Karta Visa Signature vs Keytom Card
Crypto native
Crypto native
Verdict
- Karta Visa Signature and Keytom Card have the same overall score (6.1/10).
- Karta Visa Signature is clearly stronger on: Product features, Limits & ATM.
- Keytom Card is clearly stronger on: Fees.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Karta Visa Signature is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Product features, Limits & ATM
Keytom Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Karta Visa Signature | Keytom Card |
|---|---|---|
| Fees | 40 | 76 |
| Cashback & rewards | – | – |
| Availability | 100 | 100 |
| FX & international | – | 6 |
| Product features | 70 | 56 |
| Custody & security | – | – |
| Credit & financing | – | 30 |
| Limits & ATM | 70 | 60 |
| Transparency | 100 | 100 |
| Best for Travel | 6.1 | 4.8 |
| Best for DeFi Users | n/a | 5.2 |
| Best for High Spenders | n/a | 4.9 |
| Best for Low Fees | 5.6 | 6.0 |
| Best for Beginners | 7.1 | 7.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardShow source
Network
VisaShow source
VisaShow source
Fees
Virtual card fee
FreeConditions apply: tap or hover for detailsShow source
Free to open
FX fee
2.35%Conditions apply: tap or hover for detailsShow source
Total fee on non-USD card payments, min 0.66 USDC
Crypto conversion fee
1.5%Conditions apply: tap or hover for detailsShow source
Charged on card payments
1%Conditions apply: tap or hover for detailsShow source
Card payments in USD, min 0.66 USDC
Top-up fee
FreeConditions apply: tap or hover for detailsShow source
Crypto top-up
ATM fee
1.5%Conditions apply: tap or hover for detailsShow source
Plus 1 USDT per withdrawal
2%Conditions apply: tap or hover for detailsShow source
USD, min 0.66 USDC; non-USD 3.35%
Transfer fee
€2 + 1.5%Conditions apply: tap or hover for detailsShow source
SEPA; SWIFT 1.4% + $2
Other fees & markups
Virtual card activation 5 USDT · Physical card activation from 100 USDTConditions apply: tap or hover for detailsShow source
Charged in USDT
Virtual card issuing free · Physical card delivery 50 USDC · Card monthly fee 10 USDCConditions apply: tap or hover for detailsShow source
Charged in USDC
Credit & financing
Credit line
NoConditions apply: tap or hover for detailsShow source
Credit BIN but spends own balance
Availability
Available in
GlobalConditions apply: tap or hover for detailsShow source
200+ countries, subject to local regulation
GlobalConditions apply: tap or hover for detailsShow source
Residents of 150+ countries
Account / spend currencies
USDT · USDCConditions apply: tap or hover for detailsShow source
Funding assets
USDConditions apply: tap or hover for detailsShow source
Card denominated in USD, spends from USDC balance
Own IBAN / bank details
YesShow source
Features
Apple Pay
YesShow source
NoConditions apply: tap or hover for detailsShow source
Not available yet
Google Pay
YesShow source
YesConditions apply: tap or hover for detailsShow source
Virtual card
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
YesShow source
Blockchains
Tron · Ethereum · BNB Smart Chain · Polygon · Arbitrum · Optimism · Base · SolanaShow source
Limits
ATM limit
$3,000Conditions apply: tap or hover for detailsShow source
Per day; $10,000 per month
Spending limit
$150,000Conditions apply: tap or hover for detailsShow source
Per transaction
Security & custody
Regulation / licences
FINTRAC MSB registry (Canada) No. M21788474Conditions apply: tap or hover for detailsShow source
KEYTOM SERVICES LTD
Deposit protection
NoShow source
Annual cost at 1,500 EUR/month
Karta Visa Signature
- Annual & monthly feesunknown
- FX costsunknown
- Crypto conversion–
- ATM costs−18 EUR
- Cashbackunknown
- Net annual valuenot enough data
Keytom Card
- Annual & monthly feesunknown
- FX costs−85 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers