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Fuse Card vs Keytom Card

Fuse Card

Crypto native

6.3
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Keytom Card

Crypto native

6.3
Get the card

Verdict

  • Fuse Card and Keytom Card have the same overall score (6.3/10).
  • Fuse Card is clearly stronger on: Fees, FX & international, Custody & security.
  • Keytom Card is clearly stronger on: Availability, Limits & ATM.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Fuse Card is a good fit for

  • People who want to keep control of their keys
  • Stablecoin holders
  • Frequent travellers

Stronger on: Fees, FX & international, Custody & security

Keytom Card is a good fit for

  • Stablecoin holders

Stronger on: Availability, Limits & ATM

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesFuse Card vs ether.fi CashKeytom Card vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionFuse CardKeytom Card
Fees10071
Cashback & rewards––
Availability3100
FX & international1006
Product features5358
Custody & security9575
Credit & financing3030
Limits & ATM2060
Transparency100100
Best for Cashback5.96.1
Best for Travel6.94.8
Best for Self-Custody8.6n/a
Best for DeFi Users7.35.9
Best for Stablecoins8.55.6
Best for High Spenders6.34.9
Best for Low Fees8.85.8
Best for Beginners6.87.6

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Prepaid cardConditions apply: tap or hover for detailsShow source

Lead Bank Prepaid Visa; not a gift card, no expiration date

Prepaid cardConditions apply: tap or hover for detailsShow source

credit BIN but spends own balance (not a loan)

Network

VisaShow source
VisaShow source

Custody model

Self-custodyConditions apply: tap or hover for detailsShow source

Solana smart account with multiple keys

CustodialConditions apply: tap or hover for detailsShow source

inferred from insured crypto custody via Fireblocks

Card issuer / program manager

Lead Bank (issuer); Bridge (program manager); Squads Labs (platform provider)Show source
KEYTOM SERVICES LTD (operator)Conditions apply: tap or hover for detailsShow source

card issuer not named

Fees

Monthly fee

FreeShow source
$10/monthConditions apply: tap or hover for detailsShow source

per card; $20 with both cards; charged only while balance covers it

Physical card fee

No data yet
$50Conditions apply: tap or hover for detailsShow source

delivery fee

Virtual card fee

FreeShow source
FreeConditions apply: tap or hover for detailsShow source

Free to open

Replacement fee

FreeShow source
No data yet

FX fee

0%Conditions apply: tap or hover for detailsShow source

Including purchases outside the US

2.35%Conditions apply: tap or hover for detailsShow source

Total fee on non-USD card payments, min 0.66 USDC

Crypto conversion fee

No data yet
1.5%Conditions apply: tap or hover for detailsShow source

EUR <-> crypto, personal accounts

Top-up fee

FreeShow source
No data yet

Crypto withdrawal fee

No data yet
0.1%Conditions apply: tap or hover for detailsShow source

plus network fee; personal accounts

ATM fee

No data yet
2% (min. $0.66)Conditions apply: tap or hover for detailsShow source

2% in USD, 3.35% in other currencies; physical card; operator fees may apply

Transfer fee

No data yet
€0.25 + 1% (min. €2.75)Conditions apply: tap or hover for detailsShow source

sending SEPA, personal; receiving 0.5% + €0.25 (min €2.75)

Settlement fee

FreeShow source
No data yet

Small transaction fee

No data yet
1% (min. $0.66)Conditions apply: tap or hover for detailsShow source

payment fee on every purchase: 1% USD, 2.35% other currencies, min $0.66; not refunded on refunds

Other fees & markups

Fees for Stablecoin Sales and other transactions incidental to card use may be charged by the Platform Provider (Fuse) or Program Manager (Bridge); amounts not stated in this agreementShow source
Separate currency conversion fee per Fee Schedule when card linked to account in different currency · Possible account closure or inactivity fees per Fee ScheduleShow source

Cashback & rewards

Reward exclusions

No data yet
fuel pumps · gamblingConditions apply: tap or hover for detailsShow source

categories not supported for card use

Credit & financing

Credit line

NoShow source
NoConditions apply: tap or hover for detailsShow source

Credit BIN but spends own balance

Credit type

NoneShow source
No data yet

Spend own balance directly

YesConditions apply: tap or hover for detailsShow source

At each purchase the Program Manager sells stablecoins from the user's Fuse (Platform Provider) wallet and loads the fiat proceeds onto the card

No data yet

Availability

Available in

United StatesConditions apply: tap or hover for detailsShow source

Invite code only; excluding residents of New York and Alaska

GlobalConditions apply: tap or hover for detailsShow source

Residents of 150+ countries

Account / spend currencies

USDConditions apply: tap or hover for detailsShow source

The card holds only fiat currency; fees are applied to the U.S. dollar amount of each transaction

USDConditions apply: tap or hover for detailsShow source

Card denominated in USD, spends from USDC balance

Own IBAN / bank details

No data yet
YesShow source

Features

Apple Pay

YesShow source
NoConditions apply: tap or hover for detailsShow source

Not available yet

Google Pay

No data yet
YesConditions apply: tap or hover for detailsShow source

Virtual card

Physical card

No data yet
YesShow source

Virtual card

YesShow source
YesShow source

ATM withdrawals

NoShow source
YesShow source

Spend stablecoins

YesShow source
YesShow source

Spendable assets

USDCConditions apply: tap or hover for detailsShow source

Only USDC in the Card Account

USDCConditions apply: tap or hover for detailsShow source

card spends from USDC balance; top up via EUR or crypto conversion

Blockchains

SolanaShow source
No data yet

Limits

ATM limit

No data yet
$3,000Conditions apply: tap or hover for detailsShow source

Per day; $10,000 per month

Spending limit

$2,000Conditions apply: tap or hover for detailsShow source

Per day by default; may be raised after some usage

$150,000Conditions apply: tap or hover for detailsShow source

Per transaction

Security & custody

Regulation / licences

Card issued by Lead Bank under licensing by Visa U.S.A. Inc.Show source
MSB registered in CanadaShow source

Deposit protection

NoConditions apply: tap or hover for detailsShow source

Fiat currency on the card is not eligible for FDIC insurance

No data yet

Annual cost at 1,500 EUR/month

Fuse Card

  • Annual & monthly fees+0 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

Keytom Card

  • Annual & monthly fees−107 EUR
  • FX costs−85 EUR
  • Crypto conversion–
  • ATM costs−24 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Fuse Card comparisons

More Keytom Card comparisons