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Bringin Card vs RedotPay

Bringin Card

Crypto native

7.4
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RedotPay

Crypto native

5.5
Get the card

Verdict

  • Bringin Card scores higher overall (7.4 vs 5.5 out of 10).
  • Bringin Card is clearly stronger on: FX & international.
  • RedotPay is clearly stronger on: Product features, Credit & financing.
  • A full annual cost comparison is not possible yet because some fees are not disclosed or not yet researched.

Bringin Card is a good fit for

  • Frequent travellers

Stronger on: FX & international

RedotPay is a good fit for

  • Stablecoin holders
  • Users who need credit rather than a debit/prepaid card

Stronger on: Product features, Credit & financing

★ Our pickEditorial choice · score unchanged · Affiliate link

Neither card is our pick. The card we recommend instead:

ether.fi Cash

Crypto native · ether.fi

8.1

Why we recommend it

  • 3% cashback in ETHFI on up to $2,000 of spend a monthConditions apply
  • 5.35% variable interest on your balanceConditions apply
  • No annual or monthly fee on the base tierConditions apply
  • Extras on the base tier: airport lounge access, travel / rental car insurance, purchase protectionConditions apply
  • Self-custody: funds stay in your own walletConditions apply
Get the card
Review & sourcesBringin Card vs ether.fi CashRedotPay vs ether.fi Cash

Conditions apply; the review lists them with sources.

Score by criterion

CriterionBringin CardRedotPay
Fees8086
Cashback & rewards–12
Availability100–
FX & international10052
Product features5670
Custody & security85–
Credit & financing3070
Limits & ATM–60
Transparency10093
Best for Cashbackn/a4.0
Best for Travel8.05.8
Best for DeFi Users6.85.5
Best for Stablecoinsn/a5.8
Best for High Spenders6.34.7
Best for Low Fees8.47.5
Best for Beginners7.96.7
Best Crypto Credit Cardn/a6.4

Conditions apply, e.g. only for the base tier, up to a monthly cap or in some countries. Tap a value with * (or hover over it) to see them.

Product

Product status

ActiveShow source
ActiveShow source

Card type

Debit cardShow source
No data yet

Network

VisaShow source
VisaShow source

Custody model

HybridConditions apply: tap or hover for detailsShow source

Bitcoin stays in the user's own wallet; euros are held in the card's vIBAN

No data yet

Card issuer / program manager

Infrastructure by Lightspark Payments Europe AS (MiCA-authorized CASP)Show source
No data yet

Tiers / plans

No data yet
Regular account · RedotPay Pro Monthly ($12.90/month) · RedotPay Pro Annual ($129.00/year)Conditions apply: tap or hover for detailsShow source

Annual: "Annual Membership: $129.00 / year"; without membership the account is a "regular account"

Fees

Annual fee

€37.69/yearConditions apply: tap or hover for detailsShow source

Paid annually (10% discount); otherwise €3.49 a month

FreeConditions apply: tap or hover for detailsShow source

Stated under Physical Card; currency not stated on page

Monthly fee

€3.49/monthConditions apply: tap or hover for detailsShow source

Monthly payment; €37.69 when paid annually

No data yet

Physical card fee

FreeShow source
$100Show source

Virtual card fee

FreeShow source
$10Show source

FX fee

0%Show source
1.2%Conditions apply: tap or hover for detailsShow source

Spending in a currency other than the card currency

Crypto conversion fee

1%Conditions apply: tap or hover for detailsShow source

Bitcoin to euro

1%Show source

ATM fee

No data yet
2%Conditions apply: tap or hover for detailsShow source

USD card up to $10,000/month, 3% above; Pro annual waives up to $1,000/month of RedotPay ATM fees

Settlement fee

FreeShow source
No data yet

Other fees & markups

No data yet
1.5% transaction fee (min. 0.50 USD) at specific listed merchants (e.g. Facebook Ads, Discord, some games); first 3 eligible transactions per card per calendar month waivedConditions apply: tap or hover for detailsShow source

Waived on the first 3 eligible transactions per card each calendar month; merchant list reviewed regularly

Cashback & rewards

Max cashback

No data yet
3%Conditions apply: tap or hover for detailsShow source

RedotPay Pro (monthly or annual) only; Apple Pay / Google Pay transactions only; capped at 18 USDs per month

