Volet.com Card vs Winity Card
Crypto native
Crypto native
Verdict
- Winity Card scores higher overall (7.3 vs 7.2 out of 10).
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Volet.com Card is a good fit for
- Frequent travellers
Winity Card is a good fit for
- Stablecoin holders
- Frequent travellers
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Volet.com Card | Winity Card |
|---|---|---|
| Fees | 70 | 70 |
| Cashback & rewards | – | – |
| Availability | 100 | 100 |
| FX & international | 100 | 100 |
| Product features | 70 | 70 |
| Custody & security | 60 | 60 |
| Credit & financing | – | – |
| Limits & ATM | – | 73 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 6.6 |
| Best for Travel | 8.0 | 8.4 |
| Best for DeFi Users | 6.3 | 6.3 |
| Best for Stablecoins | n/a | 7.4 |
| Best for High Spenders | n/a | 6.6 |
| Best for Low Fees | 7.9 | 8.3 |
| Best for Beginners | 7.7 | 7.8 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Network
Visa / MastercardConditions apply: tap or hover for detailsShow source
Europe cards Visa and Mastercard; Asia-Pacific and digital global cards Mastercard
VisaShow source
Custody model
CustodialShow source
CustodialShow source
Card issuer / program manager
WTY Technology Hong Kong Limited (program manager; cards issued by licensed Partners)Show source
Tiers / plans
Asia-Pacific · Europe Virtual · Europe PlasticConditions apply: tap or hover for detailsShow source
Card variants listed
Exclusive · ExecutiveShow source
Fees
Annual fee
FreeConditions apply: tap or hover for detailsShow source
Virtual card; physical card from USD 20/yr (first 6 months waived for new activations, promotion)
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Account monthly fee; Asia-Pacific card has separate 1 USD monthly maintenance (per card page)
Physical card fee
$5Conditions apply: tap or hover for detailsShow source
Europe Plastic and Asia-Pacific Plastic; 5 EUR for EUR card
$20Conditions apply: tap or hover for detailsShow source
Per year, 'from USD 20/yr'; promotion: issued at no cost after $25 eligible spend and first 6 months waived; shipping charges may apply
Virtual card fee
$1Conditions apply: tap or hover for detailsShow source
Europe Virtual card; 1 EUR for EUR card
FreeShow source
FX fee
0%Conditions apply: tap or hover for detailsShow source
Digital global Mastercard USD card: Mastercard rate, no extra fee
0%Show source
Crypto conversion fee
5%Conditions apply: tap or hover for detailsShow source
Non-stable assets (ETH, SOL, WCO etc.)
Top-up fee
$1 + 1%Conditions apply: tap or hover for detailsShow source
Europe cards loaded from Volet.com (1 EUR for EUR cards); Asia-Pacific 1.5% + 1 USD; digital global Mastercard 2.5% + 1 USD
FreeConditions apply: tap or hover for detailsShow source
USDT and USDC; other assets converted at 5%
ATM fee
$3Conditions apply: tap or hover for detailsShow source
per withdrawal
Small transaction fee
$0.10Conditions apply: tap or hover for detailsShow source
transactions below USD 25
Other fees & markups
Fiat top-up by Visa/Mastercard 3.5% · USDT/USDC top-up to fiat balance 1 USD · Withdrawal to Volet.com card from 1% · USDT TRC-20 withdrawal 3.5 USDT; other chains 0.5 USDT/USDCShow source
Detailed account statement request: $5 per request (USD) · Minimum deposit of USD 25.00 within 14 days after virtual card activation or virtual card is deactivatedShow source
Cashback & rewards
Cashback type
PointsShow source
Minimum balance
$25Conditions apply: tap or hover for detailsShow source
required to complete card transactions
Availability
Available in
European Union, Switzerland, Norway, Turkey, IsraelConditions apply: tap or hover for detailsShow source
Verified users
GlobalConditions apply: tap or hover for detailsShow source
180+ countries
Account / spend currencies
USD · EURShow source
USDShow source
Features
Apple Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
YesConditions apply: tap or hover for detailsShow source
Digital Wallet defined as Apple Pay, Google Pay or other supported platforms
Google Pay
YesConditions apply: tap or hover for detailsShow source
Only some cards support it
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesShow source
Spend stablecoins
YesShow source
Spendable assets
USDC · USDTConditions apply: tap or hover for detailsShow source
Load assets
Blockchains
Ethereum · W Chain · Polygon · Tron · Solana · Binance Smart ChainShow source
Limits
Spending limit
$50,000Conditions apply: tap or hover for detailsShow source
One-time purchase, digital global Mastercard USD; Asia-Pacific up to 22,000 USD
Annual cost at 1,500 EUR/month
Volet.com Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Winity Card
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costs−32 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers