savebackcards.com
DEEN

Keytom Card vs SolCard

Keytom Card

Crypto native

6.3
Get the card
SolCard

Crypto native

6.3
Get the card

Verdict

  • Keytom Card and SolCard have the same overall score (6.3/10).
  • SolCard is clearly stronger on: FX & international, Product features.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Keytom Card is a good fit for

  • Stablecoin holders

SolCard is a good fit for

  • Stablecoin holders

Stronger on: FX & international, Product features

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesKeytom Card vs ether.fi CashSolCard vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionKeytom CardSolCard
Fees7168
Cashback & rewards––
Availability100100
FX & international620
Product features5870
Custody & security75–
Credit & financing30–
Limits & ATM60–
Transparency100100
Best for Cashback6.1n/a
Best for Travel4.85.2
Best for DeFi Users5.9n/a
Best for Stablecoins5.65.6
Best for High Spenders4.9n/a
Best for Low Fees5.85.8
Best for Beginners7.67.6

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

credit BIN but spends own balance (not a loan)

Debit cardShow source

Network

VisaShow source
VisaShow source

Custody model

CustodialConditions apply: tap or hover for detailsShow source

inferred from insured crypto custody via Fireblocks

No data yet

Card issuer / program manager

KEYTOM SERVICES LTD (operator)Conditions apply: tap or hover for detailsShow source

card issuer not named

SC PAYMENTS LIMITED (Hong Kong); card services via licensed card issuing partnersConditions apply: tap or hover for detailsShow source

Operator named in footer

Tiers / plans

No data yet
Virtual · Platinum · Virtual for AI & Ad SpendShow source

Fees

Annual fee

No data yet
FreeShow source

Monthly fee

$10/monthConditions apply: tap or hover for detailsShow source

per card; $20 with both cards; charged only while balance covers it

No data yet

Physical card fee

$50Conditions apply: tap or hover for detailsShow source

delivery fee

No data yet

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Free to open

$10Show source

FX fee

2.35%Conditions apply: tap or hover for detailsShow source

Total fee on non-USD card payments, min 0.66 USDC

2%Conditions apply: tap or hover for detailsShow source

Cross-border / currency conversion transactions, all cards

Crypto conversion fee

1.5%Conditions apply: tap or hover for detailsShow source

EUR <-> crypto, personal accounts

No data yet

Top-up fee

No data yet
5%Conditions apply: tap or hover for detailsShow source

Virtual card; Platinum 0%

Crypto withdrawal fee

0.1%Conditions apply: tap or hover for detailsShow source

plus network fee; personal accounts

No data yet

ATM fee

2% (min. $0.66)Conditions apply: tap or hover for detailsShow source

2% in USD, 3.35% in other currencies; physical card; operator fees may apply

No data yet

Transfer fee

€0.25 + 1% (min. €2.75)Conditions apply: tap or hover for detailsShow source

sending SEPA, personal; receiving 0.5% + €0.25 (min €2.75)

No data yet

Small transaction fee

1% (min. $0.66)Conditions apply: tap or hover for detailsShow source

payment fee on every purchase: 1% USD, 2.35% other currencies, min $0.66; not refunded on refunds

$0.15Conditions apply: tap or hover for detailsShow source

Varies; applies to transactions under $10

Other fees & markups

Separate currency conversion fee per Fee Schedule when card linked to account in different currency · Possible account closure or inactivity fees per Fee ScheduleShow source
Transaction fee $0.30 per successful purchase (all cards) · Apple Pay / Google Pay fee 0.20% (Platinum only) · Declined transaction fee $0.15 (varies) · Refund to card fee 2% · Withdrawal fee $1 paid in USDTShow source

Cashback & rewards

Reward exclusions

fuel pumps · gamblingConditions apply: tap or hover for detailsShow source

categories not supported for card use

No data yet

Credit & financing

Credit line

NoConditions apply: tap or hover for detailsShow source

Credit BIN but spends own balance

No data yet

Availability

Available in

GlobalConditions apply: tap or hover for detailsShow source

Residents of 150+ countries

GlobalConditions apply: tap or hover for detailsShow source

Worldwide except restricted countries

Not available in

No data yet
United States, CU, KP, EG, IR, MM, Nigeria, RU, South Africa, SY, Ukraine, VE, BYShow source

Account / spend currencies

USDConditions apply: tap or hover for detailsShow source

Card denominated in USD, spends from USDC balance

SOL · USDC · ETH · BTCShow source

Own IBAN / bank details

YesShow source
No data yet

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Not available yet

YesConditions apply: tap or hover for detailsShow source

Platinum

Google Pay

YesConditions apply: tap or hover for detailsShow source

Virtual card

YesConditions apply: tap or hover for detailsShow source

Platinum

Physical card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Platinum

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesShow source

Spend stablecoins

YesShow source
YesShow source

Spendable assets

USDCConditions apply: tap or hover for detailsShow source

card spends from USDC balance; top up via EUR or crypto conversion

SOL · USDC · ETH · BTCShow source

Blockchains

No data yet
Solana · Ethereum · Base · PolygonShow source

Limits

ATM limit

$3,000Conditions apply: tap or hover for detailsShow source

Per day; $10,000 per month

No data yet

Spending limit

$150,000Conditions apply: tap or hover for detailsShow source

Per transaction

$10,000Conditions apply: tap or hover for detailsShow source

Per month on the virtual card; Platinum unlimited

Security & custody

Regulation / licences

MSB registered in CanadaShow source
No data yet

Annual cost at 1,500 EUR/month

Keytom Card

  • Annual & monthly fees−107 EUR
  • FX costs−85 EUR
  • Crypto conversion–
  • ATM costs−24 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

SolCard

  • Annual & monthly fees+0 EUR
  • FX costs−72 EUR
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Keytom Card comparisons

More SolCard comparisons