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Oobit vs RedotPay

Oobit

Crypto native

4.7
Get the card
RedotPay

Crypto native

6.2
Get the card

Verdict

  • RedotPay scores higher overall (6.2 vs 4.7 out of 10).
  • RedotPay is clearly stronger on: Fees, Limits & ATM.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Oobit is a good fit for

  • People who want to keep control of their keys

RedotPay is a good fit for

  • No specific audience can be derived from the published data yet.

Stronger on: Fees, Limits & ATM

Score by criterion

CriterionOobitRedotPay
Fees2273
Cashback & rewards40–
Availability10–
FX & international–52
Product features100100
Custody & security80–
Credit & financing––
Limits & ATM5060
Transparency9393
Best for Cashback4.3n/a
Best for Travel4.86.3
Best for Self-Custody6.5n/a
Best for DeFi Users6.0n/a
Best for High Spenders4.65.9
Best for Low Fees4.46.9
Best for Beginners6.27.6

Product

Product status

ActiveShow source

Product status: Active

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ActiveShow source

Product status: Active

Source: RedotPay Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Network

VisaShow source

Network: Visa

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

VisaShow source

Network: Visa

Source: RedotPay Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Custody model

Self-custody*Show source

Custody model: Self-custody

Crypto stays in your wallet until the moment you pay

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Crypto stays in your wallet until the moment you pay

No data yet

Tiers / plans

No data yet
Standard · Pro ($12.90/month or $129/year)Show source

Tiers / plans: Standard · Pro ($12.90/month or $129/year)

Source: Getting Started with RedotPay Pro

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Fees

Physical card fee

No data yet
$100Show source

Physical card fee: $100

Source states (paraphrased): Physical card: 100 USD.

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Virtual card fee

No data yet
$10Show source

Virtual card fee: $10

Source states (paraphrased): Virtual card: 10 USD.

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

FX fee

No data yet
1.2%*Show source

FX fee: 1.2%

Spending in a currency other than the card currency

Source states (paraphrased): Transaction in another currency: 1.2%.

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Spending in a currency other than the card currency

Crypto conversion fee

0.95%*Show source

Crypto conversion fee: 0.95%

Swaps; 3% when swapping into OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Swaps; 3% when swapping into OOB

1%Show source

Crypto conversion fee: 1%

Source states (paraphrased): Crypto conversion costs 1%.

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM fee

2.5% (min. $0.25)*Show source

ATM fee: 2.5% (min. $0.25)

Plus ATM operator fees

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Plus ATM operator fees

2%*Show source

ATM fee: 2%

USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees

Source states (paraphrased): ATM withdrawals on a USD card cost 2% up to $10,000 a month, then 3%.

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees

Settlement fee

1% (min. $0.25)*Show source

Settlement fee: 1% (min. $0.25)

Per card payment (Brazil: 1%, no minimum)

Source states (paraphrased): 1% per payment, with a minimum of $0.25.

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Per card payment (Brazil: 1%, no minimum)

No data yet

Other fees & markups

No data yet
1.5% fee (min. $0.50) at certain merchants; up to three waivers per card per monthShow source

Other fees & markups: 1.5% fee (min. $0.50) at certain merchants; up to three waivers per card per month

Source: Select Merchant Transaction Fee Rules

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Cashback & rewards

Max cashback

10%*Show source

Max cashback: 10%

Up to

Source: Oobit Crypto Card

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Up to

No data yet

Cashback-eligible spend cap

$200/month*Show source

Cashback-eligible spend cap: $200/month

When paying with tokens other than OOB; $10,000/month when paying with OOB

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

When paying with tokens other than OOB; $10,000/month when paying with OOB

No data yet

Cashback conditions

Higher cashback cap requires paying with the OOB tokenShow source

Cashback conditions: Higher cashback cap requires paying with the OOB token

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

No data yet

Availability

Available in

United Arab Emirates, Saudi Arabia, South Korea*Show source

Available in: United Arab Emirates, Saudi Arabia, South Korea

Oobit lists 74 countries; only countries with a dedicated official page are recorded

Source: Crypto Card UAE

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 50%

Oobit lists 74 countries; only countries with a dedicated official page are recorded

No data yet

Features

Apple Pay

Yes*Show source

Apple Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

No data yet

Google Pay

Yes*Show source

Google Pay: Yes

After verification

Source: Crypto Card in South Korea

Official product page (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

After verification

No data yet

Physical card

No data yet
Yes*Show source

Physical card: Yes

Not available in every country

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Not available in every country

Virtual card

No data yet
YesShow source

Virtual card: Yes

Source: Are There Any Fees for Getting a Card?

Official pricing / fee schedule (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

ATM withdrawals

YesShow source

ATM withdrawals: Yes

Source: Oobit FAQ

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

YesShow source

ATM withdrawals: Yes

Source: Can I Withdraw Cash from an ATM, and Are There Any Fees?

Official help center / FAQ (tier 1)

Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%

Annual cost at 1,500 EUR/month

Oobit

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costs−30 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

RedotPay

  • Annual & monthly feesunknown
  • FX costs−43 EUR
  • Crypto conversion–
  • ATM costs−24 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Oobit comparisons

More RedotPay comparisons