Winity Card
Visa card in three tiers (Exclusive virtual, Exclusive physical, Executive metal) loaded with USDT or USDC without fees, or with ETH, SOL, WCO and others converted at 5%. Zero spend fees, Winity Points (1 point per $10), 180+ countries; virtual card free, physical $20 per year.
Base cashback
Max cashback
Base fee
$20/yearConditions apply: tap or hover for detailsShow source
FX fee
ATM fee
Card fee
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
No clear advantages can be derived from the published data yet.
Cons
- Annual cost $20 (Exclusive physical card; virtual free)
Good for
Not enough data to say.
Not for
Not enough data to say.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to Winity Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees2/15
- Annual fee
$20/yearConditions apply: tap or hover for detailsShow source
Exclusive physical card; virtual free
- Top-up fee
FreeConditions apply: tap or hover for detailsShow source
USDT and USDC; other assets converted at 5%
Not yet researched: Monthly fee, Physical card fee, Virtual card fee, Replacement fee, FX fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards1/14
- Cashback type
PointsShow source
Not yet researched: Base cashback, Max cashback, Cashback paid in, Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies1/4
- Available in
GlobalConditions apply: tap or hover for detailsShow source
180+ countries
Not yet researched: Not available in, Account / spend currencies, Own IBAN / bank details.
Features, wallets & supported assets4/11
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
- ATM withdrawals
YesShow source
Not yet researched: Apple Pay, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits0/2
No limits data published or researched yet.
Product3/7
- Product status
ActiveShow source
- Network
VisaShow source
- Tiers / plans
Exclusive Virtual · Exclusive Physical · Executive MetalShow source
Not yet researched: Card type, Custody model, Launch date, Card issuer / program manager.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €17/year · Per-transaction costs ≈ 0.00% | 20% | 98 |
Cashback & rewards | 20% | No data — excluded |
Availability 60 of 60 tracked countries | 15% | 100 |
FX & international | 10% | No data — excluded |
Product features 4 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM | 5% | No data — excluded |
Transparency 3 of 3 checked key terms disclosed | 5% | 100 |
Data coverage 50%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does Winity Card have an annual or monthly fee?
Base tier: $20/year (Exclusive physical card; virtual free). Source: Winity.
Where is Winity Card available?
Global (180+ countries).
Does Winity Card work with Apple Pay and Google Pay?
Apple Pay: no data. Google Pay: Yes.
Change history11 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Tiers / plans recorded · 22 October 2026 · auto-approved
- Annual fee recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Available in recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved
- ATM withdrawals recorded · 22 October 2026 · auto-approved