TXBFI Lifetime Visa Card
Lifetime Visa cards from the Czech txbfi: a one-time card price instead of subscriptions (Virtual $25, Physical $300, Metal $1,000, Gold $10,000), a one-time deposit fee of 2.6% down to 1.8%, 0.6% forex fee and BTC cashback of 0.05–0.4%. Apple Pay and Google Pay.
Base cashback
0.05%Conditions apply: tap or hover for detailsShow source
Max cashback
0.4%Conditions apply: tap or hover for detailsShow source
Base fee
FreeShow source
FX fee
0.6%Show source
ATM fee
2%Conditions apply: tap or hover for detailsShow source
Card fee
$300Conditions apply: tap or hover for detailsShow source
Credit line
Staking needed
Tap a value for its source. * = conditions apply.
At a glance
Pros
- No annual or monthly fee on the base tier
- Apple Pay and Google Pay
Cons
- Top rate of 0.4% only with conditions — Gold tier ($10,000)
- ATM fee 2%
- Physical card costs $300
Good for
Not enough data to say.
Not for
Not enough data to say.
★ Our pickEditorial choice · score unchanged · Affiliate link
The card we recommend as an alternative to TXBFI Lifetime Visa Card:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
All details
Fees7/15
- Annual fee
FreeShow source
- Monthly fee
FreeShow source
- Physical card fee
$300Conditions apply: tap or hover for detailsShow source
One-time; Metal $1,000, Gold $10,000
- Virtual card fee
$25Conditions apply: tap or hover for detailsShow source
One-time, lifetime card
- FX fee
0.6%Show source
- Top-up fee
2.6%Conditions apply: tap or hover for detailsShow source
Virtual and plastic; Metal 2.4%, Gold 1.8%
- ATM fee
2%Conditions apply: tap or hover for detailsShow source
From 2%; not on the virtual card
Not yet researched: Replacement fee, Crypto conversion fee, Crypto withdrawal fee, Free ATM allowance, Transfer fee, Settlement fee, Small transaction fee, Other fees & markups.
Cashback & rewards4/14
- Base cashback
0.05%Conditions apply: tap or hover for detailsShow source
Virtual tier
- Max cashback
0.4%Conditions apply: tap or hover for detailsShow source
Gold tier ($10,000)
- Cashback paid in
BTCShow source
- Cashback type
CryptoShow source
Not yet researched: Interest on balance, Cashback-eligible spend cap, Max cashback per month, Cashback conditions, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.
Credit & financing0/11
No credit & financing data published or researched yet.
Supported countries & currencies0/4
No availability data published or researched yet.
Features, wallets & supported assets4/11
- Apple Pay
YesShow source
- Google Pay
YesShow source
- Physical card
YesShow source
- Virtual card
YesShow source
Not yet researched: ATM withdrawals, Spend stablecoins, Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets, Blockchains.
Security & custody0/3
No security & custody data published or researched yet.
Limits1/2
- ATM limit
$3,000Conditions apply: tap or hover for detailsShow source
Per day, highest tier
Not yet researched: Spending limit.
Product4/7
- Product status
ActiveShow source
- Card type
Prepaid cardShow source
- Network
VisaShow source
- Tiers / plans
Virtual · Physical · Metal · GoldShow source
Not yet researched: Custody model, Launch date, Card issuer / program manager.
Our rating
| Criterion | Weight | Score |
|---|---|---|
Fees Base-tier subscription ≈ €0/year · Per-transaction costs ≈ 2.60% | 20% | 66 |
Cashback & rewards | 20% | 2 |
Availability | 15% | No data — excluded |
FX & international FX fee 0.6% | 10% | 76 |
Product features 4 of 4 known features available · 0 of 3 perks (lounge, travel insurance, purchase protection) | 10% | 70 |
Custody & security | 10% | No data — excluded |
Credit & financing | 5% | No data — excluded |
Limits & ATM ATM cost on €200 ≈ 2.0% | 5% | 60 |
Transparency 6 of 6 checked key terms disclosed | 5% | 100 |
Data coverage 70%. Criteria without published data are excluded and their weight is filled with a neutral midpoint, so missing data neither helps nor hurts a card. This score is provisional: it is based on initial research that our research agent has not yet re-verified.
Computed by a fixed formula; affiliate relationships have no influence. How we score
FAQ
Does TXBFI Lifetime Visa Card have an annual or monthly fee?
Base tier: Free. Source: Card Tiers | TXBFI.
What is the FX fee of TXBFI Lifetime Visa Card?
0.6%. Source: Card Tiers | TXBFI.
How much cashback does TXBFI Lifetime Visa Card pay?
Base rate: 0.05% (Virtual tier). Highest advertised rate: 0.4% (Gold tier ($10,000)). Paid in BTC.
Does TXBFI Lifetime Visa Card work with Apple Pay and Google Pay?
Apple Pay: Yes. Google Pay: Yes.
Change history20 entries
- Product status recorded · 22 October 2026 · auto-approved
- Network recorded · 22 October 2026 · auto-approved
- Card type recorded · 22 October 2026 · auto-approved
- Tiers / plans recorded · 22 October 2026 · auto-approved
- Virtual card fee recorded · 22 October 2026 · auto-approved
- Physical card fee recorded · 22 October 2026 · auto-approved
- Monthly fee recorded · 22 October 2026 · auto-approved
- Annual fee recorded · 22 October 2026 · auto-approved
- Top-up fee recorded · 22 October 2026 · auto-approved
- FX fee recorded · 22 October 2026 · auto-approved
- ATM fee recorded · 22 October 2026 · auto-approved
- Cashback type recorded · 22 October 2026 · auto-approved
- Cashback paid in recorded · 22 October 2026 · auto-approved
- Base cashback recorded · 22 October 2026 · auto-approved
- Max cashback recorded · 22 October 2026 · auto-approved
- ATM limit recorded · 22 October 2026 · auto-approved
- Virtual card recorded · 22 October 2026 · auto-approved
- Physical card recorded · 22 October 2026 · auto-approved
- Apple Pay recorded · 22 October 2026 · auto-approved
- Google Pay recorded · 22 October 2026 · auto-approved