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PayitFast Visa Card vs Solayer Pay

PayitFast Visa Card

Crypto native

6.2
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Solayer Pay

Crypto native

6.2
Get the card

Verdict

  • PayitFast Visa Card and Solayer Pay have the same overall score (6.2/10).
  • PayitFast Visa Card is clearly stronger on: FX & international.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

PayitFast Visa Card is a good fit for

  • No specific audience can be derived from the published data yet.

Stronger on: FX & international

Solayer Pay is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesPayitFast Visa Card vs ether.fi CashSolayer Pay vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionPayitFast Visa CardSolayer Pay
Fees9083
Cashback & rewards40–
Availability–50
FX & international6040
Product features7070
Custody & security–80
Credit & financing–30
Limits & ATM56–
Transparency100100
Best for Cashback5.5n/a
Best for Travel6.45.6
Best for Self-Custodyn/a7.2
Best for DeFi Users5.96.5
Best for Stablecoinsn/a6.8
Best for High Spenders5.85.5
Best for Low Fees7.97.0
Best for Beginners7.27.5

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveConditions apply: tap or hover for detailsShow source

Physical card on a waitlist

ActiveShow source

Card type

No data yet
Stablecoin cardShow source

Network

VisaShow source
VisaShow source

Custody model

No data yet
Self-custodyShow source

Tiers / plans

Standard · EliteShow source
No data yet

Fees

Annual fee

No data yet
$20/yearConditions apply: tap or hover for detailsShow source

Membership; covers the virtual card for 12 months

Monthly fee

FreeShow source
No data yet

Physical card fee

$50Conditions apply: tap or hover for detailsShow source

Physical card via waitlist

FreeConditions apply: tap or hover for detailsShow source

Card free; shipping $24.99 (US Express) or $59.99 (International Express)

Virtual card fee

$5Conditions apply: tap or hover for detailsShow source

$ read as USD; card available in USD

No data yet

Replacement fee

$3Conditions apply: tap or hover for detailsShow source

Virtual; physical PVC replacement $30

No data yet

FX fee

1%Show source
1.5%Conditions apply: tap or hover for detailsShow source

Plus $0.10 per international transaction

Crypto conversion fee

0.75%Show source
No data yet

Top-up fee

No data yet
1%Show source

Crypto withdrawal fee

FreeConditions apply: tap or hover for detailsShow source

Network fees apply

No data yet

ATM fee

$2 + 1.3%Conditions apply: tap or hover for detailsShow source

Non-USD ATM adds 1% FX

No data yet

Transfer fee

FreeConditions apply: tap or hover for detailsShow source

Internal P2P transfers

No data yet

Settlement fee

No data yet
$0.15Conditions apply: tap or hover for detailsShow source

Per USD transaction

Other fees & markups

Decline fee $2 per decline (insufficient balance) · Lost-claim chargeback $35 · Card/wallet on-ramp from 2.99%Show source
Card deactivated after 6 months of inactivity; a new card must be issued · International fee includes $0.10 fixed per transactionShow source

Cashback & rewards

Max cashback

10%Show source
No data yet

Cashback paid in

USDTShow source
No data yet

Cashback type

StablecoinShow source
PointsShow source

Interest on balance

No data yet
5%Conditions apply: tap or hover for detailsShow source

4–5% on sUSD, a Treasury-backed stablecoin users can opt into

Cashback conditions

Rate depends on which eligible asset you spend · Qualifying transactions onlyShow source
Every transaction earns Solayer Card Points (Season 2), unlocking future $LAYER token rewards, partner airdrops, perks, beta access, merch and VIP events · Referrers earn 10% of their referrals' points, indefinitelyConditions apply: tap or hover for detailsShow source

Season 2 of the Points Program

Reward expiry / vesting

Cashback and rewards are non-withdrawable; usable only for eligible card transactionsShow source
No data yet

Credit & financing

Credit line

No data yet
NoShow source

Spend own balance directly

No data yet
YesConditions apply: tap or hover for detailsShow source

Spends USDC balance directly, no pre-conversion

Availability

Available in

No data yet
GlobalConditions apply: tap or hover for detailsShow source

Except the excluded countries and 17 US states

Not available in

No data yet
AF, AL, AD, Australia, Austria, BY, Belgium, BA, Bulgaria, BF, BI, KH, Canada, CF, CN, Croatia, CU, Cyprus, Czechia, CD, Denmark, ER, Estonia, Finland, France, GE, Germany, Greece, GN, GW, HT, Hungary, Iceland, India, Indonesia, IR, IQ, Ireland, Israel, Italy, JM, JO, XK, LA, Latvia, LB, LR, LY, Lithuania, Luxembourg, Malaysia, ML, Malta, MD, MC, ME, MA, MZ, MM, Netherlands, New Zealand, NI, Nigeria, KP, Norway, PS, Poland, Portugal, QA, Romania, RU, SM, RS, Slovakia, SO, South Africa, South Korea, Spain, SD, Sweden, Switzerland, SY, Thailand, Turkey, UG, Ukraine, United Arab Emirates, United Kingdom, VU, VE, EH, YE, PW, NP, VietnamConditions apply: tap or hover for detailsShow source

Residents or citizens, regardless of current residence

Account / spend currencies

USDShow source
No data yet

Features

Apple Pay

YesShow source
YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesConditions apply: tap or hover for detailsShow source

waitlist

YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesShow source

Spend stablecoins

No data yet
YesShow source

Spendable assets

BTC · USDT · ETH · SOLShow source
USDCShow source

Blockchains

No data yet
Solayer ChainShow source

Limits

ATM limit

$2,000Conditions apply: tap or hover for detailsShow source

Per withdrawal, PVC card; higher for metal/jewellery cards

$250Conditions apply: tap or hover for detailsShow source

Per withdrawal, incl. ATM surcharges; at most three attempts per 24 hours

Spending limit

$100,000Conditions apply: tap or hover for detailsShow source

Daily, Standard; Elite $5,000,000

No data yet

Security & custody

Regulation / licences

FINTRAC MSB registration M23026009 (Silverleaf E-Money Services Ltd.) · Bank of Canada PSP under RPAAShow source
No data yet

Annual cost at 1,500 EUR/month

PayitFast Visa Card

  • Annual & monthly fees+0 EUR
  • FX costs−36 EUR
  • Crypto conversion–
  • ATM costs−37 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Solayer Pay

  • Annual & monthly fees−18 EUR
  • FX costs−54 EUR
  • Crypto conversion–
  • Per-transaction feesunknown
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More PayitFast Visa Card comparisons

    More Solayer Pay comparisons