OKX Card (EEA) vs Plasma One Card
Crypto native
Crypto native
Verdict
- OKX Card (EEA) scores higher overall (7.9 vs 6.9 out of 10).
- OKX Card (EEA) is clearly stronger on: Cashback & rewards.
- Plasma One Card is clearly stronger on: Product features, Custody & security.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
OKX Card (EEA) is a good fit for
- Stablecoin holders
- Everyday spenders who want cashback
- Frequent travellers
Stronger on: Cashback & rewards
Plasma One Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Product features, Custody & security
Score by criterion
| Criterion | OKX Card (EEA) | Plasma One Card |
|---|---|---|
| Fees | 99 | 100 |
| Cashback & rewards | 65 | 55 |
| Availability | 93 | – |
| FX & international | 100 | – |
| Product features | 56 | 70 |
| Custody & security | 75 | 85 |
| Credit & financing | 30 | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 7.6 | 6.5 |
| Best for Travel | 8.4 | n/a |
| Best for Self-Custody | n/a | 7.8 |
| Best for DeFi Users | 7.0 | 7.3 |
| Best for Stablecoins | 8.5 | 7.6 |
| Best for High Spenders | 7.2 | 6.3 |
| Best for Low Fees | 9.2 | 8.0 |
| Best for Beginners | 8.2 | 7.9 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
Product status: Active
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
ActiveShow source
Product status: Active
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Stablecoin cardShow source
Card type: Stablecoin card
Source states (paraphrased): The OKX Card is a crypto-backed payment card designed for use across the European Economic Area (EEA)
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 60%
Stablecoin cardShow source
Card type: Stablecoin card
Source states (paraphrased): Plasma One Stablecoin Cards
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
MastercardShow source
Network: Mastercard
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
VisaShow source
Network: Visa
Source states (paraphrased): The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Custody model
CustodialConditions apply: tap or hover for detailsShow source
Custody model: Custodial
The provider holds the funds
Source states (paraphrased): Owner research: custodial
Source: https://www.okx.com/en-eu/pay
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
The provider holds the funds
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): The stablecoin balance backing your Plasma One card is owned and custodied by you.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Launch date
2026-01-28Show source
Launch date: 2026-01-28
Source states (paraphrased): OKX launched the OKX Card on 28 January 2026 across the European Economic Area (EEA)
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Card issuer / program manager
UAB Monavate (issuer); OKX Europe Limited (program manager)Show source
Card issuer / program manager: UAB Monavate (issuer); OKX Europe Limited (program manager)
Source states (paraphrased): is issued by UAB Monavate ("Monavate"), a company incorporated in Lithuania
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Rain (Visa Principal Member); account services by BridgeShow source
Card issuer / program manager: Rain (Visa Principal Member); account services by Bridge
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Tiers / plans
Lite · Core · PlatinumShow source
Tiers / plans: Lite · Core · Platinum
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Fees
Annual fee
FreeShow source
Annual fee: Free
Source states (paraphrased): No issuance, monthly, annual or inactivity fees.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Monthly fee
FreeShow source
Monthly fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
FreeConditions apply: tap or hover for detailsShow source
Monthly fee: Free
Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app
Source states (paraphrased): Plasma One does not charge any additional fees. Some transactions, such as foreign exchange and bank withdrawals, include partner fees, which are shown in the app before you confirm.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app
Virtual card fee
FreeShow source
Virtual card fee: Free
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
FreeConditions apply: tap or hover for detailsShow source
Virtual card fee: Free
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
Source states (paraphrased): $0 Card cost
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
FX fee
0%Conditions apply: tap or hover for detailsShow source
FX fee: 0%
No added OKX FX fee
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
No added OKX FX fee
Crypto conversion fee
0.1%Conditions apply: tap or hover for detailsShow source
Crypto conversion fee: 0.1%
Market spread converting stablecoins to EUR
Source states (paraphrased): Market spread on conversion: 0.1% per transaction.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Market spread converting stablecoins to EUR
Other fees & markups
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)Conditions apply: tap or hover for detailsShow source
Other fees & markups: Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)
Platinum: Plasma covers the Visa FX fee
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Platinum: Plasma covers the Visa FX fee
Cashback & rewards
Base cashback
2%Conditions apply: tap or hover for detailsShow source
Base cashback: 2%
Non-VIP, USDG-funded purchases, capped at €10/month; promotional cashback during the initial launch period
Source states (paraphrased): During the initial launch period, the OKX Card offers promotional cashback on eligible purchases with USDG.
