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Cashback level depends on OKX VIP level instead
Reward exclusions
Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactionsShow source
Reward exclusions: Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactions
Source states (paraphrased): Refunded, reversed, or cancelled transactions
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Cash withdrawals, cash-equivalent transactions and ATM usage · Refunds, chargebacks, reversed or disputed transactions · Peer-to-peer transfers and internal account movements · Fees, interest, penalties, taxes · MCCs excluded by OKX*Show source
Reward exclusions: Cash withdrawals, cash-equivalent transactions and ATM usage · Refunds, chargebacks, reversed or disputed transactions · Peer-to-peer transfers and internal account movements · Fees, interest, penalties, taxes · MCCs excluded by OKX
EEA Card Cashback Programme; rates and caps set by OKX and may vary
Source states (paraphrased): cash withdrawals, cash-equivalent transactions, and ATM usage;
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
EEA Card Cashback Programme; rates and caps set by OKX and may vary
Credit & financing
Credit line
NoShow source
Credit line: No
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability
Available in
EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BD*Show source
Available in: EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BD
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
Source states (paraphrased): Europe: European Economic Area (EEA) and the UK
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
EEA*Show source
Available in: EEA
EEA addendum; subject to eligibility
Source states (paraphrased): For residents of the European Economic Area (EEA), the Services are provided by the following regulated entities
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
EEA addendum; subject to eligibility
Not available in
Iceland, LiechtensteinShow source
Not available in: Iceland, Liechtenstein
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Account / spend currencies
EURShow source
Account / spend currencies: EUR
Source states (paraphrased): The Card itself is denominated in Euro (EUR)
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Google Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Physical card
Yes*Show source
Physical card: Yes
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
Source states (paraphrased): Physical cards are currently available in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, and the Philippines.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
No*Show source
Physical card: No
Currently virtual-only
Source states (paraphrased): The card is currently issued as a virtual card only.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Currently virtual-only
Virtual card
YesShow source
Virtual card: Yes
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
YesShow source
Spend stablecoins: Yes
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Spendable assets
USDT · USDC · ETH · SOLShow source
Spendable assets: USDT · USDC · ETH · SOL
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
USDC · USDGShow source
Spendable assets: USDC · USDG
Source states (paraphrased): Supported spending assets currently include USDC and USDG held in the OKX Pay account.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Security & custody
Regulation / licences
UAB Monavate: EMI authorised by the Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by the Malta Financial Services Authority (MiCA)Show source
Regulation / licences: UAB Monavate: EMI authorised by the Bank of Lithuania (LB002139) · OKX Europe Limited: CASP licensed by the Malta Financial Services Authority (MiCA)
Source states (paraphrased): licensed as a Crypto-Asset Service Provider by the Malta Financial Services Authority
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Deposit protection
NoShow source
Deposit protection: No
Source states (paraphrased): Your balance is not protected by any investor compensation scheme under Directive 97/9/EC or the deposit guarantee schemes
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Annual cost at 1,500 EUR/month
Bitget Wallet Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
OKX Card (EEA)
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashback+120 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers