Crydit Visa Card vs Pionex Card
Crypto native
Crypto native
Verdict
- Crydit Visa Card and Pionex Card have the same overall score (6.2/10).
- Pionex Card is clearly stronger on: Fees, Limits & ATM.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Crydit Visa Card is a good fit for
- No specific audience can be derived from the published data yet.
Pionex Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Fees, Limits & ATM
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Crydit Visa Card | Pionex Card |
|---|---|---|
| Fees | 50 | 100 |
| Cashback & rewards | – | 28 |
| Availability | 100 | – |
| FX & international | – | – |
| Product features | 70 | 70 |
| Custody & security | – | 60 |
| Credit & financing | – | – |
| Limits & ATM | 50 | 60 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 5.1 |
| Best for Travel | 6.0 | 6.1 |
| Best for DeFi Users | n/a | 6.1 |
| Best for High Spenders | n/a | 5.3 |
| Best for Low Fees | 5.8 | 8.2 |
| Best for Beginners | 7.3 | 7.4 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Network
VisaShow source
Visa / MastercardShow source
Custody model
CustodialShow source
Fees
Annual fee
FreeShow source
FreeShow source
Physical card fee
$199Conditions apply: tap or hover for detailsShow source
$199 or $249 depending on card
Crypto conversion fee
1.5%Conditions apply: tap or hover for detailsShow source
Plus 0.8 USDT per transaction
Top-up fee
1%Show source
ATM fee
2.5%Show source
2%Conditions apply: tap or hover for detailsShow source
Pionex Visa card, physical card only; ATM operators may charge their own fee
Cashback & rewards
Max cashback
1%Conditions apply: tap or hover for detailsShow source
Pionex Visa card; no cap on eligible spending
Interest on balance
5%Conditions apply: tap or hover for detailsShow source
USDT balance in the Visa Card account (not USD/EUR); no subscription or staking required; only positive balances
Availability
Available in
GlobalConditions apply: tap or hover for detailsShow source
210+ countries and regions
Not available in
AF, VE, RU, MM, Ukraine, KP, IR, BYConditions apply: tap or hover for detailsShow source
Spending restriction: payments declined at merchants registered in or operating from these countries (sanctions); not a residency/application restriction
Features
Physical card
YesShow source
YesConditions apply: tap or hover for detailsShow source
Visa card; ATM only on physical card
Virtual card
YesConditions apply: tap or hover for detailsShow source
Pionex Mastercard is virtual only
ATM withdrawals
YesShow source
Limits
Spending limit
$20,000Conditions apply: tap or hover for detailsShow source
Pionex Mastercard default per transaction and daily; monthly 100,000 USD; limit increases not supported
Annual cost at 1,500 EUR/month
Crydit Visa Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costs−30 EUR
- Cashbackunknown
- Net annual valuenot enough data
Pionex Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers