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Oobit vs Wirex Card

Oobit

Crypto native

4.7
Get the card
Wirex Card

Crypto native

–
Get the card

Verdict

  • At least one of the two cards does not have enough published data for an overall score.
  • Oobit is clearly stronger on: Cashback & rewards.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Oobit is a good fit for

  • People who want to keep control of their keys

Stronger on: Cashback & rewards

Wirex Card is a good fit for

  • No specific audience can be derived from the published data yet.

Score by criterion

CriterionOobitWirex Card
Fees22–
Cashback & rewards4025
Availability10–
FX & international––
Product features100–
Custody & security80–
Credit & financing––
Limits & ATM50–
Transparency93–
Best for Cashback4.33.7
Best for Travel4.8n/a
Best for Self-Custody6.5n/a
Best for DeFi Users6.0n/a
Best for High Spenders4.6n/a
Best for Low Fees4.4n/a
Best for Beginners6.2n/a

Product

Product status

ActiveShow source

Product status: Active

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ActiveShow source

Product status: Active

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

VisaShow source

Network: Visa

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Custody model

Self-custody*Show source

Custody model: Self-custody

Crypto stays in your wallet until the moment you pay

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Crypto stays in your wallet until the moment you pay

No data yet

Tiers / plans

No data yet
Standard · Premium (€9.99/month or €102/year) · Elite (€29.99/month or €306/year)*Show source

Tiers / plans: Standard · Premium (€9.99/month or €102/year) · Elite (€29.99/month or €306/year)

Each plan has sub-tiers unlocked by locking WXT for 180 days

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Each plan has sub-tiers unlocked by locking WXT for 180 days

Fees

Crypto conversion fee

0.95%*Show source

Crypto conversion fee: 0.95%

Swaps; 3% when swapping into OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Swaps; 3% when swapping into OOB

No data yet

ATM fee

2.5% (min. $0.25)*Show source

ATM fee: 2.5% (min. $0.25)

Plus ATM operator fees

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Plus ATM operator fees

No data yet

Settlement fee

1% (min. $0.25)*Show source

Settlement fee: 1% (min. $0.25)

Per card payment (Brazil: 1%, no minimum)

Source states (paraphrased): 1% per payment, with a minimum of $0.25.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Per card payment (Brazil: 1%, no minimum)

No data yet

Other fees & markups

No data yet
Card issuance or replacement fees may apply depending on region · Blockchain network fee on crypto withdrawalsShow source

Other fees & markups: Card issuance or replacement fees may apply depending on region · Blockchain network fee on crypto withdrawals

Source: Benefits of the Wirex card explained

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback & rewards

Base cashback

No data yet
0.5%*Show source

Base cashback: 0.5%

Standard plan, Entry tier

Source states (paraphrased): Standard Entry tier offers 0.5% Cryptoback on card purchases.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Standard plan, Entry tier

Max cashback

10%*Show source

Max cashback: 10%

Up to

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Up to

8%*Show source

Max cashback: 8%

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Source states (paraphrased): Elite Ultimate tier reaches 8% Cryptoback.

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Elite plan (€29.99/month) at the Ultimate WXT-lock tier

Cashback paid in

No data yet
WXTShow source

Cashback paid in: WXT

Source: Wirex's Cryptoback™ rewards explained

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback type

No data yet
Platform tokenShow source

Cashback type: Platform token

Source: Wirex's Cryptoback™ rewards explained

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback-eligible spend cap

$200/month*Show source

Cashback-eligible spend cap: $200/month

When paying with tokens other than OOB; $10,000/month when paying with OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

When paying with tokens other than OOB; $10,000/month when paying with OOB

No data yet

Cashback conditions

Higher cashback cap requires paying with the OOB tokenShow source

Cashback conditions: Higher cashback cap requires paying with the OOB token

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Monthly caps: 20,000 WXT (Standard), 100,000 WXT (Premium), 250,000 WXT (Elite) · Per-transaction caps: 250 / 1,500 / 9,000 WXT · Rates vary by region, plan, tier and merchant categoryShow source

Cashback conditions: Monthly caps: 20,000 WXT (Standard), 100,000 WXT (Premium), 250,000 WXT (Elite) · Per-transaction caps: 250 / 1,500 / 9,000 WXT · Rates vary by region, plan, tier and merchant category

Source: Cryptoback™ FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Staking / holding required for top rewards

No data yet
Yes*Show source

Staking / holding required for top rewards: Yes

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Higher tiers require locking WXT for 180 days (e.g. 150,000 WXT for Standard Enhanced)

Staking asset

No data yet
WXTShow source

Staking asset: WXT

Source: X-tras pricing: plans and tiers

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Reward exclusions

No data yet
Cash withdrawals · TransfersShow source

Reward exclusions: Cash withdrawals · Transfers

Source: Cryptoback™ FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Availability

Available in

United Arab Emirates, Saudi Arabia, South Korea*Show source

Available in: United Arab Emirates, Saudi Arabia, South Korea

Oobit lists 74 countries; only countries with a dedicated official page are recorded

Source: Crypto Card UAE

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Oobit lists 74 countries; only countries with a dedicated official page are recorded

No data yet

Features

Apple Pay

Yes*Show source

Apple Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

No data yet

Google Pay

Yes*Show source

Google Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

No data yet

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Annual cost at 1,500 EUR/month

Oobit

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costs−30 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Wirex Card

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+90 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Oobit comparisons

More Wirex Card comparisons