Cashback paid in

No data yet
USDsShow source

Max cashback per month

No data yet
$18/monthConditions apply: tap or hover for detailsShow source

Paid in USDs (RedotPay spend credit), Pro members only

Cashback conditions

No data yet
RedotPay Pro membership required · Only Apple Pay or Google Pay transactions qualify · USDs usable only for future card transactions; cannot be withdrawn, transferred or used to buy cards · Cashback reclaimed on refunds/disputesShow source

Reward expiry / vesting

No data yet
Cashback USDs expire after 30 daysShow source

Credit & financing

Credit line

NoShow source
YesConditions apply: tap or hover for detailsShow source

Optional Credit feature (app v3.0.0+), usable for RedotPay card spending when set as main payment method

Credit type

No data yet
Crypto-backed creditConditions apply: tap or hover for detailsShow source

Optional Credit feature; stablecoins excluded as collateral

Collateral assets

No data yet
Supported crypto assets (excluding stablecoins)Show source

Interest notes

No data yet
Interest calculated daily on the principal of the credit balance; simple interest (no compounding)Conditions apply: tap or hover for detailsShow source

Optional Credit feature

Spend by borrowing against collateral

No data yet
YesConditions apply: tap or hover for detailsShow source

Optional; crypto collateral is locked at payment until repaid

Availability

Available in

EEAConditions apply: tap or hover for detailsShow source

Anyone 18+ with a valid ID from an EEA country

No data yet

Not available in

No data yet
AF, AL, BY, BA, BV, BF, BI, CF, CD, Croatia, CU, ER, ET, GW, HT, India, Indonesia, IR, IQ, LB, LR, LY, CN, ML, ME, MA, MM, NP, NI, KP, MK, RU, RS, Singapore, Slovenia, SO, SS, SD, SY, Turkey, Ukraine, United States, VE, YE, ZWConditions apply: tap or hover for detailsShow source

Card issuance restricted list (Aug 28, 2026); also lists Kosovo and Netherlands Antilles, which have no current ISO code and are omitted

Account / spend currencies

EUR · BTCShow source
No data yet

Own IBAN / bank details

YesConditions apply: tap or hover for detailsShow source

Personal euro vIBAN

No data yet

Features

Apple Pay

NoConditions apply: tap or hover for detailsShow source

Only through the Curve app; direct support planned

YesShow source

Google Pay

YesShow source
YesShow source

Physical card

YesShow source
YesConditions apply: tap or hover for detailsShow source

Not available in every country

Virtual card

YesShow source
YesShow source

ATM withdrawals

YesShow source
YesShow source

Spend stablecoins

No data yet
YesShow source

Spendable assets

BTC (on-chain and Lightning) · EURShow source
No data yet

Blockchains

Bitcoin · Lightning NetworkShow source
No data yet

Limits

ATM limit

€350Conditions apply: tap or hover for detailsShow source

Per day; €3,000 a month

No data yet

Spending limit

€10,000Conditions apply: tap or hover for detailsShow source

Per day, standard KYC level; €15,000 a month

No data yet

Security & custody

Regulation / licences

MiCA (CASP authorization of infrastructure provider Lightspark Payments Europe AS)Conditions apply: tap or hover for detailsShow source

Authorization is held by the infrastructure provider, not by Bringin itself

Money Lender's Licence No. 1715/2025 (RedotPay Credit)Conditions apply: tap or hover for detailsShow source

Licence stated for the Credit feature; issuing jurisdiction not named on page

Annual cost at 1,500 EUR/month

Bringin Card

  • Annual & monthly fees−80 EUR
  • FX costs+0 EUR
  • Crypto conversion–
  • Per-transaction fees+0 EUR
  • ATM costsunknown
  • Cashbackunknown
  • Net annual valuenot enough data

RedotPay

  • Annual & monthly fees+0 EUR
  • FX costs−43 EUR
  • Crypto conversion–
  • ATM costs−24 EUR
  • Cashbackunknown
  • Net annual valuenot enough data

Assumes 300 EUR foreign spend and 100 EUR ATM per month, base tier only. Use your own numbers

More Bringin Card comparisons

More RedotPay comparisons