Source: https://www.okx.com/en-eu/learn/okx-card-eea-fees-rewards-eligibility
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Non-VIP, USDG-funded purchases, capped at €10/month; promotional cashback during the initial launch period
2%Conditions apply: tap or hover for detailsShow source
Base cashback: 2%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Source states (paraphrased): 2% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Max cashback
10%Conditions apply: tap or hover for detailsShow source
Max cashback: 10%
VIP 4+ on OKX, capped at €1,000/month
Source states (paraphrased): Up to 10% at VIP 4+ with a €1,000 cap.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
VIP 4+ on OKX, capped at €1,000/month
4%Conditions apply: tap or hover for detailsShow source
Max cashback: 4%
Platinum tier base cashback; AI spend 10%
Source states (paraphrased): 4% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Platinum tier base cashback; AI spend 10%
Cashback paid in
USDGShow source
Cashback paid in: USDG
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
XPLShow source
Cashback paid in: XPL
Source states (paraphrased): Every qualifying purchase made with your Plasma One card earns cashback in XPL.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Platform tokenShow source
Cashback type: Platform token
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Interest on balance
6%Conditions apply: tap or hover for detailsShow source
Interest on balance: 6%
Up to; variable, via DeFi vaults, not guaranteed; varies by tier
Source states (paraphrased): 6% Yield on your balance
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Up to; variable, via DeFi vaults, not guaranteed; varies by tier
Max cashback per month
€1,000/monthConditions apply: tap or hover for detailsShow source
Max cashback per month: €1,000/month
Highest cap (VIP 3 and above); regular users EUR 10, VIP1 EUR 300, VIP2 EUR 450
Source states (paraphrased): | VIP 4 and above | 10% | €1,000
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 70%
Highest cap (VIP 3 and above); regular users EUR 10, VIP1 EUR 300, VIP2 EUR 450
Cashback conditions
Only purchases where USDG is the active payment currency · Rate and monthly cap depend on OKX VIP levelShow source
Cashback conditions: Only purchases where USDG is the active payment currency · Rate and monthly cap depend on OKX VIP level
Source states (paraphrased): Cashback applies only to purchases where USDG is the active payment currency.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlinesShow source
Cashback conditions: Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlines
Source states (paraphrased): On the first $3,000 4%
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Staking / holding required for top rewards
NoConditions apply: tap or hover for detailsShow source
Staking / holding required for top rewards: No
Cashback level depends on OKX VIP level instead
Source states (paraphrased): Cashback is credited instantly in crypto, with no staking or lock-up requirements.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 90%
Cashback level depends on OKX VIP level instead
YesConditions apply: tap or hover for detailsShow source
Staking / holding required for top rewards: Yes
Platinum tier requires locking XPL
Source states (paraphrased): Get Platinum by locking 100,000 XPL 5 for 12 months
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Platinum tier requires locking XPL
Staking asset
XPLConditions apply: tap or hover for detailsShow source
Staking asset: XPL
Lock 100,000 XPL for 12 months for Platinum
Source states (paraphrased): Get Platinum by locking 100,000 XPL 5 for 12 months
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Lock 100,000 XPL for 12 months for Platinum
Reward exclusions
USDC payments earn no cashbackShow source
Reward exclusions: USDC payments earn no cashback
Source states (paraphrased): USDC payments do not earn cashback.
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Credit & financing
Credit line
NoShow source
Credit line: No
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability
Available in
European Union, NorwayShow source
Available in: European Union, Norway
Source states (paraphrased): The OKX Card EEA is available to users across the EU and Norway, excluding Iceland and Liechtenstein.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Not available in
Iceland, LiechtensteinShow source
Not available in: Iceland, Liechtenstein
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Account / spend currencies
EURShow source
Account / spend currencies: EUR
Source states (paraphrased): The Card itself is denominated in Euro (EUR)
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesConditions apply: tap or hover for detailsShow source
Apple Pay: Yes
Availability depends on region
Source states (paraphrased): On iPhone, add your Plasma One card to Apple Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability depends on region
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): The card can also be added to Apple Pay or Google Pay on supported devices.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
YesConditions apply: tap or hover for detailsShow source
Google Pay: Yes
Availability depends on region
Source states (paraphrased): On Android, add it to Google Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability depends on region
Physical card
NoConditions apply: tap or hover for detailsShow source
Physical card: No
Currently virtual-only
Source states (paraphrased): The card is currently issued as a virtual card only.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Currently virtual-only
YesShow source
Physical card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 60%
Virtual card
YesShow source
Virtual card: Yes
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Virtual card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: What is the OKX Card? Crypto card explained for European users (2026)
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 95%
YesShow source
Spend stablecoins: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Spendable assets
USDC · USDGShow source
Spendable assets: USDC · USDG
Source states (paraphrased): Supported spending assets currently include USDC and USDG held in the OKX Pay account.
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 23 October 2026 · verified today (Fresh) · confidence 95%
Security & custody
Regulation / licences
OKX licensed under MiCA (card itself not a MiCA-licensed product)Show source
Regulation / licences: OKX licensed under MiCA (card itself not a MiCA-licensed product)
Source states (paraphrased): OKX is licensed under MiCA
Source: OKX Card EEA: How It Works, Fees, Rewards & Eligibility
Official help center / FAQ (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 75%
Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal MemberShow source
Regulation / licences: Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal Member
Source states (paraphrased): Plasma is a financial technology company, not a regulated financial institution, bank, money services business or investment advisor.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Deposit protection
NoShow source
Deposit protection: No
Source states (paraphrased): Your balance is not protected by any investor compensation scheme under Directive 97/9/EC or the deposit guarantee schemes
Source: EEA Regional Addendum to the Pay Wallet Terms | OKX Europe
Official terms & conditions (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
NoShow source
Deposit protection: No
Source states (paraphrased): Your stablecoin balance is not a bank deposit.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Smart-contract risk
YesConditions apply: tap or hover for detailsShow source
Smart-contract risk: Yes
Applies to the Earn feature (third-party DeFi vaults)
Source states (paraphrased): Participation involves material risks including smart contract risk
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Applies to the Earn feature (third-party DeFi vaults)
Annual cost at 1,500 EUR/month
OKX Card (EEA)
- Annual & monthly fees+0 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Plasma One Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers