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MEXC Global Card vs Plasma One Card

MEXC Global Card

Crypto native

6.2
Plasma One Card

Crypto native

6.9

Verdict

  • Plasma One Card scores higher overall (6.9 vs 6.2 out of 10).
  • Plasma One Card is clearly stronger on: Fees, Custody & security.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

MEXC Global Card is a good fit for

  • Stablecoin holders
  • Frequent travellers

Plasma One Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Everyday spenders who want cashback

Stronger on: Fees, Custody & security

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply

Conditions apply; the review lists them with sources.

Score by criterion

CriterionMEXC Global CardPlasma One Card
Fees88100
Cashback & rewards5555
Availability7–
FX & international100–
Product features7070
Custody & security6085
Credit & financing30–
Limits & ATM––
Transparency100100
Best for Cashback6.06.5
Best for Travel7.4n/a
Best for Self-Custodyn/a7.8
Best for DeFi Users6.47.3
Best for Stablecoins7.97.6
Best for High Spenders6.76.3
Best for Low Fees8.78.0
Best for Beginners6.87.9

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Funded with USDT from the MEXC Fiat account

Stablecoin cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialShow source
Self-custodyShow source

Card issuer / program manager

No data yet
Rain (Visa Principal Member); account services by BridgeShow source

Tiers / plans

Standard (M-Score 350–599) · Premium (M-Score 600–799) · Elite (M-Score 800+)Show source
Lite · Core · PlatinumShow source

Fees

Annual fee

FreeShow source
No data yet

Monthly fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

Lite tier (card cost $0); Core and Platinum are paid tiers; partner fees (FX, bank withdrawals) shown in the app

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Standard USD 20 issuance fee waived for a limited time

FreeConditions apply: tap or hover for detailsShow source

Lite: 1 free virtual card; Core up to 2, Platinum up to 3

FX fee

0%Conditions apply: tap or hover for detailsShow source

Visa exchange rate without markup (the 1% transaction fee still applies)

No data yet

Crypto conversion fee

0%Show source
No data yet

Top-up fee

FreeShow source
No data yet

Settlement fee

1%Conditions apply: tap or hover for detailsShow source

On every purchase, MEXC Global Card

No data yet

Other fees & markups

Failed transactions: 0.5 USD each when the failed-transaction rate is 20% or moreShow source
Partner fees on foreign exchange and bank withdrawals (shown in the app before you confirm)Conditions apply: tap or hover for detailsShow source

Platinum: Plasma covers the Visa FX fee

Cashback & rewards

Base cashback

No data yet
2%Conditions apply: tap or hover for detailsShow source

Lite tier; Core 3%, Platinum 4% (AI cashback 5% / 10%)

Max cashback

10%Conditions apply: tap or hover for detailsShow source

Elite tier (M-Score 800+); 6% Premium, 4% Standard

4%Conditions apply: tap or hover for detailsShow source

Platinum tier base cashback; AI spend 10%

Cashback paid in

USDTShow source
XPLShow source

Cashback type

StablecoinShow source
Platform tokenShow source

Interest on balance

7%Conditions apply: tap or hover for detailsShow source

APR in the exclusive MEXC Global Card Earn program (flexible)

6%Conditions apply: tap or hover for detailsShow source

Up to; variable, via DeFi vaults, not guaranteed; varies by tier

Max cashback per month

$800/monthConditions apply: tap or hover for detailsShow source

800 USDT, Elite tier; 300 USDT Premium, 100 USDT Standard

No data yet

Cashback conditions

Rate set by the M-Score tier on the last day of the month · Paid by the 15th of the following month · Refunded or reversed purchases do not countShow source
Platinum: 4% on first $3,000 monthly spend, 3% on next $7,000, 2% on next $5,000, 1% on the rest · Platinum: exclusively for XPL holders; up to $600/year flight cashback on eligible airlinesShow source

Staking / holding required for top rewards

No data yet
YesConditions apply: tap or hover for detailsShow source

Platinum tier requires locking XPL

Staking asset

No data yet
XPLConditions apply: tap or hover for detailsShow source

Lock 100,000 XPL for 12 months for Platinum

Credit & financing

Credit line

NoShow source
No data yet

Availability

Available in

Philippines, TW, VietnamConditions apply: tap or hover for detailsShow source

Among others; MEXC does not publish the full list

No data yet

Features

Apple Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Google Pay

YesShow source
YesConditions apply: tap or hover for detailsShow source

Availability depends on region

Physical card

No data yet
YesShow source

Virtual card

YesShow source
YesShow source

Spend stablecoins

YesShow source
YesShow source

Limits

Spending limit

$1,000,000Conditions apply: tap or hover for detailsShow source

Per day; 80,000 USD per transaction

No data yet

Security & custody

Regulation / licences

No data yet
Plasma is not a regulated financial institution · Account services by Bridge (US: Bridge Building Inc.; EEA: Bridge Building Sp. Z.o.o.; others: Bridge Building Limited) · Card issued by Rain, Visa Principal MemberShow source

Deposit protection

No data yet
NoShow source

Smart-contract risk

No data yet
YesConditions apply: tap or hover for detailsShow source

Applies to the Earn feature (third-party DeFi vaults)

Annual cost at 1,500 EUR/month

MEXC Global Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees−180 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Plasma One Card

  • Annual & monthly fees+0 EUR
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashback+360 EUR
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers