Solayer Pay

Annual fee

$20/year*Conditions apply: tap or hover for detailsShow source

Annual fee: $20/year

Membership; covers the virtual card for 12 months

Source states (paraphrased): Annual $20 / year

Source: Solayer Pay fee structure — Solayer Docs

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Membership; covers the virtual card for 12 months

Physical card fee

Free*Conditions apply: tap or hover for detailsShow source

Physical card fee: Free

Card free; shipping $24.99 (US Express) or $59.99 (International Express)

Source states (paraphrased): The physical card is FREE — you only pay shipping.

Source: Solayer Pay physical card — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card free; shipping $24.99 (US Express) or $59.99 (International Express)

FX fee

1.5%*Conditions apply: tap or hover for detailsShow source

FX fee: 1.5%

Plus $0.10 per international transaction

Source states (paraphrased): $0.10 + 1.5% per international transaction

Source: Solayer Pay fee structure — Solayer Docs

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Plus $0.10 per international transaction

Top-up fee

1%Show source

Top-up fee: 1%

Source states (paraphrased): 1% per top-up transaction

Source: Solayer Pay fee structure — Solayer Docs

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Settlement fee

$0.15*Conditions apply: tap or hover for detailsShow source

Settlement fee: $0.15

Per USD transaction

Source states (paraphrased): $0.15 per transaction

Source: Solayer Pay fee structure — Solayer Docs

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Per USD transaction

Other fees & markups

Card deactivated after 6 months of inactivity; a new card must be issuedShow source

Other fees & markups: Card deactivated after 6 months of inactivity; a new card must be issued

Source: Solayer Pay fee structure — Solayer Docs

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Monthly fee, Virtual card fee, Replacement fee, Crypto conversion fee, Crypto withdrawal fee, ATM fee, Free ATM allowance, Transfer fee, Small transaction fee.

Cashback type

PointsShow source

Cashback type: Points

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Interest on balance

5%*Conditions apply: tap or hover for detailsShow source

Interest on balance: 5%

4–5% on sUSD, a Treasury-backed stablecoin users can opt into

Source states (paraphrased): opt into sUSD — a Treasury-backed stablecoin offering 4–5% yield

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

4–5% on sUSD, a Treasury-backed stablecoin users can opt into

Cashback conditions

Every transaction earns Solayer Card Points (Season 2), for future LAYER token rewards and partner perks · Referrers earn 10% of their referrals' pointsShow source

Cashback conditions: Every transaction earns Solayer Card Points (Season 2), for future LAYER token rewards and partner perks · Referrers earn 10% of their referrals' points

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Base cashback, Max cashback, Cashback paid in, Cashback-eligible spend cap, Max cashback per month, Staking / holding required for top rewards, Staking asset, Capital required for top rewards, Minimum balance, Reward expiry / vesting, Reward exclusions.

Credit line

NoShow source

Credit line: No

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Credit type, Collateral assets, Max loan-to-value, Interest (APR), Interest notes, Grace period, Repayment, Liquidation risk, Spend own balance directly, Spend by borrowing against collateral.

Available in

Global*Conditions apply: tap or hover for detailsShow source

Available in: Global

Except the excluded countries and 17 US states

Source states (paraphrased): The Solayer Card is available to users in many regions worldwide.

Source: Solayer Card eligibility — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Except the excluded countries and 17 US states

Not available in

AF, AL, AD, Australia, Austria, BY, Belgium, BA, Bulgaria, BF, BI, KH, Canada, CF, CN, Croatia, CU, Cyprus, Czechia, CD, Denmark, ER, Estonia, Finland, France, GE, Germany, Greece, GN, GW, HT, Hungary, Iceland, India, Indonesia, IR, IQ, Ireland, Israel, Italy, JM, JO, XK, LA, Latvia, LB, LR, LY, Lithuania, Luxembourg, Malaysia, ML, Malta, MD, MC, ME, MA, MZ, MM, Netherlands, New Zealand, NI, Nigeria, KP, Norway, PS, Poland, Portugal, QA, Romania, RU, SM, RS, Slovakia, SO, South Africa, South Korea, Spain, SD, Sweden, Switzerland, SY, Thailand, Turkey, UG, Ukraine, United Arab Emirates, United Kingdom, VU, VE, EH, YE, PW, NP, Vietnam*Conditions apply: tap or hover for detailsShow source

Not available in: AF, AL, AD, Australia, Austria, BY, Belgium, BA, Bulgaria, BF, BI, KH, Canada, CF, CN, Croatia, CU, Cyprus, Czechia, CD, Denmark, ER, Estonia, Finland, France, GE, Germany, Greece, GN, GW, HT, Hungary, Iceland, India, Indonesia, IR, IQ, Ireland, Israel, Italy, JM, JO, XK, LA, Latvia, LB, LR, LY, Lithuania, Luxembourg, Malaysia, ML, Malta, MD, MC, ME, MA, MZ, MM, Netherlands, New Zealand, NI, Nigeria, KP, Norway, PS, Poland, Portugal, QA, Romania, RU, SM, RS, Slovakia, SO, South Africa, South Korea, Spain, SD, Sweden, Switzerland, SY, Thailand, Turkey, UG, Ukraine, United Arab Emirates, United Kingdom, VU, VE, EH, YE, PW, NP, Vietnam

Residents or citizens, regardless of current residence

Source states (paraphrased): Residents or citizens of the following countries and territories are not eligible to sign up for the Solayer Card, regardless of their current place of residence:

Source: Solayer Card eligibility — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Residents or citizens, regardless of current residence

Not yet researched: Account / spend currencies, Own IBAN / bank details.

Apple Pay

YesShow source

Apple Pay: Yes

Source states (paraphrased): Apple Pay & Google Pay supported

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Google Pay

YesShow source

Google Pay: Yes

Source states (paraphrased): Apple Pay & Google Pay supported

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Physical card

YesShow source

Physical card: Yes

Source: Solayer Pay physical card — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card

YesShow source

Virtual card: Yes

Source: Solayer Pay fee structure — Solayer Docs

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source states (paraphrased): ATM withdrawals: Supported in most regions where Visa ATMs are available.

Source: Solayer Pay physical card — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spend stablecoins

YesShow source

Spend stablecoins: Yes

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Blockchains

Solayer ChainShow source

Blockchains: Solayer Chain

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Airport lounge access, Travel / rental car insurance, Purchase protection, Spendable assets.

No security & custody data published or researched yet.

ATM limit

$250*Conditions apply: tap or hover for detailsShow source

ATM limit: $250

Per withdrawal, incl. ATM surcharges; at most three attempts per 24 hours

Source states (paraphrased): Maximum withdrawal amount per transaction: $250 (inclusive of any ATM surcharges)

Source: Solayer Pay physical card — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Per withdrawal, incl. ATM surcharges; at most three attempts per 24 hours

Not yet researched: Spending limit.

Product status

ActiveShow source

Product status: Active

Source states (paraphrased): Solayer Pay is now live

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Card type

Stablecoin cardShow source

Card type: Stablecoin card

Source states (paraphrased): Spend directly from USDC — no pre-conversion

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

VisaShow source

Network: Visa

Source states (paraphrased): fully integrated with Apple Pay, Google Pay, and Visa’s global network

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

Self-custodyShow source

Custody model: Self-custody

Source states (paraphrased): Non-custodial and fully on-chain

Source: Solayer Pay Overview — Solayer Docs

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not yet researched: Launch date, Card issuer / program manager, Tiers / plans.