Crydit Visa Card vs Keytom Card
Crypto native
Crypto native
Verdict
- Keytom Card scores higher overall (6.3 vs 6.2 out of 10).
- Crydit Visa Card is clearly stronger on: Product features.
- Keytom Card is clearly stronger on: Fees, Limits & ATM.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Crydit Visa Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Product features
Keytom Card is a good fit for
- Stablecoin holders
Stronger on: Fees, Limits & ATM
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Crydit Visa Card | Keytom Card |
|---|---|---|
| Fees | 50 | 71 |
| Cashback & rewards | – | – |
| Availability | 100 | 100 |
| FX & international | – | 6 |
| Product features | 70 | 58 |
| Custody & security | – | 75 |
| Credit & financing | – | 30 |
| Limits & ATM | 50 | 60 |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 6.1 |
| Best for Travel | 6.0 | 4.8 |
| Best for DeFi Users | n/a | 5.9 |
| Best for Stablecoins | n/a | 5.6 |
| Best for High Spenders | n/a | 4.9 |
| Best for Low Fees | 5.8 | 5.8 |
| Best for Beginners | 7.3 | 7.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Prepaid cardConditions apply: tap or hover for detailsShow source
credit BIN but spends own balance (not a loan)
Network
VisaShow source
VisaShow source
Custody model
CustodialConditions apply: tap or hover for detailsShow source
inferred from insured crypto custody via Fireblocks
Card issuer / program manager
KEYTOM SERVICES LTD (operator)Conditions apply: tap or hover for detailsShow source
card issuer not named
Fees
Annual fee
FreeShow source
Monthly fee
$10/monthConditions apply: tap or hover for detailsShow source
per card; $20 with both cards; charged only while balance covers it
Physical card fee
$199Conditions apply: tap or hover for detailsShow source
$199 or $249 depending on card
$50Conditions apply: tap or hover for detailsShow source
delivery fee
Virtual card fee
FreeConditions apply: tap or hover for detailsShow source
Free to open
FX fee
2.35%Conditions apply: tap or hover for detailsShow source
Total fee on non-USD card payments, min 0.66 USDC
Crypto conversion fee
1.5%Conditions apply: tap or hover for detailsShow source
Plus 0.8 USDT per transaction
1.5%Conditions apply: tap or hover for detailsShow source
EUR <-> crypto, personal accounts
Top-up fee
1%Show source
Crypto withdrawal fee
0.1%Conditions apply: tap or hover for detailsShow source
plus network fee; personal accounts
ATM fee
2.5%Show source
2% (min. $0.66)Conditions apply: tap or hover for detailsShow source
2% in USD, 3.35% in other currencies; physical card; operator fees may apply
Transfer fee
€0.25 + 1% (min. €2.75)Conditions apply: tap or hover for detailsShow source
sending SEPA, personal; receiving 0.5% + €0.25 (min €2.75)
Small transaction fee
1% (min. $0.66)Conditions apply: tap or hover for detailsShow source
payment fee on every purchase: 1% USD, 2.35% other currencies, min $0.66; not refunded on refunds
Other fees & markups
Separate currency conversion fee per Fee Schedule when card linked to account in different currency · Possible account closure or inactivity fees per Fee ScheduleShow source
Cashback & rewards
Reward exclusions
fuel pumps · gamblingConditions apply: tap or hover for detailsShow source
categories not supported for card use
Credit & financing
Credit line
NoConditions apply: tap or hover for detailsShow source
Credit BIN but spends own balance
Availability
Available in
GlobalConditions apply: tap or hover for detailsShow source
210+ countries and regions
GlobalConditions apply: tap or hover for detailsShow source
Residents of 150+ countries
Account / spend currencies
USDConditions apply: tap or hover for detailsShow source
Card denominated in USD, spends from USDC balance
Own IBAN / bank details
YesShow source
Features
Apple Pay
NoConditions apply: tap or hover for detailsShow source
Not available yet
Google Pay
YesConditions apply: tap or hover for detailsShow source
Virtual card
Physical card
YesShow source
YesShow source
Virtual card
YesShow source
ATM withdrawals
YesShow source
YesShow source
Spend stablecoins
YesShow source
Spendable assets
USDCConditions apply: tap or hover for detailsShow source
card spends from USDC balance; top up via EUR or crypto conversion
Limits
ATM limit
$3,000Conditions apply: tap or hover for detailsShow source
Per day; $10,000 per month
Spending limit
$150,000Conditions apply: tap or hover for detailsShow source
Per transaction
Security & custody
Regulation / licences
MSB registered in CanadaShow source
Annual cost at 1,500 EUR/month
Crydit Visa Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costs−30 EUR
- Cashbackunknown
- Net annual valuenot enough data
Keytom Card
- Annual & monthly fees−107 EUR
- FX costs−85 EUR
- Crypto conversion–
- ATM costs−24 EUR
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers