Coin98 Fusion Card vs Picnic Card
Crypto native
Crypto native
Verdict
- Coin98 Fusion Card and Picnic Card have the same overall score (5.9/10).
- Coin98 Fusion Card is clearly stronger on: Availability.
- A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.
Coin98 Fusion Card is a good fit for
- No specific audience can be derived from the published data yet.
Stronger on: Availability
Picnic Card is a good fit for
- People who want to keep control of their keys
★ Our pickEditorial choice · score unchanged · Affiliate link
Neither card is our pick. The card we recommend instead:
Crypto native · ether.fi
Why we recommend it
- 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
- 5.35% variable interest on your balanceConditions apply
- No annual or monthly fee on the base tierConditions apply
- Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
- Self-custody: funds stay in your own walletConditions apply
Conditions apply; the review lists them with sources.
Score by criterion
| Criterion | Coin98 Fusion Card | Picnic Card |
|---|---|---|
| Fees | 98 | 100 |
| Cashback & rewards | – | – |
| Availability | 27 | 3 |
| FX & international | – | – |
| Product features | 56 | – |
| Custody & security | – | 80 |
| Credit & financing | – | – |
| Limits & ATM | – | – |
| Transparency | 100 | 100 |
| Best for Self-Custody | n/a | 7.4 |
| Best for DeFi Users | n/a | 6.9 |
| Best for Low Fees | 7.9 | 8.0 |
| Best for Beginners | 6.8 | 6.6 |
Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.
Product
Product status
ActiveShow source
ActiveShow source
Card type
Debit cardShow source
Network
VisaShow source
VisaShow source
Custody model
Self-custodyShow source
Card issuer / program manager
DCS Card CentreShow source
Fees
Annual fee
FreeShow source
FreeShow source
Monthly fee
FreeShow source
Virtual card fee
$9Conditions apply: tap or hover for detailsShow source
One-time activation
FreeShow source
Availability
Available in
Singapore, Malaysia, Thailand, Philippines, Vietnam, Japan, South Korea, TW, AustraliaShow source
BrazilShow source
Account / spend currencies
USDC · USDTShow source
Features
Apple Pay
YesShow source
Google Pay
YesShow source
Physical card
NoConditions apply: tap or hover for detailsShow source
Coming soon
Virtual card
YesShow source
YesShow source
ATM withdrawals
YesShow source
Annual cost at 1,500 EUR/month
Coin98 Fusion Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Picnic Card
- Annual & monthly fees+0 EUR
- FX costsunknown
- Crypto conversion–
- ATM costsunknown
- Cashbackunknown
- Net annual valuenot enough data
Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers