Bitget Wallet Card vs bunq
Crypto native
E-money / FinTech
Verdict
- Bitget Wallet Card and bunq have the same overall score (7.2/10).
- Bitget Wallet Card is clearly stronger on: Cashback & rewards, Availability, Transparency.
- bunq is clearly stronger on: Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bitget Wallet Card is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Cashback & rewards, Availability, Transparency
bunq is a good fit for
- Users who need credit rather than a debit/prepaid card
- Frequent travellers
Stronger on: Custody & security
Score by criterion
| Criterion | Bitget Wallet Card | bunq |
|---|---|---|
| Fees | 100 | 100 |
| Cashback & rewards | 44 | 16 |
| Availability | 100 | 90 |
| FX & international | – | 100 |
| Product features | 70 | 70 |
| Custody & security | 60 | 75 |
| Credit & financing | – | 70 |
| Limits & ATM | – | 70 |
| Transparency | 100 | 86 |
| Best for Cashback | 6.4 | 5.2 |
| Best for Travel | 6.6 | 8.2 |
| Best for DeFi Users | 6.4 | n/a |
| Best for Stablecoins | 7.0 | n/a |
| Best for High Spenders | 5.9 | 5.8 |
| Best for Low Fees | 8.0 | 9.3 |
| Best for Beginners | 8.3 | 7.7 |
| Best Crypto Credit Card | n/a | 6.8 |
| Best E-Money Card | n/a | 8.9 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
Product status: Active
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Card type
Debit card, Credit cardConditions apply: tap or hover for detailsShow source
Card type: Debit card, Credit card
Debit Card or Credit Card; Credit Card can pay from own money or with an optional Credit Limit
Source states (paraphrased): Included from bunq Core, as a Debit Card or a Credit Card.
Source: Discover bunq credit, digital and metal cards
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Debit Card or Credit Card; Credit Card can pay from own money or with an optional Credit Limit
Network
Visa / MastercardShow source
Network: Visa / Mastercard
Source states (paraphrased): Use wherever Visa or Mastercard is accepted.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
MastercardShow source
Network: Mastercard
Source states (paraphrased): ZeroFX uses real Mastercard rates.
Source: ZeroFX with bunq
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
Custody model
CustodialConditions apply: tap or hover for detailsShow source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: Bitget Wallet Card
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
CustodialConditions apply: tap or hover for detailsShow source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Card issuer / program manager
Bitget WalletConditions apply: tap or hover for detailsShow source
Card issuer / program manager: Bitget Wallet
Card issuing partners vary by region
Source states (paraphrased): Bitget Wallet Card is a crypto payment card issued by Bitget Wallet
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 60%
Card issuing partners vary by region
bunq B.V.Show source
Card issuer / program manager: bunq B.V.
Source states (paraphrased): bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 70%
Tiers / plans
Free €0 · Core €3.99/mo · Pro €9.99/mo · Elite €18.99/moShow source
Tiers / plans: Free €0 · Core €3.99/mo · Pro €9.99/mo · Elite €18.99/mo
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): 0 annual fee.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Monthly fee: Free
Page states no monthly card fee without a currency
Source states (paraphrased): no monthly card fee
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Page states no monthly card fee without a currency
FreeConditions apply: tap or hover for detailsShow source
Monthly fee: Free
Free plan; Core €3.99, Pro €9.99, Elite €18.99 per month
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Free plan; Core €3.99, Pro €9.99, Elite €18.99 per month
Physical card fee
€99Conditions apply: tap or hover for detailsShow source
Physical card fee: €99
Metal card on Pro and Elite; extra physical cards €9.99 plus a monthly fee
Source: Discover bunq credit, digital and metal cards
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Metal card on Pro and Elite; extra physical cards €9.99 plus a monthly fee
Virtual card fee
FreeShow source
Virtual card fee: Free
Source states (paraphrased): Get a free virtual card the moment you sign up.
Source: Discover bunq credit, digital and metal cards
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
FX fee
0%Conditions apply: tap or hover for detailsShow source
FX fee: 0%
ZeroFX card payments abroad: Free plan up to €1,000 per year (fee beyond not stated on this page); Core, Pro, Elite unlimited
Source states (paraphrased): ZeroFX card payments abroad Up to €1,000 per year Unlimited Unlimited Unlimited
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 70%
ZeroFX card payments abroad: Free plan up to €1,000 per year (fee beyond not stated on this page); Core, Pro, Elite unlimited
ATM fee
€2.99Conditions apply: tap or hover for detailsShow source
ATM fee: €2.99
Free plan: €2.99 each; Core/Pro/Elite: €0.99 for the first 5/month, then €2.99; Pro and Elite include 6 free withdrawals/month
Source states (paraphrased): Extra ATM Withdrawals €2.99 each €0.99 for the first 5/month, then €2.99
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Free plan: €2.99 each; Core/Pro/Elite: €0.99 for the first 5/month, then €2.99; Pro and Elite include 6 free withdrawals/month
Other fees & markups
Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceededConditions apply: tap or hover for detailsShow source
Other fees & markups: Top-up and currency conversion fees apply; standard fees apply once the monthly assetback allowance is exceeded
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Source states (paraphrased): Standard fees apply once you exceed your monthly assetback allowance.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Page says assetback typically covers most top-up and currency conversion fees; settlement rates closely match Google's live rates
Metal card €99 per card (Pro/Elite)Show source
Other fees & markups: Metal card €99 per card (Pro/Elite)
Source states (paraphrased): Metal Card ✕ ✕ €99 per card €99 per card
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 75%
Cashback & rewards
Base cashback
2%Conditions apply: tap or hover for detailsShow source
Base cashback: 2%
Base assetback for all cardholders, within a monthly allowance
Source states (paraphrased): All cardholders earn 2% base assetback by default.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Base assetback for all cardholders, within a monthly allowance
0%Conditions apply: tap or hover for detailsShow source
Base cashback: 0%
Programme ended 7 Dec 2025; partner cashback offers still available
Source states (paraphrased): We've ended our Cashback program
Source: We've said goodbye to Cashback | bunq Help
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Programme ended 7 Dec 2025; partner cashback offers still available
Max cashback
3%Conditions apply: tap or hover for detailsShow source
Max cashback: 3%
New users or after reaching the monthly spending threshold
Source states (paraphrased): New users or those reaching the monthly spending threshold upgrade to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
New users or after reaching the monthly spending threshold
0%Conditions apply: tap or hover for detailsShow source
Max cashback: 0%
Cashback programme ended 7 Dec 2025 (previously Elite/Business credit card); partner cashback offers still available
Source states (paraphrased): you’ll stop receiving Cashback on your Credit Card payments starting from December 8, 2025
Source: We've said goodbye to Cashback | bunq Help
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Cashback programme ended 7 Dec 2025 (previously Elite/Business credit card); partner cashback offers still available
Cashback paid in
BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)Conditions apply: tap or hover for detailsShow source
Cashback paid in: BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500) or USDC (user's choice)
One reward asset, changeable once per calendar month
Source states (paraphrased): BTC, gold, US stocks (NVIDIA, Google, Tesla, S&P 500), or USDC
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
One reward asset, changeable once per calendar month
Cashback type
NoneConditions apply: tap or hover for detailsShow source
Cashback type: None
Cashback programme ended on 7 December 2025
Source states (paraphrased): we've said goodbye to Cashback on December 7, 2025.
Source: We've said goodbye to Cashback | bunq Help
Official help center / FAQ (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Cashback programme ended on 7 December 2025
Interest on balance
3.11%Conditions apply: tap or hover for detailsShow source
Interest on balance: 3.11%
Savings interest included in every plan incl. Free; variable
Source states (paraphrased): Each plan includes 3.11%* interest on your savings
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Savings interest included in every plan incl. Free; variable
Cashback conditions
3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the monthConditions apply: tap or hover for detailsShow source
Cashback conditions: 3% after reaching $200–$400 in monthly spending (or as a new user) · Reward asset can be changed once per calendar month by 23:59 (UTC+8) on the last day of the month
Upgrade conditions and reward limits per rules shown on the card page in the app
Source states (paraphrased): Once you reach $200–$400 in monthly spending, you earn up to 3% assetback.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Upgrade conditions and reward limits per rules shown on the card page in the app
Reward exclusions
Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactionsShow source
Reward exclusions: Certain restricted merchant category codes (MCCs) · Refunded, reversed, or cancelled transactions
Source states (paraphrased): Refunded, reversed, or cancelled transactions
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Credit & financing
Credit line
YesConditions apply: tap or hover for detailsShow source
Credit line: Yes
Optional Credit Limit on the Credit Card
Source states (paraphrased): Pay from your own money, or add a Credit Limit if you want more flexibility.
Source: Discover bunq credit, digital and metal cards
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Optional Credit Limit on the Credit Card
Spend own balance directly
YesShow source
Spend own balance directly: Yes
Source states (paraphrased): Pay from your own money, or add a Credit Limit if you want more flexibility.
Source: Discover bunq credit, digital and metal cards
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Availability
Available in
EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BDConditions apply: tap or hover for detailsShow source
Available in: EEA, United Kingdom, Argentina, Brazil, Chile, Colombia, EC, SV, GT, Mexico, PA, Peru, South Korea, Japan, Vietnam, Malaysia, CN, TW, Australia, Thailand, Philippines, South Africa, PK, BD
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
Source states (paraphrased): Europe: European Economic Area (EEA) and the UK
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
EEA and UK; 10 Latin American markets; South Korea, Japan, Vietnam, Malaysia, mainland China, Taiwan, Australia, Thailand, Philippines; South Africa; Pakistan, Bangladesh. More regions opening soon
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, SwedenConditions apply: tap or hover for detailsShow source
Available in: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
bunq personal account (all bunq cards require one): citizens and residents of the listed supported EEA countries; non-EU citizens living there may also sign up with suitable documents. Overseas regions/territories excluded. Minors allowed with guardian permission.
Source states (paraphrased): 🇦🇹 Austria, 🇧🇪 Belgium, 🇧🇬 Bulgaria, 🇭🇷 Croatia, 🇨🇾 Cyprus, 🇨🇿 Czech Republic, 🇩🇰 Denmark, 🇪🇪 Estonia, 🇫🇮 Finland, 🇫🇷 France, 🇩🇪 Germany, 🇬🇷 Greece, 🇭🇺 Hungary, 🇮🇪 Ireland, 🇮🇹Italy, 🇱🇻 Latvia, 🇱🇹 Lithuania, 🇱🇺 Luxembourg, 🇲🇹 Malta, 🇳🇱 the Netherlands, 🇵🇱 Poland, 🇵🇹 Portugal, 🇷🇴 Romania, 🇸🇰 Slovakia, 🇸🇮 Slovenia, 🇪🇸 Spain and 🇸🇪 Sweden
Source: Who can open a bunq Personal account?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
bunq personal account (all bunq cards require one): citizens and residents of the listed supported EEA countries; non-EU citizens living there may also sign up with suitable documents. Overseas regions/territories excluded. Minors allowed with guardian permission.
Not available in
AW, BQ, CW, PF, TF, GL, NC, BL, PM, SX, WF, GF, GP, MQ, YT, REConditions apply: tap or hover for detailsShow source
Not available in: AW, BQ, CW, PF, TF, GL, NC, BL, PM, SX, WF, GF, GP, MQ, YT, RE
Residents of Overseas Countries and Territories (Aruba, Bonaire, Curaçao, French Polynesia, French Southern and Antarctic Territories, Greenland, New Caledonia, Saba, Saint Barthélemy, Saint Pierre and Miquelon, Sint Eustatius, Sint Maarten, Wallis and Futuna) and French overseas regions (French Guiana, Guadeloupe, Martinique, Mayotte, Réunion) cannot currently open an account. Non-EEA residents can join a country waitlist.
Source states (paraphrased): Overseas Countries and Territories (OCTs): Aruba, Bonaire, Curaçao, French Polynesia, French Southern and Antarctic Territories, Greenland, New Caledonia, Saba, Saint Barthélemy, Saint Pierre and Miquelon
Source: Who can open a bunq Personal account?
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 80%
Residents of Overseas Countries and Territories (Aruba, Bonaire, Curaçao, French Polynesia, French Southern and Antarctic Territories, Greenland, New Caledonia, Saba, Saint Barthélemy, Saint Pierre and Miquelon, Sint Eustatius, Sint Maarten, Wallis and Futuna) and French overseas regions (French Guiana, Guadeloupe, Martinique, Mayotte, Réunion) cannot currently open an account. Non-EEA residents can join a country waitlist.
Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
Own IBAN / bank details: Yes
Free 3, Core 5, Pro/Elite 25 accounts; local IBAN in your country on all plans
Source states (paraphrased): Bank Accounts, each with its own IBAN
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Free 3, Core 5, Pro/Elite 25 accounts; local IBAN in your country on all plans
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesConditions apply: tap or hover for detailsShow source
Apple Pay: Yes
All plans
Source states (paraphrased): Apple Pay ✓ ✓ ✓ ✓
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
All plans
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): The card also supports Apple Pay, Google Pay, WeChat Pay, Alipay and more.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
YesConditions apply: tap or hover for detailsShow source
Google Pay: Yes
All plans
Source states (paraphrased): Google Pay ✓ ✓ ✓ ✓
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
All plans
Physical card
YesConditions apply: tap or hover for detailsShow source
Physical card: Yes
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
Source states (paraphrased): Physical cards are currently available in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand, and the Philippines.
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Only in South Korea, Japan, Vietnam, Malaysia, Taiwan, Australia, Thailand and the Philippines; more regions rolling out
YesConditions apply: tap or hover for detailsShow source
Physical card: Yes
Not on Free plan; Core 1 included, Pro/Elite 3 included
Source states (paraphrased): Physical Card ✕ 1 included 3 included 3 included
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Not on Free plan; Core 1 included, Pro/Elite 3 included
Virtual card
YesConditions apply: tap or hover for detailsShow source
Virtual card: Yes
Free/Core 1 digital card, Pro/Elite 25
Source states (paraphrased): Digital Cards 1 included 1 included 25 included 25 included
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Free/Core 1 digital card, Pro/Elite 25
ATM withdrawals
YesShow source
ATM withdrawals: Yes
Source states (paraphrased): Free ATM Withdrawals ✕ ✕ 6/month 6/month
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Travel / rental car insurance
NoConditions apply: tap or hover for detailsShow source
Travel / rental car insurance: No
Only bunq Elite plan
Source states (paraphrased): Travel insured, worldwide
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Only bunq Elite plan
Spendable assets
USDT · USDC · ETH · SOLShow source
Spendable assets: USDT · USDC · ETH · SOL
Source: Bitget Wallet Card
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Limits
ATM limit
€1,000Conditions apply: tap or hover for detailsShow source
ATM limit: €1,000
Personal accounts, per calendar day per person, for accounts verified 3 months or longer; €250 per day for accounts verified less than 3 months ago. Business: €1,000 per card per day.
Source states (paraphrased): Account verified 3 months or longer: €1,000 per calendar day, per person.
Source: Need cash?
Official product page (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 85%
Personal accounts, per calendar day per person, for accounts verified 3 months or longer; €250 per day for accounts verified less than 3 months ago. Business: €1,000 per card per day.
Security & custody
Regulation / licences
Full European banking licence issued by De Nederlandsche Bank (DNB)Show source
Regulation / licences: Full European banking licence issued by De Nederlandsche Bank (DNB)
Source states (paraphrased): We hold a full European banking license issued by the Dutch National Bank (DNB).
Source: Is bunq safe and reliable? | bunq Help
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Deposit protection
YesConditions apply: tap or hover for detailsShow source
Deposit protection: Yes
Up to €100,000 via the Dutch Deposit Guarantee Scheme
Source states (paraphrased): Your deposits are covered by the Dutch Deposit Guarantee Scheme.
Source: Compare bunq Personal Plans
Official pricing / fee schedule (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Up to €100,000 via the Dutch Deposit Guarantee Scheme
Annual cost at 1,500 EUR/month
Bitget Wallet Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
bunq
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs−36 EUR
- Cashback+0 EUR
- Net annual value-36 EUR
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers