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Keytom Card vs MP Card

Keytom Card

Crypto native

6.3
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MP Card

Crypto native

6.3
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Verdict

  • Keytom Card and MP Card have the same overall score (6.3/10).
  • Keytom Card is clearly stronger on: Custody & security, Limits & ATM.
  • MP Card is clearly stronger on: Fees.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Keytom Card is a good fit for

  • Stablecoin holders

Stronger on: Custody & security, Limits & ATM

MP Card is a good fit for

  • Stablecoin holders

Stronger on: Fees

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
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Review & sourcesKeytom Card vs ether.fi CashMP Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionKeytom CardMP Card
Fees71100
Cashback & rewards––
Availability100–
FX & international6–
Product features5858
Custody & security7560
Credit & financing30–
Limits & ATM6020
Transparency100100
Best for Cashback6.1n/a
Best for Travel4.8n/a
Best for DeFi Users5.96.4
Best for Stablecoins5.67.0
Best for High Spenders4.9n/a
Best for Low Fees5.87.6
Best for Beginners7.67.3

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveConditions apply: tap or hover for detailsShow source

Help article describing current application flow

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

credit BIN but spends own balance (not a loan)

Stablecoin cardShow source

Network

VisaShow source
VisaConditions apply: tap or hover for detailsShow source

Cloud Card

Custody model

CustodialConditions apply: tap or hover for detailsShow source

inferred from insured crypto custody via Fireblocks

CustodialShow source

Card issuer / program manager

KEYTOM SERVICES LTD (operator)Conditions apply: tap or hover for detailsShow source

card issuer not named

No data yet

Fees

Monthly fee

$10/monthConditions apply: tap or hover for detailsShow source

per card; $20 with both cards; charged only while balance covers it

No data yet

Physical card fee

$50Conditions apply: tap or hover for detailsShow source

delivery fee

No data yet

Virtual card fee

FreeConditions apply: tap or hover for detailsShow source

Free to open

No data yet

FX fee

2.35%Conditions apply: tap or hover for detailsShow source

Total fee on non-USD card payments, min 0.66 USDC

No data yet

Crypto conversion fee

1.5%Conditions apply: tap or hover for detailsShow source

EUR <-> crypto, personal accounts

No data yet

Top-up fee

No data yet
FreeConditions apply: tap or hover for detailsShow source

No currency given for the zero fee

Crypto withdrawal fee

0.1%Conditions apply: tap or hover for detailsShow source

plus network fee; personal accounts

No data yet

ATM fee

2% (min. $0.66)Conditions apply: tap or hover for detailsShow source

2% in USD, 3.35% in other currencies; physical card; operator fees may apply

No data yet

Transfer fee

€0.25 + 1% (min. €2.75)Conditions apply: tap or hover for detailsShow source

sending SEPA, personal; receiving 0.5% + €0.25 (min €2.75)

No data yet

Small transaction fee

1% (min. $0.66)Conditions apply: tap or hover for detailsShow source

payment fee on every purchase: 1% USD, 2.35% other currencies, min $0.66; not refunded on refunds

No data yet

Other fees & markups

Separate currency conversion fee per Fee Schedule when card linked to account in different currency · Possible account closure or inactivity fees per Fee ScheduleShow source
Handling fee 0.80% on consumption · Card opening fee 10 USDT (cancellation 3 USDT) · 3D Secure verification fee $0.03 per attempt · Auth/Verify fee: first 10 free per account per month, then $1 per transaction · Chargeback fee 0.80 USD per transaction (first 5 free per month) · FX/cross-border: pass-through of Visa/issuer rules; all-in about 1% USD spend, 1.8%-2.2% non-USD (stated guide only)Conditions apply: tap or hover for detailsShow source

Cloud Card; amounts in USDT not recorded as USD

Cashback & rewards

Interest on balance

No data yet
0%Conditions apply: tap or hover for detailsShow source

Balance does not bear interest

Reward exclusions

fuel pumps · gamblingConditions apply: tap or hover for detailsShow source

categories not supported for card use

No data yet

Credit & financing

Credit line

NoConditions apply: tap or hover for detailsShow source

Credit BIN but spends own balance

No data yet

Availability

Available in

GlobalConditions apply: tap or hover for detailsShow source

Residents of 150+ countries

No data yet

Account / spend currencies

USDConditions apply: tap or hover for detailsShow source

Card denominated in USD, spends from USDC balance

USDConditions apply: tap or hover for detailsShow source

Cloud Card settlement currency

Own IBAN / bank details

YesShow source
No data yet

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Not available yet

YesConditions apply: tap or hover for detailsShow source

Cloud Card

Google Pay

YesConditions apply: tap or hover for detailsShow source

Virtual card

YesConditions apply: tap or hover for detailsShow source

Cloud Card

Physical card

YesShow source
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
NoConditions apply: tap or hover for detailsShow source

Cloud Card

Spend stablecoins

YesShow source
YesShow source

Spendable assets

USDCConditions apply: tap or hover for detailsShow source

card spends from USDC balance; top up via EUR or crypto conversion

USDTShow source

Limits

ATM limit

$3,000Conditions apply: tap or hover for detailsShow source

Per day; $10,000 per month

No data yet

Spending limit

$150,000Conditions apply: tap or hover for detailsShow source

Per transaction

$100,000Conditions apply: tap or hover for detailsShow source

Single-transaction product upper limit; also 50 purchases/day, $250,000 daily, $1,000,000 monthly, $2,000,000 annual; actual limits per app

Security & custody

Regulation / licences

MSB registered in CanadaShow source
No data yet

Deposit protection

No data yet
NoShow source

Annual cost at 1,500 EUR/month

Keytom Card

  • Annual & monthly fees−107 EUR
  • FX costs−85 EUR
  • Crypto conversion–
  • ATM costs−24 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

MP Card

  • Annual & monthly feesunknown
  • FX costsunknown
  • Crypto conversion–
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Keytom Card comparisons

More MP Card comparisons