Coin98 Fusion Card vs Coinbase One Card
Crypto native
Crypto native
Verdict
- Coin98 Fusion Card and Coinbase One Card have the same overall score (6.0/10).
- Coin98 Fusion Card is clearly stronger on: Availability.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Coin98 Fusion Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Availability
Coinbase One Card is a good fit for
- Users who need credit rather than a debit/prepaid card
- Everyday spenders who want cashback
- Frequent travellers
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Coin98 Fusion Card | Coinbase One Card |
|---|---|---|
| Fees | 86 | 91 |
| Cashback & rewards | – | 47 |
| Availability | 40 | 3 |
| FX & international | – | 100 |
| Product features | 56 | – |
| Custody & security | – | 60 |
| Credit & financing | – | 70 |
| Limits & ATM | 65 | – |
| Transparency | 100 | 100 |
| Best for Cashback | n/a | 5.6 |
| Best for Travel | 6.2 | 7.1 |
| Best for DeFi Users | n/a | 6.7 |
| Best for High Spenders | n/a | 6.7 |
| Best for Low Fees | 7.8 | 8.9 |
| Best for Beginners | 6.7 | 6.2 |
| Best Crypto Credit Card | n/a | 7.2 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Credit cardShow source
Network
VisaShow source
American ExpressShow source
Custody model
CustodialConditions apply: tap or hover for detailsShow source
The provider holds the funds
Card issuer / program manager
DCSConditions apply: tap or hover for detailsShow source
Service provider handling card matters; Coin98 acts as communication bridge
First Electronic Bank (offered through Coinbase, Inc. and Cardless, Inc.)Show source
Fees
Annual fee
FreeShow source
$49.99/yearConditions apply: tap or hover for detailsShow source
Coinbase One membership required (from $49.99/year); no separate card annual fee for members
Monthly fee
FreeShow source
Virtual card fee
$9Conditions apply: tap or hover for detailsShow source
One-time activation
FX fee
0%Show source
Top-up fee
1%Conditions apply: tap or hover for detailsShow source
Charged by Coin98 and the service provider (DCS) on each top-up
ATM fee
1% (min. SGD 5)Conditions apply: tap or hover for detailsShow source
1% or SGD 5, whichever is higher, per transaction
Other fees & markups
One-time card issuance fee (amount not stated on page); no annual feeShow source
Cashback & rewards
Base cashback
2%Conditions apply: tap or hover for detailsShow source
Lowest bitcoin-back tier; 2.5/3/4% depending on assets held on Coinbase (capped); requires a paid Coinbase One membership
Max cashback
4%Conditions apply: tap or hover for detailsShow source
Up to; tier depends on average Coinbase balance
Cashback paid in
BTCShow source
Cashback type
CryptoShow source
Cashback conditions
Reward tier depends on the account's average balance · 5% bitcoin back on travel booked via Coinbase One Card Travel · Reversed purchases can trigger a Rewards Adjustment ChargeShow source
Credit & financing
Credit line
YesConditions apply: tap or hover for detailsShow source
Subject to credit approval
Credit type
Revolving creditShow source
Availability
Available in
Asia-PacificConditions apply: tap or hover for detailsShow source
Currently available to residents in the APAC region
United StatesConditions apply: tap or hover for detailsShow source
Excluding US territories
Account / spend currencies
USDC · USDTShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
NoConditions apply: tap or hover for detailsShow source
Coming soon
YesConditions apply: tap or hover for detailsShow source
Stainless steel card
Virtual card
YesShow source
ATM withdrawals
YesShow source
Travel / rental car insurance
YesConditions apply: tap or hover for detailsShow source
Amex network benefits: car rental loss & damage, trip cancellation/interruption, luggage
Purchase protection
YesConditions apply: tap or hover for detailsShow source
Amex network benefits: retail protection, extended warranty, return protection
Limits
ATM limit
SGD 10,000Conditions apply: tap or hover for detailsShow source
Per day; up to SGD 100,000 per month
Spending limit
SGD 200,000Conditions apply: tap or hover for detailsShow source
12-month rolling limit; higher limit on request
Annual cost at 1,500 EUR/month
Coin98 Fusion Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costs−42 EUR
- Cashbackunknown
- Net annual valuenot enough data
Coinbase One Card
- Annual & monthly fees−45 EUR
- FX costs+0 EUR
- Crypto conversion–
- ATM costsunknown
- Cashback+360 EUR
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers