Coinbase One Card vs Keytom Card
Crypto native
Crypto native
Verdict
- Coinbase One Card and Keytom Card have the same overall score (6.0/10).
- Coinbase One Card is clearly stronger on: Fees, FX & international.
- Keytom Card is clearly stronger on: Availability.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Coinbase One Card is a good fit for
- Users who need credit rather than a debit/prepaid card
- Everyday spenders who want cashback
- Frequent travellers
Stronger on: Fees, FX & international
Keytom Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Availability
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Coinbase One Card | Keytom Card |
|---|---|---|
| Fees | 91 | 60 |
| Cashback & rewards | 47 | – |
| Availability | 3 | 100 |
| FX & international | 100 | 6 |
| Product features | – | 70 |
| Custody & security | 60 | – |
| Credit & financing | 70 | – |
| Limits & ATM | – | 60 |
| Transparency | 100 | 100 |
| Best for Cashback | 5.6 | n/a |
| Best for Travel | 7.1 | 4.7 |
| Best for DeFi Users | 6.7 | n/a |
| Best for High Spenders | 6.7 | 4.9 |
| Best for Low Fees | 8.9 | 5.3 |
| Best for Beginners | 6.2 | 7.5 |
| Best Crypto Credit Card | 7.2 | n/a |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Credit cardShow source
Network
American ExpressShow source
VisaShow source
Custody model
CustodialConditions apply: tap or hover for detailsShow source
The provider holds the funds
Card issuer / program manager
First Electronic Bank (offered through Coinbase, Inc. and Cardless, Inc.)Show source
Fees
Annual fee
$49.99/yearConditions apply: tap or hover for detailsShow source
Coinbase One membership required (from $49.99/year); no separate card annual fee for members
FX fee
0%Show source
2.35%Conditions apply: tap or hover for detailsShow source
Total fee on non-USD card payments, min 0.66 USDC
Crypto conversion fee
1%Conditions apply: tap or hover for detailsShow source
Card payments in USD, min 0.66 USDC
ATM fee
2%Conditions apply: tap or hover for detailsShow source
USD, min 0.66 USDC; non-USD 3.35%
Other fees & markups
Virtual card issuing free · Physical card delivery 50 USDC · Card monthly fee 10 USDCConditions apply: tap or hover for detailsShow source
Charged in USDC
Cashback & rewards
Base cashback
2%Conditions apply: tap or hover for detailsShow source
Lowest bitcoin-back tier; 2.5/3/4% depending on assets held on Coinbase (capped); requires a paid Coinbase One membership
Max cashback
4%Conditions apply: tap or hover for detailsShow source
Up to; tier depends on average Coinbase balance
Cashback paid in
BTCShow source
Cashback type
CryptoShow source
Cashback conditions
Reward tier depends on the account's average balance · 5% bitcoin back on travel booked via Coinbase One Card Travel · Reversed purchases can trigger a Rewards Adjustment ChargeShow source
Credit & financing
Credit line
YesConditions apply: tap or hover for detailsShow source
Subject to credit approval
Credit type
Revolving creditShow source
Availability
Available in
United StatesConditions apply: tap or hover for detailsShow source
Excluding US territories
GlobalConditions apply: tap or hover for detailsShow source
Residents of 150+ countries
Own IBAN / bank details
YesShow source
Features
Physical card
YesConditions apply: tap or hover for detailsShow source
Stainless steel card
YesShow source
Virtual card
YesShow source
ATM withdrawals
YesShow source
Travel / rental car insurance
YesConditions apply: tap or hover for detailsShow source
Amex network benefits: car rental loss & damage, trip cancellation/interruption, luggage
Purchase protection
YesConditions apply: tap or hover for detailsShow source
Amex network benefits: retail protection, extended warranty, return protection
Limits
ATM limit
$3,000Conditions apply: tap or hover for detailsShow source
Per day; $10,000 per month
Spending limit
$150,000Conditions apply: tap or hover for detailsShow source
Per transaction
Annual cost at 1,500 EUR/month
Coinbase One Card
- Annual & monthly fees−45 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Keytom Card
- Annual & monthly feesunknown
- FX costs−85 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers