Bringin Card vs Winity Card
Crypto native
Crypto native
Verdict
- Bringin Card scores higher overall (7.4 vs 6.4 out of 10).
- Bringin Card is clearly stronger on: Fees.
- Winity Card is clearly stronger on: Product features.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Bringin Card is a good fit for
- Frequent travellers
Stronger on: Fees
Winity Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Product features
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Bringin Card | Winity Card |
|---|---|---|
| Fees | 80 | 60 |
| Cashback & rewards | – | – |
| Availability | 100 | 100 |
| FX & international | 100 | – |
| Product features | 56 | 70 |
| Custody & security | 85 | – |
| Credit & financing | 30 | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Travel | 8.0 | n/a |
| Best for DeFi Users | 6.8 | n/a |
| Best for High Spenders | 6.3 | n/a |
| Best for Low Fees | 8.4 | 6.2 |
| Best for Beginners | 7.9 | 7.5 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit cardShow source
Network
VisaShow source
VisaShow source
Custody model
HybridConditions apply: tap or hover for detailsShow source
Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN
Card issuer / program manager
Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source
Tiers / plans
Exclusive Virtual · Exclusive Physical · Executive MetalShow source
Fees
Annual fee
€37.69/yearConditions apply: tap or hover for detailsShow source
Paid annually (10% discount); otherwise €3.49 a month
$20/yearConditions apply: tap or hover for detailsShow source
Exclusive physical card; virtual free
Monthly fee
€3.49/monthConditions apply: tap or hover for detailsShow source
Monthly payment; €37.69 when paid annually
Physical card fee
FreeShow source
Virtual card fee
FreeShow source
FX fee
0%Show source
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Bitcoin to euro
5%Conditions apply: tap or hover for detailsShow source
Non-stable assets (ETH, SOL, WCO etc.)
Top-up fee
FreeConditions apply: tap or hover for detailsShow source
USDT and USDC; other assets converted at 5%
Settlement fee
FreeShow source
Cashback & rewards
Cashback type
PointsShow source
Credit & financing
Credit line
NoShow source
Availability
Available in
EEAConditions apply: tap or hover for detailsShow source
Anyone 18+ with a valid ID from an EEA country
GlobalConditions apply: tap or hover for detailsShow source
180+ countries
Account / spend currencies
EUR · BTCShow source
USDShow source
Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
Personal euro vIBAN
Features
Apple Pay
NoConditions apply: tap or hover for detailsShow source
Only through the Curve app; direct support planned
Google Pay
YesShow source
YesShow source
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesShow source
Spendable assets
BTC (on-chain and Lightning) · EURShow source
USDT · USDC · ETH · SOL · POL · TRX · WCOShow source
Blockchains
Bitcoin · Lightning NetworkShow source
Ethereum · Solana · Tron · Polygon · BNB Chain · W ChainShow source
Limits
ATM limit
€350Conditions apply: tap or hover for detailsShow source
Per day; €3,000 a month
Spending limit
€10,000Conditions apply: tap or hover for detailsShow source
Per day, standard KYC level; €15,000 a month
Security & custody
Regulation / licences
MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source
Authorization is held by the infrastructure provider, not by Bringin itself
Annual cost at 1,500 EUR/month
Bringin Card
- Annual & monthly fees−80 EUR
- FX costs+0 EUR
- Crypto conversion–
- Per-transaction fees+0 EUR
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Winity Card
- Annual & monthly fees−18 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers