Mine Card vs Plasma One Card
Crypto native
Crypto native
Verdict
- Plasma One Card scores higher overall (6.9 vs 6.3 out of 10).
- Plasma One Card is clearly stronger on: Cashback & rewards.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Mine Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
Plasma One Card is a good fit for
- People who want to keep control of their keys
- Stablecoin holders
- Everyday spenders who want cashback
Stronger on: Cashback & rewards
Score by criterion
| Criterion | Mine Card | Plasma One Card |
|---|---|---|
| Fees | 99 | 100 |
| Cashback & rewards | 26 | 55 |
| Availability | – | – |
| FX & international | – | – |
| Product features | 70 | 70 |
| Custody & security | 85 | 85 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Cashback | 5.1 | 6.5 |
| Best for Self-Custody | 7.4 | 7.8 |
| Best for DeFi Users | 6.8 | 7.3 |
| Best for Stablecoins | 7.0 | 7.6 |
| Best for High Spenders | 5.1 | 6.3 |
| Best for Low Fees | 8.0 | 8.0 |
| Best for Beginners | 7.6 | 7.9 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveConditions apply: tap or hover for detailsShow source
Product status: Active
Invite-only: sign-up needs a code from an existing member (or the higher no-code price)
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Invite-only: sign-up needs a code from an existing member (or the higher no-code price)
ActiveShow source
Product status: Active
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Card type
Stablecoin cardConditions apply: tap or hover for detailsShow source
Card type: Stablecoin card
Spends from your USDC balance, converted at purchase
Source states (paraphrased): Mine converts from your USDC balance at the moment of purchase, at a rate you can see.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Spends from your USDC balance, converted at purchase
Stablecoin cardShow source
Card type: Stablecoin card
Source states (paraphrased): Plasma One Stablecoin Cards
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Network
MastercardShow source
Network: Mastercard
Source states (paraphrased): It’s a Mastercard issued by Unblock Atomo SARL in the EEA.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
VisaShow source
Network: Visa
Source states (paraphrased): The Plasma One Card is issued by Rain, a Visa Principal Member, pursuant to a license from Visa.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Custody model
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): Mine never custodies your funds.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Self-custodyShow source
Custody model: Self-custody
Source states (paraphrased): The stablecoin balance backing your Plasma One card is owned and custodied by you.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Card issuer / program manager
Unblock Atomo SARL (card issuer); operated by EMM Ventures AGShow source
Card issuer / program manager: Unblock Atomo SARL (card issuer); operated by EMM Ventures AG
Source states (paraphrased): The Mastercard is issued by Unblock Atomo SARL, an EEA-licensed e-money institution in Luxembourg
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Rain (Visa Principal Member); account services by BridgeShow source
Card issuer / program manager: Rain (Visa Principal Member); account services by Bridge
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Tiers / plans
Basic · PremiumConditions apply: tap or hover for detailsShow source
Tiers / plans: Basic · Premium
Metal and Private announced, no price yet
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Metal and Private announced, no price yet
Lite · Core · PlatinumShow source
Tiers / plans: Lite · Core · Platinum
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Fees
Monthly fee
FreeConditions apply: tap or hover for detailsShow source
Monthly fee: Free
Basic and Premium are one-off fees, no subscription
Source states (paraphrased): one-off, no subscription
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Basic and Premium are one-off fees, no subscription
FreeConditions apply: tap or hover for detailsShow source
Monthly fee: Free
Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app
Source states (paraphrased): Plasma One does not charge any additional fees. Some transactions, such as foreign exchange and bank withdrawals, include partner fees, which are shown in the app before you confirm.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app
Physical card fee
$124Conditions apply: tap or hover for detailsShow source
Physical card fee: $124
Premium tier (physical + virtual card), one-off; $99 with an invite code
Source states (paraphrased): Premium is $124 one-off, 20% off with a code.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Premium tier (physical + virtual card), one-off; $99 with an invite code
Virtual card fee
$5Conditions apply: tap or hover for detailsShow source
Virtual card fee: $5
One-off; free with an invite code
Source states (paraphrased): The Virtual card is free with a valid code, otherwise $5 one-off
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
One-off; free with an invite code
FreeConditions apply: tap or hover for detailsShow source
Virtual card fee: Free
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
Source states (paraphrased): $0 Card cost
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Lite: 1 free virtual card; Core up to 2, Platinum up to 3
Top-up fee
FreeShow source
Top-up fee: Free
Source states (paraphrased): Card top-up fee 0%
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Other fees & markups
Small markup on card FX · Conversion pricing above the free 500 CHF/EUR lifetime allowanceShow source
Other fees & markups: Small markup on card FX · Conversion pricing above the free 500 CHF/EUR lifetime allowance
Source states (paraphrased): A small markup on card FX.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)Conditions apply: tap or hover for detailsShow source
Other fees & markups: Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)
Platinum: Plasma covers the Visa FX fee
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Platinum: Plasma covers the Visa FX fee
Cashback & rewards
Base cashback
0%Conditions apply: tap or hover for detailsShow source
Base cashback: 0%
Basic tier has no cashback; Premium 0.5% in USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Initial research (official source, awaiting agent verification) · retrieved 22 October 2026 · confidence 60%
Basic tier has no cashback; Premium 0.5% in USDC
2%Conditions apply: tap or hover for detailsShow source
Base cashback: 2%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Source states (paraphrased): 2% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)
Max cashback
0.5%Conditions apply: tap or hover for detailsShow source
Max cashback: 0.5%
Premium tier; 'boosted cashback' announced for Metal
Source states (paraphrased): Cashback 0.5% USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Premium tier; 'boosted cashback' announced for Metal
4%Conditions apply: tap or hover for detailsShow source
Max cashback: 4%
Platinum tier base cashback; AI spend 10%
Source states (paraphrased): 4% Base cashback
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 75%
Platinum tier base cashback; AI spend 10%
Cashback paid in
USDCShow source
Cashback paid in: USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
XPLShow source
Cashback paid in: XPL
Source states (paraphrased): Every qualifying purchase made with your Plasma One card earns cashback in XPL.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Cashback type
StablecoinShow source
Cashback type: Stablecoin
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Platform tokenShow source
Cashback type: Platform token
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Interest on balance
5%Conditions apply: tap or hover for detailsShow source
Interest on balance: 5%
Opt-in Earn via Aave V3, off by default; variable
Source states (paraphrased): 5% yield and a pro trading desk
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 70%
Opt-in Earn via Aave V3, off by default; variable
6%Conditions apply: tap or hover for detailsShow source
Interest on balance: 6%
Up to; variable, via DeFi vaults, not guaranteed; varies by tier
Source states (paraphrased): 6% Yield on your balance
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Up to; variable, via DeFi vaults, not guaranteed; varies by tier
Cashback conditions
Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlinesShow source
Cashback conditions: Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlines
Source states (paraphrased): On the first $3,000 4%
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Staking / holding required for top rewards
YesConditions apply: tap or hover for detailsShow source
Staking / holding required for top rewards: Yes
Platinum tier requires locking XPL
Source states (paraphrased): Get Platinum by locking 100,000 XPL 5 for 12 months
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Platinum tier requires locking XPL
Staking asset
XPLConditions apply: tap or hover for detailsShow source
Staking asset: XPL
Lock 100,000 XPL for 12 months for Platinum
Source states (paraphrased): Get Platinum by locking 100,000 XPL 5 for 12 months
Source: Plasma One Platinum
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Lock 100,000 XPL for 12 months for Platinum
Availability
Account / spend currencies
CHF · EUR · USDCShow source
Account / spend currencies: CHF · EUR · USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Own IBAN / bank details
YesConditions apply: tap or hover for detailsShow source
Own IBAN / bank details: Yes
CHF and EUR IBAN in your own name; incoming money settles as USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
CHF and EUR IBAN in your own name; incoming money settles as USDC
Features
Apple Pay
YesShow source
Apple Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay from day one
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
YesConditions apply: tap or hover for detailsShow source
Apple Pay: Yes
Availability depends on region
Source states (paraphrased): On iPhone, add your Plasma One card to Apple Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability depends on region
Google Pay
YesShow source
Google Pay: Yes
Source states (paraphrased): Apple Pay and Google Pay from day one
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
YesConditions apply: tap or hover for detailsShow source
Google Pay: Yes
Availability depends on region
Source states (paraphrased): On Android, add it to Google Pay.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Availability depends on region
Physical card
YesConditions apply: tap or hover for detailsShow source
Physical card: Yes
Premium tier
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Premium tier
YesShow source
Physical card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 60%
Virtual card
YesShow source
Virtual card: Yes
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Virtual card: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
ATM withdrawals
YesConditions apply: tap or hover for detailsShow source
ATM withdrawals: Yes
Limit $20,000 per month on Basic, $60,000 on Premium
Source states (paraphrased): ATM withdrawals: $20,000 per month on Basic, $60,000 on Premium.
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Limit $20,000 per month on Basic, $60,000 on Premium
Spend stablecoins
YesShow source
Spend stablecoins: Yes
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
YesShow source
Spend stablecoins: Yes
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 80%
Airport lounge access
NoConditions apply: tap or hover for detailsShow source
Airport lounge access: No
Listed only under the (not yet released) Metal tier; not on Basic or Premium
Source states (paraphrased): Airport lounges
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Checked by editor · retrieved 24 October 2026 · verified today (Fresh) · confidence 95%
Listed only under the (not yet released) Metal tier; not on Basic or Premium
Spendable assets
USDCShow source
Spendable assets: USDC
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 85%
Limits
ATM limit
$20,000Conditions apply: tap or hover for detailsShow source
ATM limit: $20,000
Per month on Basic; $60,000 on Premium
Source states (paraphrased): ATM withdrawals: $20,000 per month on Basic, $60,000 on Premium
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Per month on Basic; $60,000 on Premium
Spending limit
$100,000Conditions apply: tap or hover for detailsShow source
Spending limit: $100,000
Per month, Basic; Premium $1,000,000
Source states (paraphrased): Monthly limit $100,000
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Per month, Basic; Premium $1,000,000
Security & custody
Regulation / licences
Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediaryShow source
Regulation / licences: Card issued by Unblock Atomo SARL, EEA-licensed e-money institution (Luxembourg) · Operated by EMM Ventures AG, Switzerland · IBAN and conversion services provided by a regulated Swiss financial intermediary
Source states (paraphrased): IBAN and conversion services are provided by a regulated Swiss financial intermediary
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal MemberShow source
Regulation / licences: Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal Member
Source states (paraphrased): Plasma is a financial technology company, not a regulated financial institution, bank, money services business or investment advisor.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 90%
Deposit protection
NoShow source
Deposit protection: No
Source states (paraphrased): Your stablecoin balance is not a bank deposit.
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 22 October 2026 · verified today (Fresh) · confidence 90%
Smart-contract risk
YesConditions apply: tap or hover for detailsShow source
Smart-contract risk: Yes
Applies to opt-in Earn via Aave V3
Source states (paraphrased): Risk lives in the smart contract, not with Mine
Source: Mine. Your IBAN. Your keys. CHF & EUR to USDC.
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 80%
Applies to opt-in Earn via Aave V3
YesConditions apply: tap or hover for detailsShow source
Smart-contract risk: Yes
Applies to the Earn feature (third-party DeFi vaults)
Source states (paraphrased): Participation involves material risks including smart contract risk
Source: The Stablecoin Card for Everyday Money | Plasma One
Official product page (tier 1)
Extracted from source by research agent · retrieved 24 October 2026 · verified today (Fresh) · confidence 85%
Applies to the Earn feature (third-party DeFi vaults)
Annual cost at 1,500 EUR/month
Mine Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+0 EUR
- Net annual valuenot enough data
Plasma One Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers